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S.D.A.M.

Active
Private limited company (pre-2019)founded 2011active for 15 yearsHooivlasstraat 3, 2490 Balen, BelgiumKBO/BCE: BE 0837.711.103
Summary

S.D.A.M. has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,189 and a net result of -€450. Equity has been shrinking by about 4.2% per year since 2018. Its solvency ranks better than 24% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 08-07-2011 Normal situation
Activity
Painting of buildings NACE 43341and 1 other
Establishment unit
2.201.105.192 2490 Balen, since 08-07-2011
Financial year end
31 December
Peppol
Reachable since 04-07-2025

Board and ownership

Board
  • Marijnissen AdamDirector · since 08-07-2011

Financial position

79 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€6,709
▲ 908×
Turnover
≈ €67,000
estimated
Loss
€450
▼ 67.4%
Equity
€13,189
▼ 3.3%
Total assets
€58,036
▲ 170%
Filed on 05-06-2026, 56 days before the deadline
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Equity €13,189 (22.7% of total assets)lowers riskFounded in 2011Size: total assets €58,036Show the evidence

Checked score

Score 2025
79 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 29% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 48-41
equity 22.7% of total assets
Liquidity 45-22
short-term debt 32.8% · cash 7.3%
Profitability 57+46
return on assets -0.8%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 1.0% 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 0.9%▼ -0.1 percentage points vs 01-2025 03-2025: 1.0%▲ +0.1 percentage points vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 0.9%▼ -0.1 percentage points vs 05-2025 07-2025: 1.1%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.7%▼ -0.4 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.6%▼ -0.1 percentage points vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026lowest value 11-2026: 0.6%● unchanged vs 10-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.71 (2.6 in 2024), below 1. Short-term debt is 32.8% and cash 7.3% of total assets. 77.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 24% of them on solvency, 35% on liquidity, 27% on profitability and 30% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 2011
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: total assets €58,036
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €13,189 (22.7% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 34946 sector peers (2025).
NBB · sector comparison
Position among 34946 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
56 days early
2024
30 days early
2023
2 days early
2022
3 days early
2021
31 days early
2020
142 days early
2019
154 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 60 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€450 View
  • Caution: Less equity than 81% of companies in specialised constructionsector median €57,775 · 34,958 companies €13,189 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as S.D.A.M.: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €42,900 and €76,400, founded between 2008 and 2013.

CompanyTotal assetsGross margin
S.D.A.M. Balen€58,036€6,709
ZEN Tienen€62,329€7,136
WALTER PHILIPPO Kalmthout€76,355€7,636
D'un bout à l'autre - Rénovation Chaumont-Gistoux€74,119€7,700
SPRL MICHEL BERTRAND Etalle€48,948€8,910
SN Decoratie Waregem€65,238€9,113
KLUSJESDIENST THIERRY Vilvoorde€42,871€6,086
Full comparison

Key facts about S.D.A.M.

What is the company number of S.D.A.M.?
The company number of S.D.A.M. is 0837.711.103. The VAT number is the same number with BE in front: BE 0837.711.103.
Where is S.D.A.M. based?
The registered office is at Hooivlasstraat 3, 2490 Balen.Company details
What does S.D.A.M. do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of S.D.A.M.?
The legal form of S.D.A.M. is Private limited company (pre-2019) (BVBA).
When was S.D.A.M. founded?
S.D.A.M. was founded on 08-07-2011.
Is S.D.A.M. still active?
Yes, S.D.A.M. is an active enterprise in the KBO register.
What is the turnover of S.D.A.M.?
The turnover in financial year 2025 is ≈ €67,000. This figure is estimated from the gross margin of €6,709 and 163 comparable companies (NACE 433). It probably lies between €39,000 and €140,000. It is a rough estimate.Financials
Is S.D.A.M. profitable?
In financial year 2025, S.D.A.M. made a loss of €450.
Where can I find the annual accounts of S.D.A.M.?
S.D.A.M. filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of S.D.A.M. due?
S.D.A.M. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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