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S.C. TERRASSEMENT & CONSTRUCTION

Active
Private limited companyfounded 2014active for 11 yearsLouizalaan 367, 1050 Elsene, Belgium491 active companies are registered at this addressKBO/BCE: BE 0506.649.311

From the official registers: KBO 11 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of S.C. TERRASSEMENT & CONSTRUCTION is 1.8% (moderate). The 2025 annual accounts show equity of €96,551 and a net result of €743. Equity has been growing by about 38% per year since 2018. Its solvency ranks better than 32% of 9,883 sector peers (NACE 43, financial year 2025). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.

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S.C. TERRASSEMENT & CONSTRUCTIONActiveChecked score 53/100
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Overview

Official details

KBO
Status
Active since 09-12-2014 Normal situation
Legal form
Private limited company
Registered office
Louizalaan 367, 1050 Elsene
Activity
Site preparation NACE 43120
Establishment unit
2.238.514.827 1050 Elsene, since 28-01-2015
Financial year end
31 December
Peppol
Reachable since 18-12-2025
Company details

Board and ownership

Board
Board & ownership

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts 2025
Turnover
€344,988
▼ 14.5%
Profit
€743
▼ 97.5%
Equity
€96,551
▲ 0.8%
Total assets
€322,978
▼ 8.6%
Staff
1 FTE
=
2025 accounts filed 31 days after the deadline
Filed on 31-08-2026at the National Bank
Financials
Score breakdownraises riskLast filed accounts filed 31 days late; 2 of the last 3 accounts lateLiquidity: current ratio 1.00, cash €12,689, halvedSector: Specialised construction activities (NACE 43)lowers riskFounded in 2014Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 27% of micro companies in specialised construction (NACE 43)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 55+3
equity 29.9% of total assets
Liquidity 17-6
short-term debt 70.1% · cash 3.9%
Profitability 66-13
return on assets 0.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.6%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 1.0%▲ +0.4 percentage points vs 07-2025 09-2025: 1.3%▲ +0.3 percentage points vs 08-2025 10-2025: 2.1%▲ +0.8 percentage points vs 09-2025 11-2025: 1.5%▼ -0.6 percentage points vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.4%▼ -0.1 percentage points vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.5%▲ +0.1 percentage points vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.4%▼ -0.1 percentage points vs 05-2026 07-2026: 1.4%● unchanged vs 06-2026 08-2026: 2.1%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 1.8%▼ -0.3 percentage points vs 08-2026 10-2026: 1.8%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.0 (0.87 in 2024), below the usual 1.5. Short-term debt is 70.1% and cash 3.9% of total assets. 70.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 32% of them on solvency, 10% on liquidity, 32% on profitability and 33% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 1.00, cash €12,689, halved
NBB · annual accounts
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
61 days late
2023
30 days late
2022
21 days late
2021
31 days late
2020
27 days late
2019
83 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 41 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 6 profitable years in a rowprofit 2025: €743 6 years View

Documents

Annual accounts at the NBB

All 11 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about S.C. TERRASSEMENT & CONSTRUCTION

What is the company number of S.C. TERRASSEMENT & CONSTRUCTION?
The company number of S.C. TERRASSEMENT & CONSTRUCTION is 0506.649.311. The VAT number is the same number with BE in front: BE 0506.649.311.
Where is S.C. TERRASSEMENT & CONSTRUCTION based?
The registered office is at Louizalaan 367, 1050 Elsene.Company details
What does S.C. TERRASSEMENT & CONSTRUCTION do?
According to the KBO register, the main activity is site preparation (NACE 43120).
What is the legal form of S.C. TERRASSEMENT & CONSTRUCTION?
The legal form of S.C. TERRASSEMENT & CONSTRUCTION is Private limited company (BV).
When was S.C. TERRASSEMENT & CONSTRUCTION founded?
S.C. TERRASSEMENT & CONSTRUCTION was founded on 09-12-2014.
Is S.C. TERRASSEMENT & CONSTRUCTION still active?
Yes, S.C. TERRASSEMENT & CONSTRUCTION is an active enterprise in the KBO register.
How many employees does S.C. TERRASSEMENT & CONSTRUCTION have?
S.C. TERRASSEMENT & CONSTRUCTION had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of S.C. TERRASSEMENT & CONSTRUCTION?
The turnover of S.C. TERRASSEMENT & CONSTRUCTION was €344,988 in financial year 2025, according to the filed annual accounts.
Is S.C. TERRASSEMENT & CONSTRUCTION profitable?
In financial year 2025, S.C. TERRASSEMENT & CONSTRUCTION made a profit of €743.
Where can I find the annual accounts of S.C. TERRASSEMENT & CONSTRUCTION?
S.C. TERRASSEMENT & CONSTRUCTION filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of S.C. TERRASSEMENT & CONSTRUCTION due?
S.C. TERRASSEMENT & CONSTRUCTION must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as S.C. TERRASSEMENT & CONSTRUCTION: site preparation (NACE 43120). They are comparable in size and age: total assets between €230,000 and €501,000, founded between 2013 and 2017.

CompanyTotal assetsGross margin
S.C. TERRASSEMENT & CONSTRUCTION Elsene€322,978€90,863
KVR CONSTRUCT Ravels€319,838€81,264
PACTA SERVANDA Zele€369,454€84,293
Lathouwers Michael Tongeren-Borgloon€364,041€71,942
BARGAU CONSTRUCT Evere€229,685€85,357
INTER ROSS Sint-Pieters-Woluwe€232,858€81,536
FLORIANO Anderlecht€501,465€90,994
Full comparison

Next steps

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