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S.C.K.Z.

Active
Private limited companyfounded 2021active for 4 yearsRue de Landelies 74, 6031 Charleroi, BelgiumKBO/BCE: BE 0777.441.934

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of S.C.K.Z. is 5.2% (elevated). The 2025 annual accounts show negative equity (-€23,100) and a net result of €46,442, of which €59,791 non-recurring income. Equity has been stable since 2022 (±1.2% per year). Its solvency ranks better than 17% of 16,961 sector peers (NACE 56, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 17-11-2021 Normal situation
Activity
Full-service restaurants NACE 56111and 3 others
Establishment unit
2.324.077.735 6031 Charleroi, since 17-11-2021
Financial year end
31 December
Peppol
Reachable since 11-12-2025

Board and ownership

Board
  • DE SOUSA SilvinaDirector
  • KRSTIC ZdenkoDirector

Financial position

36 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.2%
Annual accounts 2025
Gross margin
€80,334
▲ 50.6%
Turnover
≈ €260,000
estimated
Profit
€46,442
Equity
-€23,100
=
Total assets
€75,205
▲ 17.1%
Staff
6.3 FTE
▲ 18.9%
Filed on 28-09-2026, 59 days after the deadlineat the National Bank
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Founded in 2021Last filed accounts filed 59 days late; 1 of the last 3 accounts lateSize: total assets €75,205Show the evidence

Checked score

Score 2025
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 25% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -30.7% of total assets
Liquidity 18+12
short-term debt 130.7% · cash 14.4%
Profitability 50+19
return on assets 61.8%
Bankruptcy probability within 12 months
5.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,780 companies, NACE 56, micro)
Last 24 months 11-2024: 6.8% 12-2024: 6.8%● unchanged vs 11-2024 01-2025: 6.7%▼ -0.1 percentage points vs 12-2024 02-2025: 6.7%● unchanged vs 01-2025 03-2025: 6.6%▼ -0.1 percentage points vs 02-2025 04-2025: 6.6%● unchanged vs 03-2025 05-2025: 6.7%▲ +0.1 percentage points vs 04-2025 06-2025: 6.5%▼ -0.2 percentage points vs 05-2025 07-2025: 6.3%▼ -0.2 percentage points vs 06-2025 08-2025: 6.9%▲ +0.6 percentage points vs 07-2025 09-2025: 6.3%▼ -0.6 percentage points vs 08-2025 10-2025: 6.3%● unchanged vs 09-2025 11-2025: 6.3%● unchanged vs 10-2025 12-2025: 6.3%● unchanged vs 11-2025 01-2026: 6.3%● unchanged vs 12-2025 02-2026: 6.3%● unchanged vs 01-2026 03-2026: 6.1%▼ -0.2 percentage points vs 02-2026 04-2026: 6.1%● unchanged vs 03-2026 05-2026: 6.3%▲ +0.2 percentage points vs 04-2026 06-2026: 6.3%● unchanged vs 05-2026 07-2026: 6.3%● unchanged vs 06-2026 08-2026: 6.8%▲ +0.5 percentage points vs 07-2026 09-2026: 7.0%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 5.2%▼ -1.8 percentage points vs 09-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.76 (0.73 in 2024), below 1. Short-term debt is 130.7% and cash 14.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 9% of them on solvency, 15% on liquidity, 36% on profitability and 41% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 59 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €75,205
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 16961 sector peers (2025).
NBB · sector comparison
Position among 16961 sector peers
Solvency
better than 17%
← weakest strongest →
raises risk · 2025 accounts filed 59 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
59 days late
2024
29 days late
2023
29 days late
2022
158 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 69 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 September (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€23,100 View
  • Caution: Less equity than 85% of companies in food and beverage servicesector median €28,733 · 16,992 companies -€23,100 View

Comparable companies

These companies have the same main activity as S.C.K.Z.: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €69,300 and €86,500, founded between 2020 and 2022.

CompanyTotal assetsGross margin
S.C.K.Z. Charleroi€75,205€80,334
BY EMMA Tournai€86,462€73,580
MIA CASA SAPORI Tournai€70,989€76,810
LE CAFE DU COLLEGE Namur€79,534€75,301
Kloda Antwerpen€69,261€82,813
MINT HEALTHY FOOD Liège€70,798€83,800
PAR EXEMPLE Antwerpen€77,899€80,288
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about S.C.K.Z.

What is the company number of S.C.K.Z.?
The company number of S.C.K.Z. is 0777.441.934. The VAT number is the same number with BE in front: BE 0777.441.934.
Where is S.C.K.Z. based?
The registered office is at Rue de Landelies 74, 6031 Charleroi.Company details
What does S.C.K.Z. do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of S.C.K.Z.?
The legal form of S.C.K.Z. is Private limited company (BV).
When was S.C.K.Z. founded?
S.C.K.Z. was founded on 17-11-2021.
Is S.C.K.Z. still active?
Yes, S.C.K.Z. is an active enterprise in the KBO register.
How many employees does S.C.K.Z. have?
S.C.K.Z. had an average of 6.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of S.C.K.Z.?
The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €80,334 and 73 comparable companies (NACE 56111). It probably lies between €220,000 and €340,000.
Is S.C.K.Z. profitable?
In financial year 2025, S.C.K.Z. made a profit of €46,442.
Where can I find the annual accounts of S.C.K.Z.?
S.C.K.Z. filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of S.C.K.Z. due?
S.C.K.Z. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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