Financials
- Fiscal year
- 2024
- Total assets
- €175,835
- Profit
- €19,561
- Solvency
- 28.6%
Total assets▲ 11.4%
Net result
20202024
S.Ines
ActiveSummary
S.Ines has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €50,302 and a net result of €19,561. Equity is growing by ~47.1% per year across the filed fiscal years. Its solvency ranks better than 20% of 19928 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
Activity
Nursing and midwifery
NACE 86940
1 site
Size
€175,835total assets 2024
- Equity
- €50,302
- Profit
- €19,561
Turnover not published (abridged schema)
Structure
Accounts 64 d overdue
Why 77- Figures for FY 2024 (filed 26-07-2025)- 1 financial year not filed after the legal deadline; 2 of the last 3 late+ Sector Human health activities (NACE 86)+ Size: total assets €175,835Show the evidence
Checked score
Score 2024
77
/ 100
Excellent
Probability in this band: under 0.55%
Better than 18% of its sector peers (NACE 86, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
54-46
equity 28.6% of total assets
Liquidity
26-30
short-term debt 71.4% · cash 11.7%
Profitability
83-17
return on assets 11.1%
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● 0.0% vs 11-2024
01-2025: 0.1%▼ -1.0% vs 12-2024
02-2025: 0.1%▲ +3.9% vs 01-2025
03-2025: 0.1%▲ +17.0% vs 02-2025
04-2025: 0.1%▲ +4.0% vs 03-2025
05-2025: 0.1%▲ +4.7% vs 04-2025
06-2025: 0.1%▲ +4.4% vs 05-2025
07-2025: 0.2%▲ +12.8% vs 06-2025
08-2025: 0.1%▼ -37.7% vs 07-2025lowest value
09-2025: 0.1%● 0.0% vs 08-2025lowest value
10-2025: 0.1%● 0.0% vs 09-2025lowest value
11-2025: 0.1%▲ +1.0% vs 10-2025
12-2025: 0.1%▲ +5.0% vs 11-2025
01-2026: 0.1%▼ -1.0% vs 12-2025
02-2026: 0.1%● 0.0% vs 01-2026
03-2026: 0.1%▲ +23.1% vs 02-2026
04-2026: 0.1%▲ +2.3% vs 03-2026
05-2026: 0.1%▼ -9.2% vs 04-2026
06-2026: 0.1%▲ +0.8% vs 05-2026
07-2026: 0.1%▲ +15.0% vs 06-2026
08-2026: 0.3%▲ +93.5% vs 07-2026
09-2026: 0.3%▲ +25.1% vs 08-2026
10-2026: 0.5%▲ +60.2% vs 09-2026highest value
- Sector Human health activities (NACE 86) lowers the probability
- Figures for FY 2024 (filed 26-07-2025) raises the probability
- 1 financial year not filed after the legal deadline; 2 of the last 3 late raises the probability
- Size: total assets €175,835 lowers the probability for this profile
Credit up to €3,500 at 30 days acceptable
Liquidity tight (current ratio 1.29 against 4.99 in 2023; short-term debt: 71.4% and cash: 11.7% of total assets), and 71.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 25%, liquidity 4%, profitability 31%, growth against the median 10%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 19928 sector peers (2024).
NBB · sector comparisonPosition among 19928 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
61 d late
2022
67 d late
2021
36 d late
2020
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 38 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Highest result since 2020net €46,749 ▲94.2%
Key points
By topic
Timeline
- Events
- 7
- Since
- 2021
- 25-07-2025Annual accounts filed
- 30-09-2024Annual accounts filed
- 31-12-2023Highest result since 2020
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Nursing and midwiferyNACE 86940
- Founded
- 19-12-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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