Equity
€264,976 ▲ 31.9%
Equity rose in 2024 from €200,906 to €264,976.
S.E. CONSULT
Lifetime
6 annual accounts with figures on one time axispeak €131,213 (2023)
€116,541▼ 11.2%
lowest -€12,113 (2021)
€89,069▼ 17.9%
peak €264,976 (2024)
€264,976▲ 31.9%
€101,960▲ 18.5%
Board1 name since 2018
1 directorEL HAMMOUTI Saloua
Documentsfilings and deeds
30-08-202530 days late
2024micro format
Equity from €200,906 to €264,976Debts from €86,013 to €101,960
Key points
from the 2024 annual accountsTurnover
≈ €200,000 estimated
The micro format states no turnover.
Filings
6 annual accounts 103 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Starting capital
€19,000 100 shares
Board
1 joined
New director. Latest change 06-02-2026 · 1 in office.
Position in the sector
€89,069
Higher net result than 83% of companies in head offices and management consultancy. Sector median €26,142 · 37,607 companies.
Checked score
57
Fair
Financially stronger than 66% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.3%▲ +0.2 percentage points vs 09-2026highest value
11-2026: 0.3%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 02-09-2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 3.39, cash €69,246
Size: total assets €366,936
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 68% of them on solvency, 54% on liquidity, 68% on profitability and 74% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as S.E. CONSULT has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of S.E. CONSULT itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for S.E. CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €15,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 3.39 (3.0 in 2023), above the usual 1.5. Short-term debt is 27.8% and cash 18.9% of total assets. 27.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 103 days later.
NBB · 6 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline11-11-2026 today
raises risk · 2024 accounts filed 30 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
not filed
2024
30 days late
2023
30 days late
2022
26 days early
2021
13 days early
2020
29 days late
2019
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 6 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- EL HAMMOUTI Saloua 99 sharesdeed of 19-11-2018
- AKICHOUH Yacin 1 sharedeed of 19-11-2018
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0713548034
Change of role: EL HAMMOUTI Saloua, from manager to director
Director discharge: EL HAMMOUTI Saloua · General meeting of 26-01-2026 · Gazette deed
Registered office moved from Machelen to Diegem
New registered office: KAREL VAN MIERTSTRAAT 8 TE 1831 DIEGEM · Previous registered office: REGIMENTSBERG 2 BS03- 1831 MACHELEN · General meeting of 01-01-2019 · Gazette deed
First establishment
Karel Van Miertstraat 8, Machelen (Brab.)
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| S.E. CONSULT Machelen (Brab.) | €366,936 | €116,541 | 72.2% | - |
| VikkaR Tienen | €367,370 | €126,285 | 50.0% | - |
| MEDAAR Dilbeek | €339,239 | €116,664 | 44.3% | - |
| JVLCONSULTANCY Halle | €373,546 | €128,055 | 65.2% | - |
| HIGHLINGTON Liedekerke | €401,606 | €107,510 | 83.1% | - |
| OPITRA Halle | €340,038 | €123,249 | 68.6% | - |
| ResTechIn Overijse | €357,982 | €112,422 | 84.9% | - |
These companies have the same main activity as S.E. CONSULT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €339,000 and €402,000, founded between 2018 and 2019.
Official details
Source: KBO- Status
- Active since 14-11-2018Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.288.661.5501831 Machelen (Brab.), since 15-11-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 17-04-2026
Insights on S.E. CONSULT
S.E. CONSULT files the micro format. That format states no turnover. The gross margin rose from €59,281 in 2019 to €116,541 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about S.E. CONSULT
- What is the company number of S.E. CONSULT?
- The company number of S.E. CONSULT is 0713.548.034. The VAT number is the same number with BE in front: BE 0713.548.034.
- Where is S.E. CONSULT based?
- The registered office is at Karel Van Miertstraat 8, 1831 Machelen (Brab.).Company details
- What does S.E. CONSULT do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of S.E. CONSULT?
- S.E. CONSULT is a private limited company (BV).
- When was S.E. CONSULT founded?
- S.E. CONSULT was founded on 14-11-2018.
- Is S.E. CONSULT still active?
- Yes, S.E. CONSULT is an active enterprise in the KBO register.
- What is the turnover of S.E. CONSULT?
- The turnover in financial year 2024 is ≈ €200,000. This figure is estimated from the gross margin of €116,541 and 109 comparable companies (NACE 70200). It probably lies between €170,000 and €240,000.Financials
- Is S.E. CONSULT profitable?
- In financial year 2024, S.E. CONSULT made a profit of €89,069.
- Where can I find the annual accounts of S.E. CONSULT?
- S.E. CONSULT filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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