S.G.F. · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of S.G.F. is 0.7% (low). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-10-2025, 84 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	23-10-2025	84 d late	2025-00548013
31-12-2023	31-07-2024	30-11-2024	122 d late	2024-00607251
31-12-2022	31-07-2023	25-08-2023	25 d late	2023-00352377
31-12-2021	31-07-2022	31-08-2022	31 d late	2022-20363963
31-12-2020	31-07-2021	30-11-2021	122 d late	2021-78600152
31-12-2019	31-07-2020	21-08-2020	21 d late	2020-43900489
31-12-2018	31-07-2019	30-10-2019	91 d late	2019-71800471
31-12-2017	31-07-2018	30-08-2018	30 d late	2018-57800122
31-12-2016	31-07-2017	29-08-2017	29 d late	2017-55100199
31-12-2015	31-07-2016	30-08-2016	30 d late	2016-52900132

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 1993, 32 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.7% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB

Financials being processed

NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2024	micro	23-10-2025	2025-00548013
31-12-2023	micro	30-11-2024	2024-00607251
31-12-2022	micro	25-08-2023	2023-00352377
31-12-2021	micro	31-08-2022	2022-20363963
31-12-2020	micro	30-11-2021	2021-78600152
31-12-2019	micro	21-08-2020	2020-43900489
31-12-2018	micro	30-10-2019	2019-71800471
31-12-2017	micro	30-08-2018	2018-57800122
31-12-2016	micro	29-08-2017	2017-55100199
31-12-2015	volledig	30-08-2016	2016-52900132

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Martin Beguin(LV) 165170 Profondeville

Establishment units

1 location

Rue Les Anges(LV) 31 B, 5170 Profondeville

Handel in auto's

since 19982.065.132.869

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area4,089 m²

Buildings1

Building footprint358 m²

Volume (LiDAR)2,344 m³

Tallest building8.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92071D0377/00D000indicative	Wallonia	2,355 m²	-	-
92071B0025/00T003	Wallonia	1,733 m²	1 · 358 m²	8.7 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

1 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts

Company purpose

toutes activités se rapportant à la gestion mobilière et immobilière tant pour son compte propre que pour le compte de tiers, tant en Belgique qu'à l'étranger

Per act of 12-05-2026

Capital history · 2

12-05-2026

Founding capital: amount: 62000.0, currency: EUR

22-07-2014

v3.2

Address history · 1

12-05-2026

Registered seat: 5170 Lesve/Profondeville, rue Martin Beguin, 16B

All acts · 2 updated 3 months ago

2026

12-05-2026 Notarial deed · General meeting · Incorporation · Statute amendment Open-capture extraction

Filing: 2026-05-08 · S.G.F.
Publication: 2026-05-12 · S.G.F.
Notarial deed: 2026-04-27 · S.G.F.
General meeting: 2026-04-27 · S.G.F.
Incorporation: 1993-12-28 · S.G.F.
Statute amendment: 2001-06-26 · S.G.F.
Statute amendment: 2014-06-02 · S.G.F.
Legal form: Société anonyme · S.G.F.
Statute amendment: Code des sociétés et des associations · S.G.F.
Founding capital: amount: 62000.0, currency: EUR · S.G.F.
Share distribution: number: 1300, currency: EUR, nominal_value: 47.693 · S.G.F.
Officer appointment: administrateur unique · RESTIVO Fabrizio
Mandate compensation: gratuit · RESTIVO Fabrizio
Annual meeting schedule: deuxième lundi du mois de mai à dix-huit heures · S.G.F.
First fiscal year: 01-01 · S.G.F.
Representation rule: administrateur unique · S.G.F.
Registered seat: 5170 Lesve/Profondeville, rue Martin Beguin, 16B · S.G.F.
Purpose: toutes activités se rapportant à la gestion mobilière et immobilière tant pour son compte propre que pour le compte de tiers, tant en Belgique qu'à l'étranger · S.G.F.
Act object: STATUTS (TRADUCTION, COORDINATION, AUTRES

Summary: Notarial deed · General meeting · Incorporation · Statute amendment

Original publication ↗

2014

22-07-2014 Transaction in capital or shares Capital & shares

Summary: v3.2

Original publication ↗

Analysis

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Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameFR

S.G.F.

Registered office

Rue Martin Beguin(LV) 16 bus B

5170 Profondeville, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.