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S.C.S.-SOFTWARE- en COMPUTERSYSTEMS

Active
Private limited company (pre-2019)founded 199630 yrs activePallieterdreef 53, 2280 Grobbendonk, BelgiumKBO/BCE: BE 0457.815.353

S.C.S.-SOFTWARE- en COMPUTERSYSTEMS has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.12M and a net result of €135k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 2831 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
91 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80=
Solvency97▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 3.11 against 2.73 in 2023; short-term debt: 27.6% and cash: 45.8% of total assets), and 27.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 30 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
72.4%
Return on assets
8.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
36 d early
2023
34 d early
2022
31 d early
2021
32 d early
2020
61 d late
2019
61 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity
€1.12M▲ 13.7%
2023 · €987k
2018: €501k 2019: €542k 2020: €629k 2021: €741k 2022: €860k 2023: €987k
2018 → 2024
Total assets
€1.55M▲ 5.9%
2023 · €1.46M
2018: €876k 2019: €906k 2020: €1.08M 2021: €1.17M 2022: €1.16M 2023: €1.46M
2018 → 2024
Net result
€135k▲ 6.1%
2023 · €127k
2018: €-26k 2019: €42k 2020: €86k 2021: €112k 2022: €119k 2023: €127k
2018 → 2024
Working capital
€903k▲ 9.6%
2023 · €824k
2018: €328k 2019: €424k 2020: €537k 2021: €678k 2022: €802k 2023: €824k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€629k-€741k▲ 17.9%€860k▲ 16.0%€987k▲ 14.8%€1.12M▲ 13.7%
Operating result€119k-€154k▲ 30.2%€169k▲ 9.5%€178k▲ 5.5%€182k▲ 2.0%
Net result€86k-€112k▲ 29.9%€119k▲ 5.6%€127k▲ 7.1%€135k▲ 6.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150k€200kOperating result 2020: €119k€119kNet result 2020: €86k€86kOperating result 2021: €154k€154kNet result 2021: €112k€112kOperating result 2022: €169k€169kNet result 2022: €119k€119kOperating result 2023: €178k€178kNet result 2023: €127k€127kOperating result 2024: €182k€182kNet result 2024: €135k€135k20202021202220232024
The operating result has risen four years in a row; 2024 is 2% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.55M
Fixed assets €219k▲ 34.3%
Current assets €1.33M▲ 2.3%
Equity and liabilities €1.55M
Equity €1.12M▲ 13.7%
Debt €428k▼ 10.3%
The debt ratio falls from 32.6% to 27.6%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€220k
2023 · €206k
Cash flow
€172k
2023 · €155k
Solvency
72.4%
2023 · 67.4%
Current ratio
3.11
2023 · 2.73
Quick ratio
3.02
2023 · 2.65
Debt / equity
0.38
2023 · 0.48
ROE
12.0%
2023 · 12.9%
ROA
8.7%
2023 · 8.7%
Interest coverage
25.93
2023 · 47.57
Debt
€428k
2023 · €477k
Debt ≤ 1 year
€428k
2023 · €477k
Income taxes
€47k
2023 · €50k
Staff costs
€742k
2023 · €732k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€1.46M€1.55M
Fixed assets21/28€163k€219k
Intangible fixed assets21€91k€165k
Tangible fixed assets22/27€72k€54k
Plant, machinery and equipment23€58k€47k
Furniture and vehicles24€11k€5k
Other tangible fixed assets26€3k€2k
Current assets29/58€1.30M€1.33M
Stocks and contracts in progress3€38k€39k
Stocks30/36€38k€39k
Amounts receivable within one year40/41€672k€562k
Trade receivables40€660k€536k
Other amounts receivable41€12k€25k
Cash at bank and in hand54/58€580k€709k
Deferred charges and accrued income490/1€11k€22k
Equity and liabilities
Total equity and liabilities10/49€1.46M€1.55M
Equity10/15€987k€1.12M
Contributions10/11€20k€20k=
Reserves13€966k€1.10M
Tax-exempt reserves132€40k€40k=
Distributable reserves133€926k€1.06M
Profit (loss) carried forward14€345€53
Amounts payable17/49€477k€428k
Amounts payable within one year42/48€477k€428k
Financial debts43€22k€23k
Credit institutions430/8€22k€23k
Trade debts44€317k€264k
Suppliers440/4€317k€264k
Taxes, remuneration and social security45€133k€137k
Taxes450/3€19k€20k
Remuneration and social security454/9€114k€117k
Other amounts payable47/48€5k€5k
Income statement Code20232024
Remuneration, social security and pensions62€732k€742k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€38k
Other operating charges640/8€11k€12k
Gross operating margin9900€949k€974k
Operating profit (loss)9901€178k€182k
Financial income75/76B€3k€8k
Recurring financial income75€3k€8k
Financial charges65/66B€4k€8k
Recurring financial charges65€4k€8k
Profit (loss) for the period before taxes9903€177k€181k
Income taxes67/77€50k€47k
Profit (loss) for the period9904€127k€135k
Profit (loss) for the period to be appropriated9905€127k€135k
Appropriation of the result
Profit (loss) to be appropriated9906€127k€135k
Profit (loss) brought forward from the previous period14P€424€345
Transfer to equity691/2€127k€135k
To other reserves6921€127k€135k
Social balance
Average headcount (FTE)90878.88.6

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
25-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2018net €135k ▲6.1%
Operating result €182k, net result €135k, both a record.
31-12
Financial Equity above €1MEq €1.12M ▲13.7%
6 profitable years in a row build equity to €1.12M.
27-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
30-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
31-12
Financial Back to profitnet €42k
Net result €42k after one loss-making year.
19-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 19 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
2016
10-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 1996
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Pallieterdreef 532280 Grobbendonk
Ground area
1,077 m²
Building footprint
169 m²
Volume, LiDAR
996 m³
Parcel 13010C0066/00R005, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pallieterdreef 53, 2280 Grobbendonk
NACE 7133001
since 19962.076.456.333
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13010C0066/00R005 Flanders 1,076 m² 1 · 169 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,869 companies in sector 62100 we hold annual accounts for 8,779. 3,850 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded15-04-1996
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.