Turnover
≈ €35,000 estimated
The accounts state no turnover.
S.E. TECHNICS
Overview
Lifetime
4 annual accounts with figures on one time axispeak €42,256 (2023)
€4,249▲ €13,458
lowest -€18,377 (2024)
€1,060▲ €19,437
peak €40,331 (2023)
€23,013▲ 4.8%
€14,812▲ 22.9%
Board1 name since 2022
1 directorFERREIRA ASCENSAO Pedro Nuno
Documentsfilings and deeds
08-06-202653 days before the deadline
2025financial year
Gross margin from -€9,210 to €4,249Back to profit: €1,060Debts from €12,053 to €14,812Cash from €10,056 to €1,896
Key points
from the 2025 annual accountsFilings
4 annual accounts 1 late
The 2023 accounts came 16 days late. The other three were filed on time.
Position in the sector
€23,013
Less equity than 89% of companies in specialised construction. Sector median €459,115 · 2,466 companies.
Checked score
64
Healthy
Financially stronger than 45% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025lowest value
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.8%▲ +0.1 percentage points vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.7%▼ -0.1 percentage points vs 05-2025
07-2025: 0.8%▲ +0.1 percentage points vs 06-2025
08-2025: 1.1%▲ +0.3 percentage points vs 07-2025
09-2025: 1.1%● unchanged vs 08-2025
10-2025: 1.1%● unchanged vs 09-2025
11-2025: 1.1%● unchanged vs 10-2025
12-2025: 1.1%● unchanged vs 11-2025
01-2026: 1.1%● unchanged vs 12-2025
02-2026: 1.0%▼ -0.1 percentage points vs 01-2026
03-2026: 1.1%▲ +0.1 percentage points vs 02-2026
04-2026: 1.1%● unchanged vs 03-2026
05-2026: 1.2%▲ +0.1 percentage points vs 04-2026
06-2026: 1.0%▼ -0.2 percentage points vs 05-2026
07-2026: 1.4%▲ +0.4 percentage points vs 06-2026highest value
08-2026: 1.4%● unchanged vs 07-2026highest value
09-2026: 1.3%▼ -0.1 percentage points vs 08-2026
10-2026: 1.3%● unchanged vs 09-2026
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2022
Size: total assets €37,826
Sector: Specialised construction activities (NACE 43)
lowers risk
Figures for financial year 2025 (filed on 12-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 66% of them on solvency, 27% on liquidity, 43% on profitability and 46% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,546 companies had the same profile as S.E. TECHNICS has now. Each dot stands for 7 companies, two years later.
94.3%
were still trading
3.2%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of S.E. TECHNICS itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,546 companies, not a prediction for S.E. TECHNICS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.25 (2.37 in 2024), above the usual 1.5. Short-term debt is 39.2% and cash 5% of total assets. 39.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
53 days early
2024
31 days early
2023
16 days late
2022
28 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 24 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0791159417
Incorporation
Founding capital of €2,000, 100 shares · Founder: FERREIRA ASCENSAO Pedro Nuno · Appointment: FERREIRA ASCENSAO Pedro Nuno (director) · published on 22-09-2022 · Gazette deed
First establishment
Rue des Carrières 30, Seneffe
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| S.E. TECHNICS Seneffe | €37,826 | €4,249 | 60.8% | - |
| ATHome confort Beloeil | €43,245 | €4,136 | 21.0% | - |
| UltraSafe Diest | €42,574 | €4,470 | 56.1% | - |
| Pi-security Genk | €32,057 | €4,695 | 7.0% | - |
| HITECH SERVICES Kraainem | €37,490 | €3,296 | 27.0% | - |
| EMS ELECT Beaumont | €32,363 | €5,327 | -132.7% | - |
| Arnaud BERNARD Pont-à-Celles | €35,310 | €3,128 | 53.5% | - |
These companies have the same main activity as S.E. TECHNICS: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €32,100 and €43,200, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 20-09-2022Normal situation
- Activity
- General electrical installation workNACE 43211and 2 others
- Establishment unit
- 2.340.103.5217181 Seneffe, since 20-09-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Annual accounts 2025
- €4,249
- €1,060
- €23,013▲ 4.8%
- €37,826▲ 11.2%
- Filing
- Filed on 08-06-2026, 53 days before the end of the filing period
Insights on S.E. TECHNICS
S.E. TECHNICS has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,013 and a net result of €1,060.
Equity has been growing by about 27% per year since 2022. Its solvency ranks better than 72% of 2,466 sector peers (NACE 43, financial year 2025).
The computed 12-month bankruptcy probability is 1.3% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
full format, filed on 08-06-2026, 53 days before the deadline€4,249
▲ €13,458
-€240
▲ €19,287
€1,060
▲ €19,437
€18,477
▲ 26.7%
60.8%
▼ 3.7 percentage points
2.25
▼ 0.12
The turnover shown is an estimate from the gross margin.
