Lower solvency than 89% of companies in architecture and engineering. Sector median 54.0% · 12,247 companies.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as S.E. Engineering has now. Each dot stands for 6 companies, two years later.
96.0%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
Micro
5 to 10 years old
solvency under 10%
a profit of 5% of the balance sheet or more
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for S.E. Engineering. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0775937741
Registered-office move
Director in office: Name hiddenVisible after signing in · Board meeting of 01-03-2023 · Gazette deed
Incorporation
Founding capital of €3,000, 100 shares · Founder: Hidden nameVisible after signing in · Appointment: Name after signing inVisible after signing in (director) · published on 21-10-2021 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as S.E. Engineering: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €85,400 and €108,000, founded between 2021 and 2022.
micro format, filed on 20-05-2026, 72 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €150,000. Estimated: probably between €97,000 and €200,000.
Balance sheet
balance sheet total €94,351 on 31-12-2025
What the company ownsHow it is paid for
in euro
in euro
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
2024
2023
2022
46,950
47,201
50,912
69,275
36,935
39,138
40,954
55,353
6,700
17,975
13,757
10,101
-6,823
41,776
-44,871
-
-3,617
-13,504
29,925
1,889
3.2%
3.3%
72.3%
3.8%
0.96
0.85
2.95
1.03
30.45
29.59
0.38
25.07
-
968.4%
92.2%
-
34.7%
31.7%
66.6%
64.1%
over 100
over 100
over 100
over 100
A ratio outside any meaningful range has been withheld (balance sheet total €94,351, equity €3,000).
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
2024
2023
2022
Tangible fixed assets
€6,700
€17,975
€13,757
€10,101
€4,149
€10,087
€4,109
€3,082
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on S.E. Engineering
The operating result for 2025 is 15% higher than in 2024. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total rises from 96.7% to 96.8%. Debt is higher.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
1 director, since incorporation
Hidden nameVisible after signing in
Director (not named in the articles)
appointed by deed of 21-10-2021term without a fixed end
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
1 name, the dashed line is today
20212022202320242025202620272028
Name after signing inVisible after signing in Director (not named in the articles)
Board
Mandates as a list
Name hiddenVisible after signing in
Director (not named in the articles), appointed by deed of 21-10-2021, still in office
Hidden nameVisible after signing in100 shares (100%) · €3,000
Network & group
No group
S.E. Engineering has no parent and no holdings in its annual accounts. Name after signing inVisible after signing in is the only director. S.E. Engineering shares no director with another company.
Timeline
Timeline
9 events since 2021
Filings
Financial
Establishments
Address
202220242026
Deadline for the 2026 accounts:
31-07-2027
2026
Annual accounts 2025 filedPDFmicro format · 72 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0775937741
Annual accounts 2024 filedPDFmicro format · 28 days before the deadline
2024
Annual accounts 2023 filedPDFmicro format · 1 day before the deadline
2023
Liquidity more than doubledcurrent ratio 2.95 The current ratio rises from 1.03 to 2.95. Short-term debt falls from €72,646 to €15,352.
Annual accounts 2022 filedPDFmicro format · 108 days late
Registered-office moveDirector in office: Name hiddenVisible after signing in · Board meeting of 01-03-20232 points ▸
IncorporationFounding capital of €3,000, 100 shares · Founder: Hidden nameVisible after signing in · Appointment: Name after signing inVisible after signing in (director) · published on 21-10-20215 points ▸
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 19 October 2021, S.E. Engineering was incorporated by one natural person, with a starting capital of €3,000.12Name hiddenVisible after signing in is director of the company, appointed by deed of 21-10-2021.2Total assets went from €81,554 in 2022 to €94,351 in 2025.3
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
PurposeThe purpose describes the activities the company may carry out under its articles.
“E & I Engineering,meet-en regeltechniek,industriële elektriciteitswerken; Onderhoud- en herstellingswerken van mechanische aard voor…”
58 activities
E & I Engineering,meet-en regeltechniek,industriële elektriciteitswerken
Onderhoud- en herstellingswerken van mechanische aard voor rekening van derden
Uitwerking van projecten op het gebied van klimaatbeheersing,koeltechniek,zuivering en voorkomen van pollutie,akoestiek,enz..
