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S-C. TRANS

Active
Private limited companyfounded 201313 yrs activePhilipskouterstraat(SPK) 7, 1541 Pajottegem, BelgiumKBO/BCE: BE 0536.998.829

S-C. TRANS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.45M and a net result of €1.01M. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 1832 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
61 / 100
Healthy▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency51▲+16
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity short (current ratio 0.79 against 0.69 in 2024), and 64.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
35.9%
Return on assets
24.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
1 d early
2023
16 d early
2022
1 d early
2021
31 d early
2020
16 d early
2019
17 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€1.45M▲ 8.0%
2024 · €1.34M
2018: €609k 2019: €954k 2020: €1.47M 2021: €2.28M 2022: €2.15M 2023: €3.09M 2024: €1.34M
2018 → 2025
Total assets
€4.05M▼ 17.2%
2024 · €4.89M
2018: €1.22M 2019: €1.28M 2020: €2.11M 2021: €3.67M 2022: €5.38M 2023: €4.84M 2024: €4.89M
2018 → 2025
Net result
€1.01M▼ 26.4%
2024 · €1.37M
2018: €302k 2019: €345k 2020: €513k 2021: €813k 2022: €2.02M 2023: €1.35M 2024: €1.37M
2018 → 2025
Working capital
€-540k▲ 51.1%
2024 · €-1.11M
2018: €385k 2019: €100k 2020: €434k 2021: €940k 2022: €-359k 2023: €850k 2024: €-1.11M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€2.28M-€2.15M▼ 5.6%€3.09M▲ 43.6%€1.34M▼ 56.5%€1.45M▲ 8.0%
Operating result€1.10M-€2.55M▲ 131%€1.79M▼ 29.8%€1.80M▲ 0.7%€1.39M▼ 23.1%
Net result€813k-€2.02M▲ 148%€1.35M▼ 33.0%€1.37M▲ 1.3%€1.01M▼ 26.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€1.00M€2.00M€3.00MOperating result 2021: €1.10M€1.10MNet result 2021: €813k€813kOperating result 2022: €2.55M€2.55MNet result 2022: €2.02M€2.02MOperating result 2023: €1.79M€1.79MNet result 2023: €1.35M€1.35MOperating result 2024: €1.80M€1.80MNet result 2024: €1.37M€1.37MOperating result 2025: €1.39M€1.39MNet result 2025: €1.01M€1.01M20212022202320242025
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.05M
Fixed assets €2.04M▼ 17.8%
Current assets €2.01M▼ 16.6%
Equity and liabilities €4.05M
Equity €1.45M▲ 8.0%
Debt €2.60M▼ 26.8%
The debt ratio falls from 72.5% to 64.1%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€2.17M
2024 · €2.68M
Cash flow
€1.79M
2024 · €2.25M
Solvency
35.9%
2024 · 27.5%
Current ratio
0.79
2024 · 0.69
Quick ratio
0.78
2024 · 0.69
Debt / equity
1.79
2024 · 2.64
ROE
69.4%
2024 · 101.8%
ROA
24.9%
2024 · 28.0%
Interest coverage
40.11
2024 · 606.88
Debt
€2.60M
2024 · €3.54M
Debt ≤ 1 year
€2.55M
2024 · €3.51M
Debt > 1 year
€0
2024 · €30k
Income taxes
€327k
2024 · €430k
Staff costs
€1.59M
2024 · €1.36M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€4.89M€4.05M
Fixed assets21/28€2.48M€2.04M
Tangible fixed assets22/27€2.48M€2.04M
Land and buildings22€110k€100k
Plant, machinery and equipment23€485k€449k
Furniture and vehicles24€1.87M€1.48M
Other tangible fixed assets26€12k€8k
Current assets29/58€2.41M€2.01M
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Stocks and contracts in progress3-€20k
Stocks30/36-€20k
Amounts receivable within one year40/41€1.16M€872k
Trade receivables40€780k€797k
Other amounts receivable41€376k€76k
Current investments50/53-€250k
Cash at bank and in hand54/58€1.22M€838k
Deferred charges and accrued income490/1€28k€29k
Equity and liabilities
Total equity and liabilities10/49€4.89M€4.05M
Equity10/15€1.34M€1.45M
Contributions10/11€19k€19k=
Reserves13€1.33M€1.43M
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1.33M€1.43M
Profit (loss) carried forward14€0€0=
Amounts payable17/49€3.54M€2.60M
Amounts payable after more than one year17€30k€0
Financial debts170/4€30k€0
Amounts payable within one year42/48€3.51M€2.55M
Current portion of amounts payable after more than one year42€112k€40k
Financial debts43-€137k
Credit institutions430/8-€137k
Trade debts44€337k€485k
Suppliers440/4€337k€485k
Taxes, remuneration and social security45€168k€237k
Taxes450/3€6k€42k
Remuneration and social security454/9€162k€195k
Other amounts payable47/48€2.90M€1.65M
Accrued charges and deferred income492/3-€47k
Income statement Code20242025
Non-recurring operating income76A-€163k
Remuneration, social security and pensions62€1.36M€1.59M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€877k€783k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€41k€-20k
Other operating charges640/8€382k€422k
Non-recurring operating charges66A€0€35k
Gross operating margin9900€4.47M€4.20M
Operating profit (loss)9901€1.80M€1.39M
Financial income75/76B€4€1k
Recurring financial income75€4€1k
Financial charges65/66B€4k€54k
Recurring financial charges65€4k€54k
Profit (loss) for the period before taxes9903€1.80M€1.33M
Income taxes67/77€430k€327k
Profit (loss) for the period9904€1.37M€1.01M
Profit (loss) for the period to be appropriated9905€1.37M€1.01M
Appropriation of the result
Profit (loss) to be appropriated9906€1.37M€1.01M
Transfer from equity791/2€1.75M€0
Transfer to equity691/2€0€107k
To other reserves6921€0€107k
Profit to be distributed694/7€3.11M€900k
Return on contributions (dividend)694€3.11M€900k
Social balance
Average headcount (FTE)908714.517.0

