Skip to content

S-Invest

Active
Private limited companyfounded 2019active for 7 yearsDistelhof 5, 2560 Nijlen, BelgiumKBO/BCE: BE 0736.328.879

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

S-Invest has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,639 and a net result of €29,732. Equity is growing by about 43% per year across the filed financial years. Its solvency ranks better than 18% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
S-InvestActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 14-10-2019 Normal situation
Legal form
Private limited company
Registered office
Distelhof 5, 2560 Nijlen
Activity
Business and other management consultancy NACE 70200and 4 others
Establishment unit
2.295.850.042 2560 Nijlen, since 14-10-2019
Financial year end
30 September
Peppol
Reachable since 21-10-2026
Company details

Who decides

Board
  • H&SDirector · permanent representative Scheelen Hanneke
  • MaroDirector · permanent representative Scheelen Nik
Holdings
Shares in 2 companies HNMS and S.I.C.
Board & ownership

How it is doing

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-09-2025
Gross margin
€35,878
▲ 46.3%
Turnover
≈ €100,000
estimated
Profit
€29,732
Equity
€83,639
▲ 55.2%
Total assets
€677,895
▼ 2.3%
2025 accounts 30 days early
Filed on 31-03-2026PDF
Financials
Why 92raises riskEquity €83,639 (12.3% of total assets)lowers riskSize: total assets €677,895Sector: Activities of head offices; management consultancy activities (NACE 70)Figures for financial year 2025 (filed 31-03-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 37% of its sector peers (NACE 70, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 37+4
equity 12.3% of total assets
Liquidity 20-1
short-term debt 68.4% · cash 5.6%
Profitability 74+54
return on assets 4.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.4%▲ +0.1 percentage points vs 01-2025 03-2025: 0.5%▲ +0.1 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.8%▲ +0.3 percentage points vs 04-2025highest value 06-2025: 0.4%▼ -0.4 percentage points vs 05-2025 07-2025: 0.1%▼ -0.3 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.2%▲ +0.1 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.1%▼ -0.1 percentage points vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.1, compared with 0.12 in 2024, below 1; short-term debt: 68.4% and cash: 5.6% of total assets), and 87.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 18% on solvency, 8% on liquidity, 39% on profitability and 81% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €677,895
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Equity €83,639 (12.3% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 31-03-2026)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 39242 sector peers (2025).
NBB · sector comparison
Position among 39242 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
30 days early
2024
6 days late
2023
11 days early
2022
51 days early
2021
5 days early
2020
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 15 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 20 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Caution: Among the weakest 18% on solvencysector median 55.6% · 39,242 companies 12.3% View
  • Merger with HNMSmerger on 30-04-2024 2024 View

Documents

Annual accounts at the NBB

All 6 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about S-Invest

What is the company number of S-Invest?
0736.328.879. In Belgium the VAT number is the company number with BE in front: BE 0736.328.879.
Where is S-Invest based?
The registered office is at Distelhof 5, 2560 Nijlen.Company details
What does S-Invest do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of S-Invest?
Private limited company (BV).
When was S-Invest founded?
On 14-10-2019.
Is S-Invest still active?
Yes, S-Invest is an active enterprise in the KBO register.
What is the turnover of S-Invest?
≈ €100,000 in financial year 2025. Estimated from the gross margin of €35,878: probably between €61,000 and €140,000, based on 144 comparable companies, NACE 70200.Financials
Is S-Invest profitable?
In financial year 2025, S-Invest made a profit of €29,732.
Where can I find the annual accounts of S-Invest?
S-Invest filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of S-Invest due?
By 30-04-2027, for financial year 2026.Timeline

Companies related to S-Invest

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure