S.E. CONSULT
ActiveSummary
S.E. CONSULT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €265k and a net result of €89k. Equity is growing by ~51.8% per year across the filed fiscal years. Its solvency ranks better than 66% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability99▼-1
Solvency97▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 3.39 against 3.0 in 2023; short-term debt: 27.8% and cash: 18.9% of total assets), and 27.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
30 d late
2022
26 d early
2021
13 d early
2020
29 d late
2019
14 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€265k▲ 31.9%
2023 · €201k
Total assets
€367k▲ 27.9%
2023 · €287k
Net result
€89k▼ 17.9%
2023 · €109k
Working capital
€244k▲ 41.7%
2023 · €172k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€77k▲ 53.2%€-12k€76k€125k▲ 63.7%€107k▼ 14.0%
Net result€61k▲ 43.8%€-12k€61k€109k▲ 78.0%€89k▼ 17.9%
Equity€93k▲ 187%€81k▼ 13.0%€132k▲ 62.7%€201k▲ 51.8%€265k▲ 31.9%
Total assets€131k▲ 105%€99k▼ 24.3%€167k▲ 69.1%€287k▲ 71.4%€367k▲ 27.9%
Debt€37k▲ 19.8%€18k▼ 52.7%€35k▲ 98.4%€86k▲ 146%€102k▲ 18.5%
Working capital€83k▲ 818%€71k▼ 14.6%€128k▲ 79.9%€172k▲ 34.6%€244k▲ 41.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 14% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €367k
Fixed assets
€21k ▼ 26.7%
Current assets
€346k ▲ 34.0%
Equity and liabilities €367k
Equity
€265k ▲ 31.9%
Debt
€102k ▲ 18.5%
Debt's share of the balance-sheet total falls from 30.0% to 27.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€115k▼
2023 · €129k
Cash flow
€97k▼
2023 · €113k
Current ratio
3.39▲
2023 · 3.00
Debt to equity
0.38▼
2023 · 0.43
ROE
33.6%▼
2023 · 54.0%
ROA
24.3%▼
2023 · 37.8%
Interest coverage
223.88▼
2023 · 381.70
Debt ≤ 1 year
€102k▲
2023 · €86k
Income taxes
€19k▲
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13k | €6k | €6k | €5k | €8k | ▲ 70.6% |
| Other operating charges640/8 | - | €510 | €1k | €2k | €1k | ▼ 20.4% |
| Non-recurring operating charges66A | - | - | €1k | - | - | - |
| Gross operating margin9900 | €92k | €-5k | €85k | €131k | €117k | ▼ 11.2% |
| Operating profit (loss)9901 | €77k | €-12k | €76k | €125k | €107k | ▼ 14.0% |
| Financial income75/76B | - | - | - | €1k | €1k | ▲ 22.8% |
| Recurring financial income75 | €1 | - | - | €1k | €1k | ▲ 22.8% |
| Financial charges65/66B | - | €233 | €536 | €339 | €514 | ▲ 51.6% |
| Recurring financial charges65 | €283 | €233 | €536 | €339 | €514 | ▲ 51.6% |
| Profit (loss) for the period before taxes9903 | €77k | €-12k | €76k | €126k | €108k | ▼ 13.8% |
| Income taxes67/77 | €16k | €117 | €15k | €17k | €19k | ▲ 12.1% |
| Profit (loss) for the period9904 | €61k | €-12k | €61k | €109k | €89k | ▼ 17.9% |
| Profit (loss) for the period to be appropriated9905 | €61k | €-12k | €61k | €109k | €89k | ▼ 17.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €131k | €99k | €167k | €287k | €367k | ▲ 27.9% |
| Fixed assets21/28 | €10k | €10k | €5k | €29k | €21k | ▼ 26.7% |
| Intangible fixed assets21 | - | €5k | €4k | €4k | €3k | ▼ 14.3% |
| Tangible fixed assets22/27 | €10k | €6k | €413 | €25k | €18k | ▼ 28.6% |
| Furniture and vehicles24 | - | €6k | €413 | €25k | €18k | ▼ 28.6% |
| Financial fixed assets28 | €96 | €96 | €96 | €96 | €96 | = |