Verkoop en advisering HVAC installaties:heating(verwarming),ventilation(ventilatie) en air conditioning(airconditioning of koeling)
Gespecialiseerde bouwwerkzaamheden
Reparatie en onderhoud van producten van metaal,machines en apparaten
Reparatie en onderhoud van verwarmingsinstallaties
Reparatie en onderhoud van elektronische en optische apparatuur
Reparatie en onderhoud van schepen,andere transportmiddelen en andere apparatuur
Installatie van industriële machines,toestellen en werktuigen
Ontwerpen,montage en onderhoud van systemen voor de continue bewaking van industriële processen
Ontwerpen,montage en onderhoud van geautomatiseerde fabrieken,bestaande uit diverse machines en besturingsmechanismen en uit centrale bewakingsapparatuur
Installatie van hulpvoedingssystemen(generatoraggregaten),van elektrische bedrading en toebehoren,van bedrading voor telefooninstallaties en computersystemen
Installatie van bewakingssystemen en alarminstallaties
Elektrische installatie,loodgieterswerk en overige bouwinstallatie
Elektrotechnische installatiewerken
Installatie van verwarming,klimaatregeling en ventilatie
Isolatiewerkzaamheden
Installatie van stores en zonneschermen,lichtreclame en uithangborden,liften en roltrappen,antennes en bliksemafleiders
Stukadoorswerk,schrijnwerk
Installatie garagepoorten,luiken,traliewerk,hekken,geblindeerde en brandwerende deuren in metaal,binnen- en buitendeuren
Vloerafwerking en behangen
Engineering van technische installaties,ontwikkeling en modernisering van automatische systemen
Advies verlenen en uitvoeren van integriteitsinspecties van procesinstallaties
Uitvoerende taken met betrekking tot totaalprojecten,lopend vanaf voorstudies,engineering,tekenwerkzaamheden,constructiewerkzaamheden,inbedrijfstelling voor ondernemingen gevestigd in binnen- en buitenland
Alle verrichtingen van een studie-,organisatie- en raadgevend bureau inzake commerciële,financiële,technische en managementaangelegenheden
Alle verrichtingen van een bureau voor nijverheidsstudiën en van tussenpersonen in de handel
Ontwikkeling van bouwprojecten
Verhuur en lease van motorvoertuigen,personenauto’s en lichte bestelwagens
Verhuur en lease van machines,apparatuur en handgereedschap voor doe-het-zelvers
Verhuur en lease van machines en installaties voor de bouwnijverheid en de weg- en waterbouw
Arbeidsbemiddeling
Reinigen en ontsmetten van immobiliën,woongelegenheden,lokalen,hotelkamers,meubilair,stoffering,en allerhande voorwerpen.Deze activiteiten kunnen uitgevoerd worden in zowel particuliere,commerciële als openbare woon- en werkgelegenheden
Het reinigen van zowel nieuwe als oude gebouwen na beëindiging van de bouwwerkzaamheden
Het reinigen,renoveren,herstellen van vloeren van allerlei materiaal zowel binnen als buiten zoals parketvloeren,laminaat,terrassen,vloeren in natuursteen,enz
Alle handelingen en werken,die rechtstreeks of onrechtstreeks verband houden met onderhouds-opruimings- of schoonmaakwerken
Het uitvoeren van alle klusjesdiensten
Plaatsen van behang,vloer- en wandbekleding van andere materialen
Import en export,groot- en kleinhandel in producten van textiel en kleding,meubels,bedden,tapijten,confectie,bouwproducten en–materialen,sanitaire apparaten en artikelen,hard- en software,ijzerwaren,televisie en radio,elektrische toestellen,artikelen voor verlichting,onderhoudsproducten,huishoudelijke artikelen,algemene decoratie
Uitbaten van een transport- en koerierdienstenbedrijf,de distributie en vervoer van alle goederen en documenten in binnen- en buitenland
Exploitatie van taxi’s,verhuur van personenauto’s met of zonder chauffeur
Vervoer van personen met autobussen,zonder dienstregeling
Diensten van verhuisbedrijven
Slepen van auto’s en hulpverlening bij pech onderweg
Klein- en groothandel in auto’s,lichte bestelwagens
Onderhoud en reparatie van motorvoertuigen
Reparatie en montage van specifieke auto-onderdelen
Revisie van automotoren,carrosserie herstelling,diensten van bandenservicebedrijven
Groot- en kleinhandel in hout,bouwmaterialen en sanitair
Groot- en kleinhandel in levensmiddelen
Dienstverlening
Contracting
Consulting
Alle daden van beheer,bijstand en management van industriële en handelsvennootschappen,zowel door rechtstreekse deelname aan het bestuur als bij wijze van managementovereenkomst,zonder dat deze opsomming beperkend is
Het verlenen van diensten in de meest ruime zin aan particulieren,bedrijven,ondernemingen en overheidsorganisaties in verband met management en consulting services in de meest ruime zin
Het verwerven,vervreemden,beheren,uitbaten,valoriseren,verkavelen,huren en verhuren,het doen bouwen of verbouwen van onroerende goederen,evenals welkdanige onroerende transacties en verrichtingen in de meest ruime zin