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S B & V

Judicial reorganisation
Private limited companyfounded 1994active for 32 yearsGalgestraat 62, 3454 Geetbets, BelgiumKBO/BCE: BE 0453.333.854
Summary

The file of S B & V contains 2 judicial reorganisation notices, as published in the Belgian Official Gazette. During the judicial reorganisation Checked does not compute a bankruptcy probability from the figures: of the Belgian companies that opened one in 2023 and 2024, about one in four went bankrupt within twelve months. The 2025 annual accounts show equity of €147,505 and a net result of -€28,804. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 13,642 sector peers (NACE 46, financial year 2025).

Risk analysisFollow ReportCompare
S B & VJudicial reorganisationChecked score 24/100
Risk analysis ReportCompare

Are you a creditor?

Judicial reorganisation Source: Belgian Official Gazette

Your claim still exists, but while the moratorium runs you cannot enforce it. What you do now depends on the track of the reorganisation.

The procedure

Court
Enterprise Court of Leuven
Opened
2 July 2024
Track
Reorganisation by amicable settlement
Docket number
20240010
Moratorium until
2 December 2024 (passed; an extension would be in a later judgment)
Delegated judge
Renzo Caponi
Official Gazette
05-07-2024 (pdf) ↗search the document for 2024/128197

What to do now

  1. Do not attach assets or start enforcement for debts from before the opening while the moratorium runs.
  2. An amicable settlement binds only the creditors who sign it. You decide whether you sign.
  3. What you deliver after the opening is not covered by the moratorium: agree clear payment terms.
  4. The file is in RegSol, where you can read the documents of the procedure.

Deadlines: the judgment sets how long the moratorium runs. That date is in RegSol and in the publication in the Official Gazette.

View the file in RegSol ↗ Follow Follow this reorganisation: you are alerted to an extension, the court's approval, the closure or a bankruptcy.

General information, not legal advice. If in doubt, your lawyer or your accountant can help.Creditor guide for this company

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Overview

Activity
Wholesale of construction materials, general range
NACE 46831
5th oldest company in Geetbets, Wholesale and retail trade sector1 site
Size
€863,490total assets 2025
Equity
€147,505
Loss
-€28,804
Turnover not published (abbreviated or micro format)
Financial health
24 Critical Checked score 2025
Reorganisation running: about 1 in 4 bankrupt within the year
Structure
Holdings
2
2025 accounts filed 27 days late1 of 3 deeds summarised
Signalsraises riskPersistent lossesIn judicial reorganisation2025 accounts filed 27 days lateShow the evidence

Checked score

Score 2025
24 / 100
Critical
Without a bankruptcy probability: score from the figures alone
An ongoing judicial reorganisation from the Belgian Official Gazette caps the score at 24. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 42-2
equity 17.1% of total assets
Liquidity 24-4
short-term debt 50.8% · cash 0.0%
Profitability 37+37
return on assets -3.3%
Bankruptcy probability, 12 months

Judicial reorganisation

About 1 in 4 comparable companies went bankrupt within the year

A judicial reorganisation is open: we then compute no probability from the figures. Measured over every Belgian company in an open or failed reorganisation: 25% to 26% bankrupt within twelve months (2024 and 2025).

No credit on open account during an ongoing judicial reorganisation
Liquidity insufficient (current ratio 0.01, compared with 0.02 in 2024, below 1; short-term debt: 50.8% and cash: 0% of total assets), and 82.9% of the assets are financed with debt and provisions.

Signals

Three signals.
raises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€28,804
raises risk · In judicial reorganisation
Ongoing procedure under court protection (Book XX of the Code of Economic Law). The company is restructuring.
Belgian Official Gazette
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
29 days late
2023
12 days late
2022
30 days late
2021
28 days late
2020
107 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 46 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet -€162,516

Key points

  • Risk: In judicial reorganisationtrustee not known 02-07-2024 View
  • Risk: 3 loss-making years in a rowloss financial year 2025 -€28,804 View
  • Caution: Among the weakest 9% on net resultsector median €5,649 · 13,648 companies -€28,804 View
  • Positive: Result rose in 2025from -€162,516 to -€28,804 ▲ 82.3% View

By topic

Financials

Financial year
2025
Total assets
€863,490
Loss
-€28,804
Solvency
17.1%
Total assets▼ 6.9%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
  • BAENS,Stefan Joseph ClementineDirector
  • VANDERSPIKKEN,Rita Marguerite JosephDirector
Go to Board & ownership

Timeline

Events
38
Since
1996
Next accounts
by 31-07-2027
  1. 31-12-2024Equity above €150,000
  2. 01-10-2024Extension
  3. 12-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of construction materials, general rangeNACE 46831
Founded
06-09-1994
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
21
Who signs
Each director alone
Annual meeting
First Friday of June at 18:00
Purpose
“Handelaar in tweedehands autovoertuigen,in de ruimste zin van het woord; Tussenpersoon in…” (deed in Dutch)
Go to Articles of association

Key facts about S B & V

What is the company number of S B & V?
0453.333.854. In Belgium the VAT number is the company number with BE in front: BE 0453.333.854.
Where is S B & V based?
The registered office is at Galgestraat 62, 3454 Geetbets.Company details
What does S B & V do?
According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of S B & V?
Private limited company (BV).
When was S B & V founded?
On 06-09-1994.
Is S B & V still active?
Yes, S B & V is in the KBO register. A judicial reorganisation is running.
What is the turnover of S B & V?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is S B & V profitable?
In financial year 2025, S B & V made a loss of €28,804.
Where can I find the annual accounts of S B & V?
S B & V filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of S B & V due?
By 31-07-2027, for financial year 2026.Timeline

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What should you check before you do business with this company?Supplier due diligence What were this company's board, registered office and name on a given date?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?Process a list How is the wholesale of construction materials, general range sector doing?Sector figures

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