Turnover ≈ €35,000. Estimated: probably between €23,000 and €73,000.
Balance sheet
balance sheet total €37,826 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
60.8%
Higher than 72% of 2,466 companies in 2025.
2.25
Higher than 67% of 2,439 companies in 2025.
2.8%
Higher than 41% of 2,457 companies in 2025.
S.E. TECHNICS
Middle half of the sector
80% of the sector
Full accounts in specialised construction (NACE 43)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
37,826 | 34,007 | 53,700 | 100,058 | |
21/28 |
4,536 | 8,738 | 10,441 | - | |
22/27 |
4,536 | 8,738 | 10,441 | - | |
23 |
- | 1,462 | 7,312 | - | |
24 |
4,536 | 7,275 | 3,130 | - | |
29/58 |
33,290 | 25,269 | 43,259 | 100,058 | |
3 |
11,223 | 13,024 | 10,261 | 59,137 | |
30/36 |
11,223 | 13,024 | 10,261 | 59,137 | |
40/41 |
20,171 | 2,190 | 10,461 | 20,713 | |
40 |
18,923 | 295 | 5,808 | - | |
41 |
1,247 | 1,895 | 4,653 | 20,713 | |
54/58 |
1,896 | 10,056 | 17,537 | 20,208 | |
490/1 |
- | - | 5,000 | - | |
| Balance sheet: equity and liabilities | |||||
10/49 |
37,826 | 34,007 | 53,700 | 100,058 | |
10/15 |
23,013 | 21,954 | 40,331 | 11,316 | |
10/11 |
2,000 | 2,000 | 2,000 | 2,000 | |
14 |
21,013 | 19,954 | 38,331 | 9,316 | |
17/49 |
14,812 | 12,053 | 13,370 | 88,742 | |
17 |
- | 1,370 | - | - | |
170/4 |
- | 1,370 | - | - | |
42/48 |
14,812 | 10,683 | 11,893 | 47,697 | |
42 |
1,370 | 4,111 | 4,771 | - | |
44 |
12,360 | 3,306 | 4,002 | 25,860 | |
440/4 |
12,360 | 3,306 | 4,002 | 25,860 | |
45 |
1,082 | 3,119 | 3,119 | 3,199 | |
450/3 |
1,082 | 3,119 | 3,119 | 3,199 | |
47/48 |
- | 147 | - | 18,638 | |
492/3 |
- | - | 1,477 | 41,045 | |
| Income statement | |||||
9900 |
4,249 | -9,210 | 42,256 | 12,465 | |
630 |
4,201 | 9,926 | 6,108 | - | |
640/8 |
288 | 392 | 568 | - | |
9901 |
-240 | -19,528 | 35,580 | 12,465 | |
75/76B |
1,701 | 1,443 | 3,744 | 375 | |
75 |
1,701 | 1,443 | 3,744 | 375 | |
65/66B |
400 | 292 | 240 | 325 | |
65 |
400 | 292 | 240 | 325 | |
9903 |
1,060 | -18,377 | 39,084 | 12,515 | |
67/77 |
- | - | 10,069 | 3,199 | |
9904 |
1,060 | -18,377 | 29,015 | 9,316 | |
9905 |
1,060 | -18,377 | 29,015 | 9,316 | |
| Appropriation of the result | |||||
9906 |
21,013 | 19,954 | 38,331 | 9,316 | |
14P |
19,954 | 38,331 | 9,316 | - | |
| Document | |||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 08-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 3,961 | -9,602 | 41,688 | - | ||
| 5,261 | -8,451 | 35,123 | - | ||
| 0 | 8,222 | 16,549 | - | ||
| -8,160 | -7,481 | -2,671 | - | ||
| 18,477 | 14,586 | 31,366 | 52,361 | ||
| 60.8% | 64.6% | 75.1% | 11.3% | ||
| 2.25 | 2.37 | 3.64 | 2.10 | ||
| 1.49 | 1.15 | 2.77 | 0.86 | ||
| 0.64 | 0.55 | 0.33 | 7.84 | ||
| 4.6% | -83.7% | 71.9% | 82.3% | ||
| 2.8% | -54.0% | 54.0% | 9.3% | ||
| 9.89 | -32.88 | over 100 | - |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | - | €8,222 | €16,549 | - |
| €4,201 | €9,926 | €6,108 | - |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on S.E. TECHNICS
The operating result for 2025 is a loss of €240, smaller than the loss of €19,528 in 2024.
