Skip to content

S.E.M. REAL ESTATE

Active
Private limited companyfounded 2005active for 21 yearsMolièrelaan 217, 1050 Elsene, BelgiumKBO/BCE: BE 0874.650.879
Summary

The computed 12-month bankruptcy probability of S.E.M. REAL ESTATE is 1.6% (moderate). The 2025 annual accounts show equity of €120,593 and a net result of €29,145. Equity is growing by about 42% per year across the filed financial years. Its solvency ranks better than 34% of 22,554 sector peers (NACE 47, financial year 2025). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
S.E.M. REAL ESTATEActiveChecked score 56/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of household furniture
NACE 47551
1 site
Size
€790,696total assets 2025
Equity
€120,593
Profit
€29,145
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Structure
2025 accounts 9 days early3 of 6 deeds summarised
Why 56raises riskLiquiditeit niet neergelegd1 change of registered office in 24 monthslowers riskSize: total assets €790,696Founded in 2005Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 59% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 40+3
equity 15.3% of total assets
Liquidity 80+37
short-term debt 25.7%
Profitability 58+11
return on assets 3.7%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,242 companies, NACE 47, micro)
Last 24 months 11-2024: 0.3%lowest value 12-2024: 0.3%● unchanged vs 11-2024lowest value 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.2 percentage points vs 06-2025 08-2025: 1.0%▲ +0.4 percentage points vs 07-2025 09-2025: 0.5%▼ -0.5 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.6%▲ +0.1 percentage points vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 1.4%▲ +0.8 percentage points vs 04-2026 06-2026: 1.5%▲ +0.1 percentage points vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026 08-2026: 1.6%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 1.6%● unchanged vs 08-2026highest value 10-2026: 1.6%● unchanged vs 09-2026highest value
Credit of up to €6,000 on 30-day terms is acceptable
short-term debt: 25.7% of total assets, and 84.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 31% on solvency, 85% on liquidity, 41% on profitability and 80% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquiditeit niet neergelegd
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €790,696
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2005
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
11 days late
2023
23 days late
2022
29 days late
2021
3 days early
2020
30 days late
2019
144 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move
  3. Equity above €100,000equity €120,593 ▲31.9%

Key points

  • Among the largest 7% on total assetssector median €149,652 · 22,563 companies €790,696 View
  • Positive: 7 profitable years in a rowprofit 2025: €29,145 7 years View
  • Board2 directors in office 2 View

By topic

Financials

Financial year
2025
Total assets
€790,696
Profit
€29,145
Solvency
15.3%
Go to Financials

Timeline

Events
25
Since
2007
Next accounts
by 31-07-2027
  1. 11-08-2025Annual accounts filed
  2. 23-08-2024Annual accounts filed
  3. 22-12-2023Reappointments: BECA Dan (director) and STRAZIMIRI Diana…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of household furnitureNACE 47551
Founded
23-06-2005
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about S.E.M. REAL ESTATE

What is the company number of S.E.M. REAL ESTATE?
0874.650.879. In Belgium the VAT number is the company number with BE in front: BE 0874.650.879.
Where is S.E.M. REAL ESTATE based?
The registered office is at Molièrelaan 217, 1050 Elsene.Company details
What does S.E.M. REAL ESTATE do?
According to the KBO register, the main activity is retail sale of household furniture (NACE 47551).
What is the legal form of S.E.M. REAL ESTATE?
Private limited company (BV).
When was S.E.M. REAL ESTATE founded?
On 23-06-2005.
Is S.E.M. REAL ESTATE still active?
Yes, S.E.M. REAL ESTATE is an active enterprise in the KBO register.
What is the turnover of S.E.M. REAL ESTATE?
€27,175 in financial year 2018, according to the filed annual accounts.Financials
Is S.E.M. REAL ESTATE profitable?
In financial year 2025, S.E.M. REAL ESTATE made a profit of €29,145.
Where can I find the annual accounts of S.E.M. REAL ESTATE?
S.E.M. REAL ESTATE filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of S.E.M. REAL ESTATE due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to S.E.M. REAL ESTATE

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure