S.C. BUILD
ActiveSummary
S.C. BUILD has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €115k. Its solvency ranks better than 46% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency76
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 2.28; short-term debt: 33.6% and cash: 18.3% of total assets), and 48.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.3%
Return on assets
50.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€116k
Total assets
€226k
Net result
€115k
Working capital
€97k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €226k
Fixed assets
€53k
Current assets
€173k
Equity and liabilities €226k
Equity
€116k
Debt
€110k
Debt finances 48.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€157k
Cash flow
€123k
Current ratio
2.28
Debt to equity
0.95
ROE
99.3%
ROA
50.9%
Interest coverage
188.16
Debt ≤ 1 year
€76k
Debt > 1 year
€32k
Income taxes
€33k
Filed annual accounts As filed with the NBB · 2025 · 40 lines
Balance sheet
Code2025
Assets
Total assets20/58€226k
Fixed assets21/28€53k
Tangible fixed assets22/27€53k
Furniture and vehicles24€53k
Current assets29/58€173k
Amounts receivable within one year40/41€130k
Trade receivables40€130k
Cash at bank and in hand54/58€41k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€226k
Equity10/15€116k
Contributions10/11€3k
Profit (loss) carried forward14€114k
Amounts payable17/49€110k
Amounts payable after more than one year17€32k
Financial debts170/4€32k
Amounts payable within one year42/48€76k
Current portion of amounts payable after more than one year42€11k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€57k
Taxes450/3€55k
Remuneration and social security454/9€2k
Other amounts payable47/48€5k
Accrued charges and deferred income492/3€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k
Other operating charges640/8€58
Gross operating margin9900€157k
Operating profit (loss)9901€149k
Financial income75/76B€41
Recurring financial income75€41
Financial charges65/66B€833
Recurring financial charges65€833
Profit (loss) for the period before taxes9903€148k
Income taxes67/77€33k
Profit (loss) for the period9904€115k
Profit (loss) for the period to be appropriated9905€115k
Appropriation of the result
Profit (loss) to be appropriated9906€115k
Profit to be distributed694/7€2k
Return on contributions (dividend)694€2k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Avelgem · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogveld 98580 AvelgemGround area
862 m²
Building footprint
170 m²
Parcel 34003A2298/00D002, Flanders. Linked by address, not a title deed.
1 establishment unit
S.C. BUILD
since 20252.374.846.446
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34003A2298/00D002 | Flanders | 862 m² | 1 · 170 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JRCM
BE 0783.475.037
Sint-Pieters-Woluwe · Eq €116,072
VDRS Consulting
BE 1012.700.289
Sint-Lievens-Houtem · Eq €116,071
HD - I
BE 0479.457.142
Brussel · Eq €116,070
Kerstin Fehre
BE 1008.769.118
Elsene · Eq €116,067
La Chicqueterie Holding
BE 0730.968.343
Vresse-sur-Semois · Eq €116,089
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,820 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46130Agents in the wholesale of timber and building materials
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.