Financials
- Fiscal year
- 2024
- Total assets
- €702,964
- Loss
- -€15,032
- Solvency
- 21.9%
Total assets▼ 11.1%
Net result
20182024
S.F. Constructie
ActiveSummary
The computed 12-month bankruptcy probability of S.F. Constructie is 2.8% (moderate). The 2024 annual accounts show equity of €153,784 and a net result of -€15,032. Equity is growing by ~17.3% per year across the filed fiscal years. Its solvency ranks better than 26% of 2438 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Manufacture of metal structures and parts of structures
NACE 25110
1 site
Size
€702,964total assets 2024
- Equity
- €153,784
- Loss
- -€15,032
Turnover not published (abridged schema)
Structure
Accounts 65 d overdue0 of 5 deeds read
Why 50- Figures for FY 2024 (filed 05-01-2026)- 1 financial year not filed after the legal deadline; latest accounts 145 days late; 3 of the last 3 late+ Size: total assets €702,964+ Founded in 2014Show the evidence
Checked score
Score 2024
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 27% of its sector peers (NACE 25, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
47+1
equity 21.9% of total assets
Liquidity
47-2
short-term debt 25.7% · cash 5.3%
Profitability
45+11
return on assets -2.1%
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 6.6%
12-2024: 6.6%● 0.0% vs 11-2024
01-2025: 6.5%▼ -1.6% vs 12-2024
02-2025: 6.5%● 0.0% vs 01-2025
03-2025: 6.4%▼ -0.9% vs 02-2025
04-2025: 6.4%● 0.0% vs 03-2025
05-2025: 7.4%▲ +14.9% vs 04-2025
06-2025: 7.1%▼ -3.6% vs 05-2025
07-2025: 7.0%▼ -1.8% vs 06-2025
08-2025: 8.9%▲ +27.0% vs 07-2025
09-2025: 8.9%● 0.0% vs 08-2025
10-2025: 8.9%▲ +0.5% vs 09-2025highest value
11-2025: 8.9%● 0.0% vs 10-2025highest value
12-2025: 8.9%● 0.0% vs 11-2025highest value
01-2026: 8.9%● 0.0% vs 12-2025highest value
02-2026: 1.4%▼ -84.8% vs 01-2026
03-2026: 1.4%● 0.0% vs 02-2026
04-2026: 1.3%▼ -2.2% vs 03-2026lowest value
05-2026: 1.4%▲ +3.2% vs 04-2026
06-2026: 1.4%▲ +2.6% vs 05-2026
07-2026: 1.4%▲ +0.9% vs 06-2026
08-2026: 1.9%▲ +31.6% vs 07-2026
09-2026: 2.1%▲ +11.6% vs 08-2026
10-2026: 2.8%▲ +34.0% vs 09-2026
- Figures for FY 2024 (filed 05-01-2026) raises the probability
- 1 financial year not filed after the legal deadline; latest accounts 145 days late; 3 of the last 3 late raises the probability
- Size: total assets €702,964 lowers the probability for this profile
- Founded in 2014 lowers the probability for this profile
Credit up to €7,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.94 against 0.91 in 2023; short-term debt: 25.7% and cash: 5.3% of total assets), and 78.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 25, micro). Better than this share of them on solvency 25%, liquidity 38%, profitability 21%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€15,032
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-12-2025, 145 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
145 d late
2023
510 d late
2022
619 d late
2021
31 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 238 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2022 · micro…
Key points
By topic
Timeline
- Events
- 16
- Since
- 2016
- 23-12-2025Annual accounts filed
- 23-12-2025Annual accounts filed
- 10-04-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Manufacture of metal structures and parts of structuresNACE 25110
- Founded
- 10-12-2014
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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