Skip to content

S.D.M.C.

Active
Private limited companyfounded 2003active for 23 yearsCabocheriestraat(D) 58, 7711 Mouscron, BelgiumKBO/BCE: BE 0479.644.016
Summary

S.D.M.C. has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €442,614 and a net result of -€27,434. Equity remains stable across the filed financial years (±2.5% per year). Its solvency ranks better than 95% of 22,027 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Retail sale of motor vehicle parts and accessories
NACE 47820
1 site
Size
€449,449total assets 2025
Equity
€442,614
Loss
-€27,434
Turnover not published (micro format)
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
Accounts filed 7 days late0 of 8 deeds read
Why 67raises riskLiquidity: current ratio 14.05, cash €26, halvedFigures for financial year 2025 (filed 11-11-2025)Loss of €27,434, the second in a row (financial year 2025)lowers riskEquity €442,614 (98.5% of total assets)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 48% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 100=
equity 98.5% of total assets
Liquidity 50=
short-term debt 1.5% · cash 0.0%
Profitability 11-2
return on assets -6.1%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,196 companies, NACE 47, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024lowest value 01-2025: 0.4%● unchanged vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025lowest value 03-2025: 0.4%● unchanged vs 02-2025lowest value 04-2025: 0.4%● unchanged vs 03-2025lowest value 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.5%▲ +0.1 percentage points vs 09-2025 11-2025: 0.9%▲ +0.4 percentage points vs 10-2025 12-2025: 0.6%▼ -0.3 percentage points vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 1.0%▲ +0.4 percentage points vs 09-2026highest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity ample (current ratio 14.05, compared with 30.49 in 2024, above the usual 1.5; short-term debt: 1.5% and cash: 0% of total assets), and 1.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 53% on liquidity, 18% on profitability and 30% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 14.05, cash €26, halved
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed 11-11-2025)
NBB · annual accounts
lowers risk · Equity €442,614 (98.5% of total assets)
NBB · annual accounts
raises risk · Loss of €27,434, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€27,434
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 07-11-2025, 7 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
7 days late
2024
1 day late
2023
1 day early
2022
3 days early
2021
4 days early
2020
12 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€27,434
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 8% on net resultsector median €5,138 · 22,008 companies -€27,434 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€27,434 View
  • Total assets 20256 financial years filed €449,449 View

By topic

Financials

Financial year
2025
Total assets
€449,449
Loss
-€27,434
Solvency
98.5%
Total assets▼ 5.0%
Net result
20192025
Go to Financials

Timeline

Events
25
Since
2005
  1. 30-10-2023Annual accounts filed
  2. 31-03-2023Highest result from 2019 to 2025
  3. 31-03-2023Liquidity more than 188 times
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of motor vehicle parts and accessoriesNACE 47820
Founded
25-02-2003
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.