S-ANKER
ActiveSummary
S-ANKER has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €212,258 and a net result of €41,100. Equity is growing by ~13.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability82▼-13
Solvency79▼-21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 3.24 against 3.76 in 2023; short-term debt: 16.2% and cash: 25.5% of total assets), and 46.5% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
1 d early
2023
27 d early
2022
42 d early
2021
39 d early
2020
1 d early
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€212,258▲ 9.8%
2023 · €193,363
Total assets
€396,450▲ 53.1%
2023 · €258,911
Net result
€41,100▼ 25.4%
2023 · €55,079
Working capital
€144,148▼ 19.4%
2023 · €178,844
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€31,188▼ 5.6%€62,936▲ 102%€59,986▼ 4.7%€78,992▲ 31.7%€62,090▼ 21.4%
Net result€20,713within the sector's middle half▼ 6.5%€43,564above the sector's middle half▲ 110%€41,508above the sector's middle half▼ 4.7%€55,079above the sector's middle half▲ 32.7%€41,100within the sector's middle half▼ 25.4%
Equity€130,083within the sector's middle half▲ 18.1%€151,129within the sector's middle half▲ 16.2%€177,399above the sector's middle half▲ 17.4%€193,363above the sector's middle half▲ 9.0%€212,258above the sector's middle half▲ 9.8%
Total assets€155,474within the sector's middle half▲ 25.3%€216,023within the sector's middle half▲ 38.9%€223,266within the sector's middle half▲ 3.4%€258,911within the sector's middle half▲ 16.0%€396,450above the sector's middle half▲ 53.1%
Debt€25,391▲ 83.1%€64,893▲ 156%€45,867▼ 29.3%€65,548▲ 42.9%€184,192▲ 181%
Working capital€127,609above the sector's middle half▲ 36.6%€156,656above the sector's middle half▲ 22.8%€172,927above the sector's middle half▲ 10.4%€178,844above the sector's middle half▲ 3.4%€144,148above the sector's middle half▼ 19.4%
Solvency83.7%above the sector's middle half▼ 5.1pp70.0%within the sector's middle half▼ 13.7pp79.5%above the sector's middle half▲ 9.5pp74.7%within the sector's middle half▼ 4.8pp53.5%within the sector's middle half▼ 21.1pp
Current ratio9.69above the sector's middle half▲ 1.774.05above the sector's middle half▼ 5.634.82above the sector's middle half▲ 0.763.76within the sector's middle half▼ 1.063.24within the sector's middle half▼ 0.52
Return on assets (ROA)13.3%within the sector's middle half▼ 4.5pp20.2%within the sector's middle half▲ 6.8pp18.6%within the sector's middle half▼ 1.6pp21.3%within the sector's middle half▲ 2.7pp10.4%within the sector's middle half▼ 10.9pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 21% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €396,450
Fixed assets
€188,012 ▲ 1,133%
Current assets
€208,439 ▼ 14.5%
Equity and liabilities €396,450
Equity
€212,258 ▲ 9.8%
Debt
€184,192 ▲ 181%
Debt's share of the balance-sheet total rises from 25.3% to 46.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€98,612▲
2023 · €83,780
Cash flow
€77,622▲
2023 · €59,867
Debt to equity
0.87▲
2023 · 0.34
ROE
19.4%▼
2023 · 28.5%
Interest coverage
22.48▼
2023 · 72.56
Debt ≤ 1 year
€64,291▼
2023 · €64,820
Debt > 1 year
€119,000
Income taxes
€16,989▼
2023 · €22,758
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,806 | €5,108 | €3,710 | €4,788 | €36,522 | ▲ 663% |
| Other operating charges640/8 | - | €687 | €1,018 | €689 | €783 | ▲ 13.8% |
| Gross operating margin9900 | €37,534 | €68,730 | €64,715 | €84,468 | €99,396 | ▲ 17.7% |
| Operating profit (loss)9901 | €31,188 | €62,936 | €59,986 | €78,992 | €62,090 | ▼ 21.4% |
| Financial income75/76B | - | €0 | €0 | €0 | €387 | ▲ 3,865,000% |
| Recurring financial income75 | €0 | €0 | €0 | €0 | €387 | ▲ 3,865,000% |
| Financial charges65/66B | - | €642 | €1,012 | €1,155 | €4,387 | ▲ 280% |
| Recurring financial charges65 | €549 | €642 | €1,012 | €1,155 | €4,387 | ▲ 280% |
| Profit (loss) for the period before taxes9903 | €30,639 | €62,294 | €58,974 | €77,837 | €58,089 | ▼ 25.4% |
| Income taxes67/77 | €9,926 | €18,730 | €17,466 | €22,758 | €16,989 | ▼ 25.3% |
| Profit (loss) for the period9904 | €20,713 | €43,564 | €41,508 | €55,079 | €41,100 | ▼ 25.4% |
| Profit (loss) for the period to be appropriated9905 | €20,713 | €43,564 | €41,508 | €55,079 | €41,100 | ▼ 25.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €155,474 | €216,023 | €223,266 | €258,911 | €396,450 | ▲ 53.1% |