Debt's share of the balance-sheet total rises from 35.4% to 39.2%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 22-09-2022
term without a fixed end
Mandates through the years
1 name, the dashed line is todayFERREIRA ASCENSAO Pedro Nuno
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- FERREIRA ASCENSAO Pedro Nuno
- Director (not named in the articles), appointed by deed of 22-09-2022, still in office
Control
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €230 in 2025
- Source
- deed of 22-09-2022
Articles of association
deed of 22-09-2022 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs proportionnellement actions acquises, chacun des actionnaires”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Saturday of June at 14:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 22-09-2022 ↗
- FERREIRA ASCENSAO Pedro Nuno 100 shares (100%) · €2,000 in cash
Network & group
No group
S.E. TECHNICS has no parent and no holdings in its annual accounts. FERREIRA ASCENSAO Pedro Nuno is the only director. S.E. TECHNICS shares no director with another company.
Timeline
Timeline
10 events since 2022Filings
Financial
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFfull format · 53 days before the deadline
2025
Back to profit net €1,060 The net result is €1,060, after one loss-making year.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0791159417
Annual accounts 2024 filed PDFfull format · 31 days before the deadline
2024
Weakest financial year net -€18,377 The net result drops to -€18,377, the lowest from 2022 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFfull format · 16 days late
2023
Highest result from 2022 to 2025 net €29,015 ▲211% The operating result of €35,580 and the net result of €29,015 are both a record.
Annual accounts 2022 filed PDFfull format · 28 days before the deadline
2022
IncorporationFounding capital of €2,000, 100 shares · Founder: FERREIRA ASCENSAO Pedro Nuno · Appointment: FERREIRA ASCENSAO Pedro Nuno (director) · published on 22-09-20225 points ▸
- Founder, FERREIRA ASCENSAO Pedro Nuno
- Founding capital, €2,000, 100 shares
- Registered office clause, Rue des Carrières 30, 7181 Seneffe (Arquennes)
- Board rule, 1
- Director appointment, FERREIRA ASCENSAO Pedro Nuno (director (not named in the articles))
- The deed holds 5 more points.
First establishment Rue des Carrières 30, Seneffe
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 20 September 2022, S.E. TECHNICS was incorporated by one natural person, with a starting capital of €2,000.12 FERREIRA ASCENSAO Pedro Nuno is director of the company, appointed by deed of 22-09-2022.2 Total assets went from €100,058 in 2022 to €37,826 in 2025.3
Company details
Identity
- Enterprise number
- 0791.159.417
- VAT number
- BE 0791.159.417
- Peppol ID
- 0208:0791159417
- Other Peppol ID
- 9925:BE0791159417
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 20-09-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Saturday of June at 14:00deed of 22-09-2022 (in French)
- Peppol
- Reachable since 19-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- S.E. TECHNICS in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 22-09-2022 (in French)
Activities
NACEBEL 202543211
General electrical installation work main activity
Codes under NACEBEL 2008
43211
Specialised construction activities main activity
43222
Specialised construction activities
47592
Retail trade
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Le câblage électrique et les appareils et appareils électriques; Le câblage à des fins de télécommunications; Le câblage pour les systèmes…”deed of 22-09-2022 (in French)
17 activities
- Le câblage électrique et les appareils et appareils électriques
- Le câblage à des fins de télécommunications
- Le câblage pour les systèmes informatiques et la télévision par câble,y compris les fibres optiques
- Antennes paraboliques
- Systèmes d’éclairage
- Capteurs solaires électriques
- Systèmes de surveillance électrique,tels que les systèmes d’alarme incendie et d’alarmes antivol,sans surveillance de ces systèmes
- Raccordement d’appareils électriques et d’appareils électroménagers
- Raccordement d’équipements à rayonnement thermique,tels que chauffage par le sol,chauffage mural,chauffage par le verre et chauffage au plafond
- Installation d’un système de vidéosurveillance(type de système de surveillance par caméra)
- Installation de compteurs numériques remplacés
- Tous travaux d’installation électrique,y compris la location,l’entretien et la réparation de matériel
- L’installation de système de ventilation et d’air conditionné,ainsi que le dépannage et réparation de ce type de système
- L’installation de panneaux photovoltaïques et plus généralement de systèmes énergétiques
- La réparation,l'entretien,la diffusion,la distribution,l'achat,la vente,l'importation,l'exportation,la location et la commercialisation entendues de la manière la plus générale,de panneaux photovoltaïques et de matériels connexes,de systèmes énergétiques non polluants,de systèmes d'énergies renouvelables ainsi que de matériels de télécommunication
- L'achat,la vente,l'échange,la construction,la reconstruction,la démolition,la transformation,l'exploitation,la location et la gérance de tous immeubles bâtis,meublés ou non
- L'achat,la vente,l'échange,la mise en valeur,le lotissement,l'exploitation,la location et l'affermage de tous immeubles non bâtis
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue des Carrières 30 registered office 7181 Seneffe | 20-09-2022 | 2.340.103.521 |
Buildings and parcels at the address
- Ground area
- 216 m²
- Buildings
- 51 m²
- Volume, LiDAR
- 459 m³
- Tallest building
- 11.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 52003B0687/00X003 | 216 m² | 1 · 51 m² | 11.3 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0791.159.417