| Current assets29/58 | €120k | €89k | €163k | €258k | €346k | ▲ 34.0% |
| Amounts receivable after more than one year29 | - | - | - | €165k | €240k | ▲ 45.5% |
| Other amounts receivable291 | - | - | - | €165k | €240k | ▲ 45.5% |
| Amounts receivable within one year40/41 | €41k | €41k | €85k | €35k | €37k | ▲ 4.4% |
| Trade receivables40 | - | - | €9k | €32k | €34k | ▲ 5.9% |
| Other amounts receivable41 | - | €41k | €77k | €3k | €2k | ▼ 13.6% |
| Cash at bank and in hand54/58 | €79k | €47k | €77k | €58k | €69k | ▲ 19.3% |
| Deferred charges and accrued income490/1 | - | - | €209 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €131k | €99k | €167k | €287k | €367k | ▲ 27.9% |
| Equity10/15 | €93k | €81k | €132k | €201k | €265k | ▲ 31.9% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Outside capital11 | - | €6k | €6k | €6k | €6k | = |
| Other1109/19 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €85k | €73k | €124k | €193k | €257k | ▲ 33.2% |
| Amounts payable17/49 | €37k | €18k | €35k | €86k | €102k | ▲ 18.5% |
| Amounts payable within one year42/48 | €37k | €18k | €35k | €86k | €102k | ▲ 18.5% |
| Trade debts44 | €7k | €1k | €3k | €3k | €9k | ▲ 233% |
| Suppliers440/4 | - | €1k | €3k | €3k | €9k | ▲ 233% |
| Taxes, remuneration and social security45 | - | €16k | €22k | €43k | €52k | ▲ 19.6% |
| Taxes450/3 | - | €16k | €20k | €43k | €52k | ▲ 19.6% |
| Remuneration and social security454/9 | - | - | €2k | - | - | - |
| Other amounts payable47/48 | - | - | €10k | €40k | €41k | ▲ 2.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €61k | €-12k | €61k | €109k | €89k | ▼ 17.9% |
| + Depreciation and write-downs630 | €13k | €6k | €6k | €5k | €8k | ▲ 70.6% |
| Operating cash flow (approximation) | €74k | €-6k | €67k | €113k | €97k | ▼ 14.4% |
| Investment in fixed assets (approximation) | - | €-6k | €0 | €-29k | €0 | ▲ 100% |
| Change in cash | - | €-32k | €30k | €-19k | €11k | ▲ 158% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2019net €109k ▲78%
Operating result €125k, net result €109k, both a record.
31-12
Financial
Equity above €200kEq €201k ▲51.8%
2 profitable years in a row build equity to €201k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €61k
Net result €61k after one loss-making year.
31-12
Financial
Equity above €100kEq €132k ▲62.7%
Equity rises from €81k to €132k.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 3.23
Current ratio from 1.29 to 3.23.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2018
Ground area
1,803 m²
Building footprint
81 m²
Volume, LiDAR
155 m³
Parcel 23015C0115/00L000, Flanders · tallest building 24.5 m. Linked by address, not a title deed.
1 establishment unit
S.E. CONSULT
since 20182.288.661.550
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015C0115/00L000 | Flanders | 1,803 m² | 1 · 81 m² | 24.5 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CVI
BE 0878.365.583
Brugge · Eq €265,041
4 IT
BE 0864.372.245
Gent · Eq €264,909
QLOU
BE 0451.774.827
Edegem · Eq €264,888
ARTIKAS CONSULTING
BE 0811.664.029
Lasne · Eq €265,070
EOSALIS
BE 0809.176.176
Bierbeek · Eq €265,080
Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 38,710 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-11-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.