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S.AMAVI

Active
Private limited company (pre-2019)founded 2018active for 8 yearsKBO/BCE: BE 0693.765.576
Summary

The computed 12-month bankruptcy probability of S.AMAVI is 6.9% (elevated). The 2024 annual accounts show equity of €20,661 and a net result of €5,633. Equity is growing by about 7.2% per year across the filed financial years. Its solvency ranks better than 45% of 15,449 sector peers (NACE 46, financial year 2024). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Risk analysisFollow ReportCompare
S.AMAVIActiveChecked score 36/100
Risk analysis ReportCompare

Overview

Activity
Wholesale trade
NACE 46391
1 site
Size
€63,077total assets 2024
Equity
€20,661
Profit
€5,633
Financial health
36 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
6.9%
Structure
2025 accounts not filed, 86 days past the deadline3 of 8 deeds summarised
Why 36raises riskFigures for financial year 2024 (filed 29-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 60 days late; 3 of the last 3 lateEx-officio strike-off in the KBOFounded in 2018Show the evidence

Checked score

Score 2024
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 52% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Average
Solvency 58+8
equity 32.8% of total assets
Liquidity 39+3
short-term debt 67.2% · cash 20.0%
Profitability 60+13
return on assets 8.9%
Bankruptcy probability, 12 months
6.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,871 companies, NACE 46, micro)
Last 24 months 11-2024: 8.4% 12-2024: 9.7%▲ +1.3 percentage points vs 11-2024 01-2025: 12.6%▲ +2.9 percentage points vs 12-2024highest value 02-2025: 3.4%▼ -9.2 percentage points vs 01-2025 03-2025: 3.5%▲ +0.1 percentage points vs 02-2025 04-2025: 3.5%● unchanged vs 03-2025 05-2025: 3.5%● unchanged vs 04-2025 06-2025: 3.3%▼ -0.2 percentage points vs 05-2025 07-2025: 3.3%● unchanged vs 06-2025 08-2025: 4.6%▲ +1.3 percentage points vs 07-2025 09-2025: 5.2%▲ +0.6 percentage points vs 08-2025 10-2025: 1.4%▼ -3.8 percentage points vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.3%▼ -0.1 percentage points vs 02-2026 04-2026: 1.4%▲ +0.1 percentage points vs 03-2026 05-2026: 1.2%▼ -0.2 percentage points vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026lowest value 07-2026: 2.3%▲ +1.1 percentage points vs 06-2026 08-2026: 3.4%▲ +1.1 percentage points vs 07-2026 09-2026: 4.1%▲ +0.7 percentage points vs 08-2026 10-2026: 6.9%▲ +2.8 percentage points vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.49, compared with 1.34 in 2023, below the usual 1.5; short-term debt: 67.2% and cash: 20% of total assets), and 67.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 43% on solvency, 37% on liquidity, 44% on profitability and 84% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises risk
raises risk · Figures for financial year 2024 (filed 29-09-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 60 days late; 3 of the last 3 late
NBB · filings
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Founded in 2018
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 86 days later.
NBB · 7 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline25-10-2026 today
raises risk · 2024 accounts filed 60 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
not filed
2024
60 days late
2023
173 days late
2022
184 days late
2021
33 days late
2020
61 days early
2019
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 62 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
  1. Address struckKammerstraat 4 9000 L’adresse du…
  2. Resignation: AKBAR Shahzad Kaleem (director)Appointment: CHIRAI GHEORGHE (director) ·…
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: 2025 accounts not fileddeadline was 31-07-2026 86 days past the deadline View
  • Board changedlatest change 01-01-2026 · 2 in office 1 joined · 1 left View
  • Total assets 20246 financial years filed €63,077 View

By topic

Financials

Financial year
2024
Total assets
€63,077
Profit
€5,633
Solvency
32.8%
Turnover▼ 24.5%
Net result
20192020
Go to Financials

Timeline

Events
15
Since
2019
  1. 20-01-2025Annual accounts filed
  2. 31-12-2024Highest result from 2019 to 2024
  3. 13-08-2024Resignation: Kamal Mohammad Mujahid (director)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Wholesale tradeNACE 46391
Founded
29-03-2018
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Key facts about S.AMAVI

What is the company number of S.AMAVI?
0693.765.576. In Belgium the VAT number is the company number with BE in front: BE 0693.765.576.
What does S.AMAVI do?
According to the KBO register, the main activity is wholesale trade (NACE 46391).
What is the legal form of S.AMAVI?
Private limited company (pre-2019) (BVBA).
When was S.AMAVI founded?
On 29-03-2018.
Is S.AMAVI still active?
Yes, S.AMAVI is an active enterprise in the KBO register.Company details
How many employees does S.AMAVI have?
On average 0.8 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of S.AMAVI?
€236,382 in financial year 2020, according to the filed annual accounts.
Is S.AMAVI profitable?
In financial year 2024, S.AMAVI made a profit of €5,633.
Where can I find the annual accounts of S.AMAVI?
S.AMAVI filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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