S.I.L.
ActiveS.I.L. has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €4k. Equity is growing by ~30.6% per year across the filed fiscal years. Its solvency ranks better than 56% of 1987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-22
Solvency82▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 4.25 against 4.48 in 2024; short-term debt: 23.5% and cash: 10.8% of total assets), and 42.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.3%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
58 d late
2023
153 d late
2022
92 d late
2021
107 d late
2020
51 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▲ 13.7%
2024 · €33k
2018: €6k
2019: €9k
2020: €12k
2021: €18k
2022: €19k
2023: €29k
2024: €33k
2018 → 2025
Total assets
€65k▲ 11.7%
2024 · €58k
2018: €35k
2019: €40k
2020: €31k
2021: €40k
2022: €43k
2023: €52k
2024: €58k
2018 → 2025
Net result
€4k▲ 12.5%
2024 · €4k
2018: €15k
2019: €8k
2020: €3k
2021: €6k
2022: €1k
2023: €10k
2024: €4k
2018 → 2025
Working capital
€50k▲ 9.9%
2024 · €45k
2018: €16k
2019: €21k
2020: €24k
2021: €30k
2022: €32k
2023: €39k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€19k▲ 7.4%€29k▲ 49.3%€33k▲ 13.9%€37k▲ 13.7%
Operating result€13k-€3k▼ 79.7%€14k▲ 416%€7k▼ 51.0%€10k▲ 46.1%
Net result€6k-€1k▼ 79.2%€10k▲ 614%€4k▼ 58.0%€4k▲ 12.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 46% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €65k
Equity
€37k▲ 13.7%
Provisions
€13k=
Debt
€15k▲ 17.9%
The debt ratio rises from 22.3% to 23.5%. Equity and debt are higher.
Key figures and ratios
Solvency
57.3%▲
2024 · 56.3%
Current ratio
4.25▼
2024 · 4.48
Quick ratio
4.25▼
2024 · 4.48
Debt / equity
0.41▲
2024 · 0.40
ROE
12.0%▼
2024 · 12.2%
ROA
6.9%▲
2024 · 6.9%
Debt
€15k▲
2024 · €13k
Debt ≤ 1 year
€15k▲
2024 · €13k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€58k€65k▲
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€58k€65k▲
Amounts receivable after more than one year29€55k€55k=
Other amounts receivable291€55k€55k=
Amounts receivable within one year40/41€0€3k▲
Trade receivables40€0€605▲
Other amounts receivable41-€3k
Cash at bank and in hand54/58€3k€7k▲
Deferred charges and accrued income490/1€4€0▼
Equity and liabilities
Total equity and liabilities10/49€58k€65k▲
Equity10/15€33k€37k▲
Contributions10/11€13k€13k=
Reserves13€20k€25k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€18k€23k▲
Provisions and deferred taxes16€13k€13k=
Provisions for liabilities and charges160/5€13k€13k=
Pensions and similar obligations160€13k€13k=
Amounts payable17/49€13k€15k▲
Amounts payable within one year42/48€13k€15k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€11k€14k▲
Taxes450/3€11k€14k▲
Other amounts payable47/48€28€0▼
Income statement
Code20242025
Non-recurring operating income76A€7k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€1k€2k▲
Gross operating margin9900€8k€12k▲
Operating profit (loss)9901€7k€10k▲
Financial income75/76B€405€1k▲
Recurring financial income75€405€1k▲
Financial charges65/66B€512€3k▲
Recurring financial charges65€512€3k▲
Profit (loss) for the period before taxes9903€7k€9k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€4k€4k▲
Profit (loss) for the period to be appropriated9905€4k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€4k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0-
Transfer to equity691/2€4k€4k▲
To other reserves6921€4k€4k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
31-12
Financial
Weakest financial yearnet €1k ▼79.2%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 107 days late
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 4.66
Current ratio from 2.08 to 4.66; short-term debt falls from €19k to €7k.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
10-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 315 days late
10-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 680 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 394 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heibergstraat 32340 BeerseGround area
331 m²
Building footprint
101 m²
Parcel 13004C0398/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
S.I.L.
since 20012.302.863.835
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004C0398/00C000 | Flanders | 331 m² | 1 · 101 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,303 companies in sector 90201 we hold annual accounts for 602. 472 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-09-2001
Fiscal year end31-12
Activities, NACEBEL
90201Performing arts by independent artists
92311
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.