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S&D BORINGEN

Active
Private limited companyfounded 2016active for 10 yearsMoortelmeers 2, 8740 Pittem, BelgiumKBO/BCE: BE 0658.786.782
Summary

S&D BORINGEN has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €432,795. Equity has been growing by about 42% per year since 2018. Its solvency ranks better than 79% of 525 sector peers (NACE 42, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-07-2016 Normal situation
Activity
Civil engineering NACE 42219
Establishment unit
2.291.254.024 8740 Pittem, since 06-07-2016
Financial year end
31 December
Peppol
Reachable since 21-08-2025

Board and ownership

Board
  • DEBEVER ADVICEDirector · since 05-07-2016 · permanent representative DEBEVER Lionel
  • SCHERRENS MANAGEDirector · since 05-07-2016 · permanent representative SCHERRENS Arne
Shareholders
  • Debever Advice· score 7131-03-2025 annual accounts of Debever Advice

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€957,661
▼ 6.0%
Turnover
≈ €2.3m
estimated
Profit
€432,795
▼ 12.6%
Equity
€1.4m
▲ 8.9%
Total assets
€2.1m
▼ 3.2%
Filed on 27-03-2026, 126 days before the deadline
Score breakdownraises riskSector: Civil engineering (NACE 42)lowers riskSize: total assets €2.1mLiquidity: current ratio 2.96, cash €448,769Figures for financial year 2025 (filed on 27-03-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 79% of small companies in civil engineering (NACE 42)
Financial strength · tick: 2024
Strong
Solvency 92+8
equity 66.7% of total assets
Liquidity 72+14
short-term debt 17.9% · cash 21.7%
Profitability 95-3
return on assets 20.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (301 companies, NACE 42, small)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €130,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.96 (2.56 in 2024), above the usual 1.5. Short-term debt is 17.9% and cash 21.7% of total assets. 33.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, small). It does better than 86% of them on solvency, 88% on liquidity, 91% on profitability and 52% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €2.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.96, cash €448,769
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 27-03-2026)
NBB · annual accounts
raises risk · Sector: Civil engineering (NACE 42)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
126 days early
2024
104 days early
2023
96 days early
2022
12 days early
2021
2 days early
2020
30 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 40 days before the deadline. In the sector (NACE 42), the median for financial year 2024 was 2 days before the deadline, and 41% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 April (4 of the last 5 accounts filed within 83 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 89% of companies in civil engineeringsector median €40,238 · 523 companies €432,795 View
  • Positive: 8 profitable years in a rowprofit 2025: €432,795 8 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Resignations: DEBEVER ADVICE (director) and SCHERRENS MANAGE (director)Permanent representatives: DEBEVER Lionel and SCHERRENS Arne · Reappointments: DEBEVER ADVICE (niet statutaire bestuurder van de vennootschap) and SCHERRENS MANAGE (niet statutaire bestuurder van de vennootschap)
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as S&D BORINGEN: civil engineering (NACE 42219). They are comparable in size and age: total assets between €1.1m and €2.6m, founded between 2011 and 2019.

CompanyTotal assetsGross margin
S&D BORINGEN Pittem€2.1m€1.0m
AMCAL AQUA Lichtervelde€2.6m€1.1m
Delvaux Pierre Entreprises Namur€1.8m€0.8m
HM SEWERTECH SERVICES Hamois€2.3m€1.7m
AMCAL BORINGEN Lichtervelde€1.1m€1.0m
NORMACALOR Chaudfontaine€1.8m€1.3m
ST Wommelgem€1.3m€1.3m
Full comparison

Key facts about S&D BORINGEN

What is the company number of S&D BORINGEN?
The company number of S&D BORINGEN is 0658.786.782. The VAT number is the same number with BE in front: BE 0658.786.782.
Where is S&D BORINGEN based?
The registered office is at Moortelmeers 2, 8740 Pittem.Company details
What does S&D BORINGEN do?
According to the KBO register, the main activity is civil engineering (NACE 42219).
What is the legal form of S&D BORINGEN?
The legal form of S&D BORINGEN is Private limited company (BV).
When was S&D BORINGEN founded?
S&D BORINGEN was founded on 06-07-2016.
Is S&D BORINGEN still active?
Yes, S&D BORINGEN is an active enterprise in the KBO register.
What is the turnover of S&D BORINGEN?
The turnover in financial year 2025 is ≈ €2.3m. This figure is estimated from the gross margin of €957,661 and 2,283 comparable companies of the same size. It probably lies between €1.4m and €3.8m. It is a rough estimate.Financials
Is S&D BORINGEN profitable?
In financial year 2025, S&D BORINGEN made a profit of €432,795.
Where can I find the annual accounts of S&D BORINGEN?
S&D BORINGEN filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of S&D BORINGEN due?
S&D BORINGEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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