S.C. TECHNICS
ActiveS.C. TECHNICS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €598k and a net result of €80k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 36% of 1024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
91
/ 100
Excellent▲ +25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+41
Solvency69▲+19
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.07 in 2024), but 68.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.1%
Return on assets
4.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
29 d late
2023
7 d late
2022
30 d late
2021
40 d early
2020
16 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€598k▲ 15.5%
2024 · €517k
2018: €271k
2019: €287k
2020: €400k
2021: €419k
2022: €418k
2023: €490k
2024: €517k
2018 → 2025
Total assets
€1.92M▲ 12.6%
2024 · €1.71M
2018: €762k
2019: €871k
2020: €1.18M
2021: €1.12M
2022: €1.36M
2023: €1.37M
2024: €1.71M
2018 → 2025
Net result
€80k▲ 197%
2024 · €27k
2018: €-8k
2019: €17k
2020: €127k
2021: €19k
2022: €36k
2023: €73k
2024: €27k
2018 → 2025
Working capital
€175k▲ 431%
2024 · €33k
2018: €165k
2019: €172k
2020: €261k
2021: €205k
2022: €181k
2023: €93k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€419k-€418k▼ 0.3%€490k▲ 17.2%€517k▲ 5.5%€598k▲ 15.5%
Operating result€48k-€75k▲ 55.5%€142k▲ 89.2%€86k▼ 39.8%€159k▲ 85.0%
Net result€19k-€36k▲ 82.7%€73k▲ 105%€27k▼ 62.9%€80k▲ 197%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 85% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.92M
Fixed assets
€1.55M▲ 29.2%
Current assets
€376k▼ 26.4%
Equity and liabilities €1.92M
Equity
€598k▲ 15.5%
Provisions
€51k▲ 60.0%
Debt
€1.27M▲ 10.0%
The debt ratio falls from 67.8% to 66.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€323k▲
2024 · €155k
Cash flow
€245k▲
2024 · €96k
Solvency
31.1%▲
2024 · 30.3%
Current ratio
1.87▲
2024 · 1.07
Quick ratio
1.50▲
2024 · 0.92
Debt / equity
2.13▼
2024 · 2.24
ROE
13.4%▲
2024 · 5.2%
ROA
4.2%▲
2024 · 1.6%
Interest coverage
6.74▲
2024 · 3.43
Debt
€1.27M▲
2024 · €1.16M
Debt ≤ 1 year
€201k▼
2024 · €478k
Debt > 1 year
€1.07M▲
2024 · €681k
Income taxes
€12k▼
2024 · €15k
Staff costs
€56k▼
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.71M€1.92M▲
Fixed assets21/28€1.20M€1.55M▲
Intangible fixed assets21€293-
Tangible fixed assets22/27€1.20M€1.55M▲
Land and buildings22€1.15M€1.50M▲
Plant, machinery and equipment23€25k€19k▼
Furniture and vehicles24€18k€26k▲
Financial fixed assets28€714€714=
Current assets29/58€511k€376k▼
Amounts receivable after more than one year29€55k€55k=
Trade receivables290€55k€55k=
Stocks and contracts in progress3€72k€75k▲
Stocks30/36€72k€75k▲
Amounts receivable within one year40/41€193k€44k▼
Trade receivables40€193k€44k▼
Other amounts receivable41-€19
Cash at bank and in hand54/58€36k€92k▲
Deferred charges and accrued income490/1€154k€109k▼
Equity and liabilities
Total equity and liabilities10/49€1.71M€1.92M▲
Equity10/15€517k€598k▲
Contributions10/11€190k€190k=
Reserves13€326k€407k▲
Tax-exempt reserves132€96k€154k▲
Distributable reserves133€230k€253k▲
Profit (loss) carried forward14€974€974=
Provisions and deferred taxes16€32k€51k▲
Deferred taxes168€32k€51k▲
Amounts payable17/49€1.16M€1.27M▲
Amounts payable after more than one year17€681k€1.07M▲
Financial debts170/4€681k€1.07M▲
Amounts payable within one year42/48€478k€201k▼
Current portion of amounts payable after more than one year42€65k€76k▲
Trade debts44€308k€31k▼
Suppliers440/4€308k€31k▼
Advances received on contracts in progress46-€245
Taxes, remuneration and social security45€32k€20k▼
Taxes450/3€25k€9k▼
Remuneration and social security454/9€7k€11k▲
Other amounts payable47/48€73k€73k▲
Income statement
Code20242025
Non-recurring operating income76A€3k€90k▲
Remuneration, social security and pensions62€58k€56k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69k€164k▲
Other operating charges640/8€4k€7k▲
Gross operating margin9900€217k€385k▲
Operating profit (loss)9901€86k€159k▲
Financial income75/76B€87€401▲
Recurring financial income75€87€401▲
Financial charges65/66B€45k€48k▲
Recurring financial charges65€45k€48k▲
Profit (loss) for the period before taxes9903€41k€111k▲
Transfer from deferred taxes780€2k€3k▲
Transfer to deferred taxes680-€22k
Income taxes67/77€15k€12k▼
Profit (loss) for the period9904€27k€80k▲
Transfer from tax-exempt reserves789€5k€10k▲
Transfer to tax-exempt reserves689-€67k
Profit (loss) for the period to be appropriated9905€32k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€24k▼
Profit (loss) brought forward from the previous period14P€974€974=
Transfer to equity691/2€32k€23k▼
To other reserves6921€32k€23k▼
Social balance
Average headcount (FTE)90871.31.3=
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 5 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Equity above €500kEq €517k ▲5.5%
6 profitable years in a row build equity to €517k.
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 7 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €127k ▲661%
Operating result €195k, net result €127k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsplein 49940 EvergemGround area
179 m²
Building footprint
172 m²
Volume, LiDAR
1,000 m³
Parcel 44302D0900/00M000, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
S.C. TECHNICS
since 20102.188.468.171
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44302D0900/00M000 | Flanders | 179 m² | 1 · 172 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 3,000 EUR awarded · 3,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 3,000 EUR | 3,000 EUR |
Schemes
Corona-compensatiepremie (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteEvergem2.188.468.171
Similar companies · same sector, comparable size
Paard van Troje
BE 0861.645.753
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COLORPA
BE 0440.583.995
Meise · Eq €595k
DE MOYE
BE 0466.828.732
Geraardsbergen · Eq €595k
DE SINJOOR
BE 0447.255.122
Herentals · Eq €601k
PANDAVA
BE 0419.001.396
Stabroek · Eq €590k
Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 754 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2009
Fiscal year end31-12
Activities, NACEBEL
45204
47620Retail trade
47621Retail sale of newspapers and periodicals
95314Bodywork repair (including spraying and painting)
43910Bricklaying and masonry work
43994Specialised construction activities
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95319Other maintenance and repair of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.