Checked.be · Company dossierhttps://checked.be/en/c/s-d-invest-0449846309 · as of 23-10-2026
S.D. INVEST
Active
Public limited company · founded 1993 · active for 33 yearsHamiltonpark 20, 8000 Brugge, BelgiumKBO/BCE: BE 0449.846.309
Summary
The computed 12-month bankruptcy probability of S.D. INVEST is 4.9% (elevated). For S.D. INVEST, at least two filing cycles of the annual accounts are missing. The 2021 annual accounts show equity of €593,143 and a net result of -€19,245. Equity remains stable across the filed financial years (±0.1% per year). The company has been active since 1993 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).
Signalsraises riskFigures for financial year 2021 (filed 02-06-2022)Ex-officio strike-off in the KBO3 financial years not filed after the legal deadline; latest accounts 31 days late; 1 of the last 3 lateTwo or more financial years not filedAdministrative warnings in the KBO publicationslowers riskSize: total assets €1.3mneutralFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2021 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2021 · tick = 2020
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency71+1
equity 46.1% of total assets
Liquidity45-5
short-term debt 20.0% · cash 1.4%
Profitability17-24
return on assets -1.5%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
4.9%Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months11-2024: 2.8%12-2024: 2.8%● unchanged vs 11-202401-2025: 2.8%● unchanged vs 12-202402-2025: 2.8%● unchanged vs 01-202503-2025: 2.8%● unchanged vs 02-202504-2025: 2.8%● unchanged vs 03-202505-2025: 2.7%▼ -0.1 percentage points vs 04-202506-2025: 2.7%● unchanged vs 05-202507-2025: 2.7%● unchanged vs 06-202508-2025: 2.7%● unchanged vs 07-202509-2025: 2.6%▼ -0.1 percentage points vs 08-2025lowest value10-2025: 2.6%● unchanged vs 09-2025lowest value11-2025: 2.6%● unchanged vs 10-2025lowest value12-2025: 2.6%● unchanged vs 11-2025lowest value01-2026: 2.6%● unchanged vs 12-2025lowest value02-2026: 2.6%● unchanged vs 01-2026lowest value03-2026: 2.6%● unchanged vs 02-2026lowest value04-2026: 2.6%● unchanged vs 03-2026lowest value05-2026: 2.6%● unchanged vs 04-2026lowest value06-2026: 2.6%● unchanged vs 05-2026lowest value07-2026: 2.6%● unchanged vs 06-2026lowest value08-2026: 2.6%● unchanged vs 07-2026lowest value09-2026: 4.9%▲ +2.3 percentage points vs 08-2026highest value10-2026: 4.9%● unchanged vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-09-2022, 4 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
30-09-2022 year end30-04-2023 deadline23-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-09-2021 was due by 30-04-2022 and was filed on 31-05-2022, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
This company filed its last 3 accounts on average 23 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.