S.B. ADMI
ActiveFor S.B. ADMI, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €140k and a net result of €21k. Equity is growing by ~28% per year across the filed fiscal years. Its solvency ranks better than 28% of 4425 sector peers (fiscal year 2023). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability73▼-6
Solvency50▼-11
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
24.7%
Return on assets
3.7%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 4 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline20-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-03-2025, 243 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
243 d late
2022
77 d late
2021
66 d late
2020
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€21k▼ 23.5%
2022 · €28k
2020: €27k
2021: €44k
2022: €28k
2020 → 2023
Working capital
€-353k▼ 151%
2022 · €-140k
2020: €44k
2021: €86k
2022: €-140k
2020 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2020202120222023Trend
Equity€47k-€91k▲ 95.0%€118k▲ 30.4%€140k▲ 17.8%
Operating result€34k-€56k▲ 67.4%€38k▼ 32.1%€35k▼ 8.1%
Net result€27k-€44k▲ 66.5%€28k▼ 37.5%€21k▼ 23.5%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2023 is 8% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €564k
Fixed assets
€492k▲ 90.1%
Current assets
€72k▲ 7.9%
Equity and liabilities €564k
Equity
€140k▲ 17.8%
Debt
€425k▲ 105%
The debt ratio rises from 63.6% to 75.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€58k▲
2022 · €50k
Cash flow
€44k▲
2022 · €39k
Solvency
24.7%▼
2022 · 36.4%
Current ratio
0.17▼
2022 · 0.32
Quick ratio
0.17▼
2022 · 0.32
Debt / equity
3.04▲
2022 · 1.75
ROE
15.1%▼
2022 · 23.3%
ROA
3.7%▼
2022 · 8.5%
Interest coverage
9.07▼
2022 · 68.53
Debt
€425k▲
2022 · €207k
Debt ≤ 1 year
€425k▲
2022 · €207k
Income taxes
€7k▼
2022 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€326k€564k▲
Fixed assets21/28€259k€492k▲
Tangible fixed assets22/27€259k€492k▲
Land and buildings22€255k€489k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€1k€1k▲
Current assets29/58€67k€72k▲
Amounts receivable within one year40/41€61k€22k▼
Trade receivables40€340€12k▲
Other amounts receivable41€61k€10k▼
Cash at bank and in hand54/58€6k€50k▲
Equity and liabilities
Total equity and liabilities10/49€326k€564k▲
Equity10/15€118k€140k▲
Contributions10/11€20k€20k=
Capital10€20k€20k=
Issued capital100€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€96k€118k▲
Amounts payable17/49€207k€425k▲
Amounts payable within one year42/48€207k€425k▲
Trade debts44€47k€61k▲
Suppliers440/4€47k€61k▲
Taxes, remuneration and social security45€10k€17k▲
Taxes450/3€10k€17k▲
Other amounts payable47/48€150k€347k▲
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€23k▲
Other operating charges640/8€286€200▼
Gross operating margin9900€50k€58k▲
Operating profit (loss)9901€38k€35k▼
Financial charges65/66B€726€6k▲
Recurring financial charges65€726€6k▲
Profit (loss) for the period before taxes9903€37k€29k▼
Income taxes67/77€10k€7k▼
Profit (loss) for the period9904€28k€21k▼
Profit (loss) for the period to be appropriated9905€28k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€96k€118k▲
Profit (loss) brought forward from the previous period14P€69k€96k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 243 days late
2023
31-12
Financial
Weakest financial yearnet €21k ▼23.5%
Net result drops to €21k, the lowest in the series.
16-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 77 days late
2022
31-12
Financial
Equity above €100kEq €118k ▲30.4%
3 profitable years in a row build equity to €118k.
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 66 days late
2021
31-12
Financial
Highest result since 2020net €44k ▲66.5%
Operating result €56k, net result €44k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue aux Cailloux 81401 NivellesGround area
1,017 m²
Building footprint
105 m²
Volume, LiDAR
542 m³
Parcel 25004B0164/00E000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25004B0164/00E000 | Wallonia | 1,017 m² | 1 · 105 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AMYLO
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RE-INVEST
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,876 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.