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Highest result since 2018net €2.02M ▲148%
Operating result €2.55M, net result €2.02M, both a record.
30-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Equity above €2MEq €2.28M ▲55.5%
4 profitable years in a row build equity to €2.28M.
15-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Equity above €1MEq €1.47M ▲53.8%
3 profitable years in a row build equity to €1.47M.
14-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Philipskouterstraat(SPK) 71541 Pajottegem
Ground area
5,095 m²
Building footprint
135 m²
Parcel 23076D0801/00B000, Flanders. Linked by address, not a title deed.
1 establishment unit
S-C TRANS
Philipskouterstraat(SPK) 7, 1541 PajottegemFreight transport by road
since 20132.221.369.977
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23076D0801/00B000 Flanders 5,095 m² 1 · 135 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2025 · 3 entries · 13,073 EUR awarded · 13,043 EUR paid
Year Entries awardedpaid
2025 1 996 EUR1,014 EUR
2024 1 1,577 EUR1,529 EUR
2023 1 10,500 EUR10,500 EUR
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
1 entry · 10,500 EUR · 10,500 EUR paid · Departement Mobiliteit en Openbare Werken
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
2 entries · 2,573 EUR · 2,543 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site
Pajottegem2.221.369.977
1 permission
Vervoer levensmiddelen onder gecontroleerde temperatuur en/of atmosfeer · since 16-10-2020

Similar companies · same sector, comparable size

Of 12,449 companies in sector 49410 we hold annual accounts for 8,086. 3,531 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded23-07-2013
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
46130Agents in the wholesale of timber and building materials
46190Agents in non-specialised wholesale trade
46831Wholesale of construction materials, general range
46900Non-specialised wholesale trade
47521Retail sale of hardware, building materials, paint and glass (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.