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S.G. INVEST

Active
Private limited companyfounded 2008active for 18 yearsRue Joseph Dufrane 6, 7080 Frameries, BelgiumKBO/BCE: BE 0806.811.059
Summary

The computed 12-month bankruptcy probability of S.G. INVEST is 1.9% (moderate). The 2025 annual accounts show equity of €65,086 and a net result of €4,914, of which €9,650 non-recurring income. Equity has been shrinking by about 6.2% per year since 2018. The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 02-10-2008 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.282.897.473 7080 Frameries, since 01-10-2018
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board
  • VERLY SONIADirector · since 26-04-2022

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Annual accounts 2025
Gross margin
€22,528
▼ 60.8%
Turnover
≈ €150,000
estimated
Profit
€4,914
▼ 38.7%
Equity
€65,086
▲ 8.2%
Total assets
€177,398
▼ 12.7%
Staff
≈ 0 FTE
estimated
  • 2025 accounts filed 47 days after the deadline
Filed on 16-09-2026
Score breakdownraises risk1 change of registered office in 24 monthsLast filed accounts filed 47 days late; 3 of the last 3 accounts lateNo main activity registeredlowers riskSize: total assets €177,398Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 43% of micro companies without a NACE code
Financial strength · tick: 2024
Average
Solvency 62+7
equity 36.7% of total assets
Liquidity 51+11
short-term debt 30.6% · cash 10.8%
Profitability 39-35
return on assets 2.8%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 3.8% 01-2025: 3.8%● unchanged vs 12-2024 02-2025: 3.8%● unchanged vs 01-2025 03-2025: 3.8%● unchanged vs 02-2025 04-2025: 6.6%▲ +2.8 percentage points vs 03-2025 05-2025: 6.7%▲ +0.1 percentage points vs 04-2025 06-2025: 7.4%▲ +0.7 percentage points vs 05-2025 07-2025: 7.5%▲ +0.1 percentage points vs 06-2025 08-2025: 9.0%▲ +1.5 percentage points vs 07-2025 09-2025: 9.9%▲ +0.9 percentage points vs 08-2025highest value 10-2025: 4.9%▼ -5.0 percentage points vs 09-2025 11-2025: 4.9%● unchanged vs 10-2025 12-2025: 4.9%● unchanged vs 11-2025 01-2026: 4.9%● unchanged vs 12-2025 02-2026: 4.9%● unchanged vs 01-2026 03-2026: 4.9%● unchanged vs 02-2026 04-2026: 5.2%▲ +0.3 percentage points vs 03-2026 05-2026: 5.6%▲ +0.4 percentage points vs 04-2026 06-2026: 6.2%▲ +0.6 percentage points vs 05-2026 07-2026: 6.2%● unchanged vs 06-2026 08-2026: 7.8%▲ +1.6 percentage points vs 07-2026 09-2026: 9.3%▲ +1.5 percentage points vs 08-2026 10-2026: 1.9%▼ -7.4 percentage points vs 09-2026lowest value 11-2026: 1.9%● unchanged vs 10-2026lowest value
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.96 (0.92 in 2024), below 1. Short-term debt is 30.6% and cash 10.8% of total assets. 63.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 37% of them on solvency, 42% on liquidity, 30% on profitability and 65% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Last filed accounts filed 47 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €177,398
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · No main activity registered
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €65,086
raises risk · 2025 accounts filed 47 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
47 days late
2024
60 days late
2023
119 days late
2022
7 days late
2021
11 days late
2020
9 days late
2019
131 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 55 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 September (4 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Registered office moved within Frameries
  2. · Gazette deed Incorporation
All 16 events

Key facts about S.G. INVEST

What is the company number of S.G. INVEST?
The company number of S.G. INVEST is 0806.811.059. The VAT number is the same number with BE in front: BE 0806.811.059.
Where is S.G. INVEST based?
The registered office is at Rue Joseph Dufrane 6, 7080 Frameries.Company details
What is the legal form of S.G. INVEST?
The legal form of S.G. INVEST is Private limited company (BV).
When was S.G. INVEST founded?
S.G. INVEST was founded on 02-10-2008.
Is S.G. INVEST still active?
Yes, S.G. INVEST is an active enterprise in the KBO register.
How many employees does S.G. INVEST have?
S.G. INVEST had an average of 0.9 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of S.G. INVEST?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €22,528 and 2,694 comparable companies of the same size. It probably lies between €64,000 and €380,000. It is a rough estimate. In financial year 2021 turnover was €1.1m.
Is S.G. INVEST profitable?
In financial year 2025, S.G. INVEST made a profit of €4,914.
Where can I find the annual accounts of S.G. INVEST?
S.G. INVEST filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of S.G. INVEST due?
S.G. INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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