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S.C. IMMO

Active
Private limited companyfounded 200224 yrs activeEzaartveld 80, 2400 Mol, BelgiumKBO/BCE: BE 0477.293.745
Summary

The computed 12-month bankruptcy probability of S.C. IMMO is 3.4% (moderate). The 2024 annual accounts show negative equity (-€3,881) and a net result of -€29,919. Equity is shrinking by ~22.5% per year across the filed fiscal years. The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known2 sites
Size
€523,475total assets 2024
Equity
-€3,881
Loss
-€29,919
Turnover not published (abridged schema)
Financial health
48 Fair Checked score 2024
Bankruptcy chance 12 m
3.4%
Structure
Accounts 42 d early0 of 1 deed read
Why 48- Liquidity: current ratio 0.23- Figures for FY 2024 (filed 24-06-2025)- 2 establishment units+ Size: total assets €523,475Show the evidence

Checked score

Score 2024
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 18% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency 24-6
equity -0.7% of total assets
Liquidity 28-13
short-term debt 68.0%
Profitability 60+32
return on assets -5.7%
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 19 months 04-2025: 1.2% 05-2025: 1.2%▼ -1.1% vs 04-2025 06-2025: 1.2%▲ +3.9% vs 05-2025 07-2025: 1.2%▼ -6.4% vs 06-2025lowest value 08-2025: 1.2%● 0.0% vs 07-2025lowest value 09-2025: 1.2%● 0.0% vs 08-2025lowest value 10-2025: 1.2%● 0.0% vs 09-2025lowest value 11-2025: 1.2%● 0.0% vs 10-2025lowest value 12-2025: 1.2%● 0.0% vs 11-2025lowest value 01-2026: 1.3%▲ +11.4% vs 12-2025 02-2026: 1.3%● 0.0% vs 01-2026 03-2026: 1.3%● 0.0% vs 02-2026 04-2026: 1.2%▼ -7.1% vs 03-2026 05-2026: 1.2%▼ -1.1% vs 04-2026 06-2026: 1.4%▲ +17.9% vs 05-2026 07-2026: 1.4%● 0.0% vs 06-2026 08-2026: 2.2%▲ +61.2% vs 07-2026 09-2026: 2.6%▲ +14.4% vs 08-2026 10-2026: 3.4%▲ +33.9% vs 09-2026highest value
  • Size: total assets €523,475 lowers the probability for this profile
  • Liquidity: current ratio 0.23 raises the probability
  • Figures for FY 2024 (filed 24-06-2025) raises the probability
  • 2 establishment units raises the probability
No credit on open account
Liquidity short (current ratio 0.23 against 0.2 in 2023; short-term debt: 68% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 15%, liquidity 15%, profitability 40%, growth against the median 3%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €523,475
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.23
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 24-06-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 2 establishment units
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 d early
2024
37 d early
2023
41 d early
2022
32 d early
2021
38 d early
2020
24 d early
2019
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 33 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€3,881 View
  • Risk: 6 loss-making years in a rowloss fiscal year 2024 -€29,919 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

By topic

Financials

Fiscal year
2024
Total assets
€523,475
Loss
-€29,919
Solvency
-0.7%
Total assets▼ 5.6%
Net result
20182024
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 19-06-2026Annual accounts filed
  2. 24-06-2025Annual accounts filed
  3. 20-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Founded
09-04-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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