| Fixed assets21/28 | €13,179 | €8,071 | €5,058 | €15,247 | €188,012 | ▲ 1,133% |
| Tangible fixed assets22/27 | €11,928 | €6,820 | €3,807 | €13,996 | €186,761 | ▲ 1,234% |
| Land and buildings22 | - | - | - | - | €180,596 | - |
| Furniture and vehicles24 | - | €1,097 | €1,166 | €13,996 | €6,164 | ▼ 56.0% |
| Other tangible fixed assets26 | - | €5,724 | €2,640 | €0 | - | - |
| Financial fixed assets28 | €1,251 | €1,251 | €1,251 | €1,251 | €1,251 | = |
| Current assets29/58 | €142,295 | €207,951 | €218,208 | €243,664 | €208,439 | ▼ 14.5% |
| Amounts receivable within one year40/41 | €11,684 | €27,525 | €29,772 | €14,764 | €39,051 | ▲ 164% |
| Trade receivables40 | - | €27,483 | €28,239 | €14,756 | €39,040 | ▲ 165% |
| Other amounts receivable41 | - | €42 | €1,534 | €9 | €11 | ▲ 26.7% |
| Current investments50/53 | - | - | - | - | €64,512 | - |
| Cash at bank and in hand54/58 | €130,431 | €180,426 | €186,059 | €227,248 | €101,094 | ▼ 55.5% |
| Deferred charges and accrued income490/1 | - | €0 | €2,377 | €1,652 | €3,782 | ▲ 129% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €155,474 | €216,023 | €223,266 | €258,911 | €396,450 | ▲ 53.1% |
| Equity10/15 | €130,083 | €151,129 | €177,399 | €193,363 | €212,258 | ▲ 9.8% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €117,683 | €138,729 | €164,999 | €180,963 | €198,764 | ▲ 9.8% |
| Non-distributable reserves130/1 | - | €1,953 | €1,953 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,953 | €1,953 | €0 | - | - |
| Distributable reserves133 | - | €136,776 | €163,046 | €180,963 | €198,764 | ▲ 9.8% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €1,094 | - |
| Amounts payable17/49 | €25,391 | €64,893 | €45,867 | €65,548 | €184,192 | ▲ 181% |
| Amounts payable after more than one year17 | - | - | - | - | €119,000 | - |
| Financial debts170/4 | - | - | - | - | €119,000 | - |
| Amounts payable within one year42/48 | €14,686 | €51,295 | €45,281 | €64,820 | €64,291 | ▼ 0.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €14,000 | - |
| Trade debts44 | €456 | €259 | €4,061 | €1,240 | €6,048 | ▲ 388% |
| Suppliers440/4 | - | €259 | €4,061 | €1,240 | €6,048 | ▲ 388% |
| Taxes, remuneration and social security45 | - | €14,325 | €11,393 | €13,511 | €10,518 | ▼ 22.2% |
| Taxes450/3 | - | €14,325 | €11,393 | €13,511 | €10,518 | ▼ 22.2% |
| Other amounts payable47/48 | - | €36,711 | €29,827 | €50,069 | €33,725 | ▼ 32.6% |
| Accrued charges and deferred income492/3 | - | €13,598 | €586 | €728 | €901 | ▲ 23.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,713 | €43,564 | €41,508 | €55,079 | €41,100 | ▼ 25.4% |
| + Depreciation and write-downs630 | €5,806 | €5,108 | €3,710 | €4,788 | €36,522 | ▲ 663% |
| Operating cash flow (approximation) | €26,519 | €48,672 | €45,219 | €59,867 | €77,622 | ▲ 29.7% |
| Investment in fixed assets (approximation) | - | €0 | -€697 | -€14,977 | -€209,287 | ▼ 1,297% |
| Change in cash | - | €49,995 | €5,633 | €41,189 | -€126,154 | ▼ 406% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200,000Eq €212,258 ▲9.8%
7 profitable years in a row build equity to €212,258.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €55,079 ▲32.7%
Operating result €78,992, net result €55,079, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150,000Eq €151,129 ▲16.2%
4 profitable years in a row build equity to €151,129.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €20,713 ▼6.5%
Net result drops to €20,713, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100,000Eq €110,170 ▲24%
2 profitable years in a row build equity to €110,170.
Show earlier events
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2011
Ground area
1,648 m²
Building footprint
241 m²
Volume, LiDAR
1,222 m³
2 parcels, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
S-Anker
since 20112.196.168.882
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24011E0200/00N002 | Flanders | 891 m² | 1 · 131 m² | 9.3 m · 1 fl. |
| 24011E0201/00S003 | Flanders | 758 m² | 1 · 110 m² | 6.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,573 companies in sector 71121 we hold annual accounts for 6,570. 5,079 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-01-2011
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
E-invoicing
Reachable via Peppol
Peppol ID
0208:0832832397
Also
9925:BE0832832397
Registered
16-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.