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S F 1

Active
Private limited companyfounded 2015active for 11 yearsMeldenstraat 131, 9700 Oudenaarde, BelgiumKBO/BCE: BE 0631.743.281

From the official registers: KBO 10 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of S F 1 is 1.6% (moderate). The 2025 annual accounts show equity of €205,562 and a net result of €28,386. Equity has been growing by about 43% per year since 2019. Its solvency ranks better than 62% of 11,760 sector peers (NACE 71, financial year 2025). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 03-06-2015 Normal situation
Activity
Engineering and related technical consultancy, excluding land surveyors NACE 71121and 1 other
Establishment units
2.242.661.972 4970 Stavelot, since 03-06-2015
2.242.662.071 9700 Oudenaarde, since 03-06-2015
Financial year end
30 June
Peppol
Reachable

Board and ownership

Board

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts to 30-06-2025
Gross margin
€36,312
▼ 21.3%
Turnover
≈ €110,000
estimated
Profit
€28,386
▲ 25.1%
Equity
€205,562
▲ 16.0%
Total assets
€313,386
▼ 10.3%
Filed on 03-08-2026, 184 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 185 days late; 1 of the last 3 accounts lateSize: total assets €313,386Liquidity: current ratio 2.92, cash €2,870lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 48% of micro companies in architecture and engineering (NACE 71)
Financial strength · tick: 2024
Strong
Solvency 91+15
equity 65.6% of total assets
Liquidity 36+9
short-term debt 33.8% · cash 0.9%
Profitability 80+16
return on assets 9.1%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,826 companies, NACE 71, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: 0.1%▲ +0.1 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.2%▼ -0.1 percentage points vs 11-2025 01-2026: 0.3%▲ +0.1 percentage points vs 12-2025 02-2026: 0.5%▲ +0.2 percentage points vs 01-2026 03-2026: 0.6%▲ +0.1 percentage points vs 02-2026 04-2026: 1.1%▲ +0.5 percentage points vs 03-2026 05-2026: 1.2%▲ +0.1 percentage points vs 04-2026 06-2026: 1.5%▲ +0.3 percentage points vs 05-2026 07-2026: 2.4%▲ +0.9 percentage points vs 06-2026highest value 08-2026: 2.4%● unchanged vs 07-2026highest value 09-2026: 1.6%▼ -0.8 percentage points vs 08-2026 10-2026: 1.6%● unchanged vs 09-2026
Credit of up to €11,000 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline
Liquidity is ample, with a current ratio of 2.92 (2.0 in 2024), above the usual 1.5. Short-term debt is 33.8% and cash 0.9% of total assets. 34.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 64% of them on solvency, 17% on liquidity, 48% on profitability and 63% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 185 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €313,386
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
raises risk · Liquidity: current ratio 2.92, cash €2,870
NBB · annual accounts
raises risk · 2025 accounts filed 184 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-08-2026, 184 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
184 days late
2024
28 days late
2023
on the day
2022
28 days late
2021
on the day
2020
46 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 41 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 28 February (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 81% of companies in architecture and engineeringsector median €63,851 · 11,765 companies €205,562 View

Comparable companies

These companies have the same main activity as S F 1: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €256,000 and €370,000, founded between 2014 and 2016.

CompanyTotal assetsGross margin
S F 1 Oudenaarde€313,386€36,312
ENGON Erpe-Mere€369,662€32,490
B.I.C.S. ENGINEERING Saint-Ghislain€282,150€37,982
STORM 28 Antwerpen€274,556€39,367
PAGONI Lubbeek€366,336€38,143
FRERE CONSTRUCTION ET CONSULTANCE Blégny€278,382€38,498
H & S Engineering Anderlecht€256,123€35,607
Full comparison

Documents

Annual accounts at the NBB

All 10 annual accounts

Articles and registers

Key facts about S F 1

What is the company number of S F 1?
The company number of S F 1 is 0631.743.281. The VAT number is the same number with BE in front: BE 0631.743.281.
Where is S F 1 based?
The registered office is at Meldenstraat 131, 9700 Oudenaarde.Company details
What does S F 1 do?
According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
What is the legal form of S F 1?
The legal form of S F 1 is Private limited company (BV).
When was S F 1 founded?
S F 1 was founded on 03-06-2015.
Is S F 1 still active?
Yes, S F 1 is an active enterprise in the KBO register.
How many employees does S F 1 have?
S F 1 had an average of 1 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of S F 1?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €36,312 and 32 comparable companies (NACE 71121). It probably lies between €72,000 and €150,000.
Is S F 1 profitable?
In financial year 2025, S F 1 made a profit of €28,386.
Where can I find the annual accounts of S F 1?
S F 1 filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of S F 1 due?
S F 1 must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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