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S&E TECH

Active
Private limited companyfounded 2024active for 2 yearsVlotstraat 53, 9000 Gent, BelgiumKBO/BCE: BE 1004.417.281
Summary

The computed 12-month bankruptcy probability of S&E TECH is 2.3% (moderate). The 2024 annual accounts show equity of €27,461 and a net result of €24,294. Its solvency ranks better than 56% of 1,230 sector peers (NACE 42, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Construction of utility projects for electricity and telecommunications
NACE 42220
1 site
Size
€36,546total assets 2024
Equity
€27,461
Profit
€24,294
Turnover not published (micro format)
Financial health
53 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.3%
Structure
Accounts filed 59 days late0 of 1 deed read
Why 53raises riskLatest accounts 75 days late; 2 of the last 3 lateSize: total assets €61,203Founded in 2024lowers riskLiquidity: current ratio 1.31, cash €9,881Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 55% of its sector peers (NACE 42, micro)
Financial strength
Strong
Solvency 100
equity 75.1% of total assets
Liquidity 66
short-term debt 24.9% · cash 20.0%
Profitability 100
return on assets 66.5%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,866 companies, NACE 42, micro)
Last 24 months 02-2025: 1.8% 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.9%▲ +0.1 percentage points vs 03-2025 05-2025: 2.3%▲ +0.4 percentage points vs 04-2025 06-2025: 2.3%● unchanged vs 05-2025 07-2025: 2.5%▲ +0.2 percentage points vs 06-2025 08-2025: 2.8%▲ +0.3 percentage points vs 07-2025 09-2025: 2.9%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 2.8%▼ -0.1 percentage points vs 09-2025 11-2025: 1.3%▼ -1.5 percentage points vs 10-2025 12-2025: 1.2%▼ -0.1 percentage points vs 11-2025lowest value 01-2026: 1.3%▲ +0.1 percentage points vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.4%▲ +0.1 percentage points vs 03-2026 05-2026: 1.4%● unchanged vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.4%● unchanged vs 06-2026 08-2026: 2.0%▲ +0.6 percentage points vs 07-2026 09-2026: 2.3%▲ +0.3 percentage points vs 08-2026 10-2026: 2.3%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.59, above the usual 1.5; short-term debt: 24.9% and cash: 20% of total assets), and 24.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro): better than 57% on solvency, 56% on liquidity, 49% on profitability and 57% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Latest accounts 75 days late; 2 of the last 3 late
NBB · filings
raises risk · Size: total assets €61,203
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.31, cash €9,881
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2024
59 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 59 days after the deadline; the sector median (NACE 42) for financial year 2024 is 2 days before the deadline, and 41% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Total assets 2024first financial year filed €36,546 View
  • Active since 2024founded 09-01-2024 2 years View

By topic

Financials

Financial year
2024
Total assets
€36,546
Profit
€24,294
Solvency
75.1%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Construction of utility projects for electricity and telecommunicationsNACE 42220
Founded
09-01-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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