S&D

Active

Private limited companyfounded 20197 yrs activeNicolaylaan 59, 3970 Leopoldsburg, BelgiumKBO/BCE: BE 0728.522.557

Summary

The computed 12-month bankruptcy probability of S&D is 4.5% (elevated). The 2025 annual accounts show equity of €51,430. Equity is growing by ~3.1% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

S&DActive

Risk analysis Report Compare

Activity

Activity not known

Size

€61,572total assets 2025

Equity: €51,430

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 4.5%

Too few figures to score

Structure

Accounts filed 4 d late0 of 1 deed read

Signals- No establishment unit in the KBO- Liquidity: current ratio 6.07- Founded in 2019+ Size: total assets €61,572Filed after the deadlineShow the evidence

Checked score

No current score

Insufficient figures

A score requires measurable solvency, liquidity and profitability.

Bankruptcy probability: Elevated

Bankruptcy probability, 12 months

4.5% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 6.6% 12-2024: 6.6%● 0.0% vs 11-2024 01-2025: 6.4%▼ -3.0% vs 12-2024 02-2025: 7.3%▲ +12.9% vs 01-2025 03-2025: 7.9%▲ +9.3% vs 02-2025 04-2025: 10.2%▲ +28.7% vs 03-2025 05-2025: 10.3%▲ +1.0% vs 04-2025 06-2025: 11.8%▲ +14.0% vs 05-2025 07-2025: 15.5%▲ +31.6% vs 06-2025 08-2025: 15.5%● 0.0% vs 07-2025 09-2025: 15.6%▲ +1.0% vs 08-2025highest value 10-2025: 15.1%▼ -3.5% vs 09-2025 11-2025: 11.9%▼ -21.2% vs 10-2025 12-2025: 11.9%● 0.0% vs 11-2025 01-2026: 11.4%▼ -3.8% vs 12-2025 02-2026: 12.8%▲ +11.5% vs 01-2026 03-2026: 4.3%▼ -66.2% vs 02-2026lowest value 04-2026: 4.3%● 0.0% vs 03-2026lowest value 05-2026: 4.3%● 0.0% vs 04-2026lowest value 06-2026: 4.3%● 0.0% vs 05-2026lowest value 07-2026: 4.3%▲ +0.8% vs 06-2026 08-2026: 4.5%▲ +2.6% vs 07-2026 09-2026: 4.5%▲ +1.6% vs 08-2026 10-2026: 4.5%▼ -0.4% vs 09-2026

No establishment unit in the KBO raises the probability
Size: total assets €61,572 lowers the probability for this profile
Liquidity: current ratio 6.07 raises the probability
Founded in 2019 raises the probability for this profile

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

No establishment unit in the KBO

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Size: total assets €61,572

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 6.07

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 2019

In the bankruptcy model this factor raises the probability for this profile.

KBO

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-02-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

4 d late

2024

263 d late

2023

27 d early

2022

372 d late

2021

98 d late

2020

4 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 6 accounts on average 118 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 9 May (4 of the last 5 filed years within 165 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close06-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage