Skip to content

S.A.M & Zonen

Active
Private limited companyfounded 2018active for 8 yearsBeverlosesteenweg 449, 3582 Beringen, BelgiumKBO/BCE: BE 0698.602.413
Summary

S.A.M & Zonen has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95,857 and a net result of -€3,872. Equity grew by about 18% per year on average since 2019. In 2025 it fell by 12.8%. Its solvency ranks better than 71% of 35,008 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 19-06-2018 Normal situation
Activity
General electrical installation work NACE 43211and 7 others
Establishment unit
2.276.793.007 3582 Beringen, since 19-06-2018
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€13,374
▼ 22.0%
Turnover
≈ €110,000
estimated
Loss
€3,872
▲ 59.2%
Equity
€95,857
▼ 12.8%
Total assets
€145,375
▲ 5.9%
Staff
≈ 0.1 FTE
estimated
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Size: total assets €145,375lowers riskFigures for financial year 2025 (filed on 30-06-2026)Equity €95,857 (65.9% of total assets)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 42% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 91-9
equity 65.9% of total assets
Liquidity 50-4
short-term debt 18.3% · cash 4.2%
Profitability 65+35
return on assets -2.7%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,685 companies, NACE 43, micro)
Last 24 months 12-2024: 0.9% 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 1.3%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 1.3%● unchanged vs 08-2025highest value 10-2025: 1.3%● unchanged vs 09-2025highest value 11-2025: 1.3%● unchanged vs 10-2025highest value 12-2025: 1.3%● unchanged vs 11-2025highest value 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.2%▼ -0.1 percentage points vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.3%▲ +0.1 percentage points vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 0.9%▼ -0.4 percentage points vs 06-2026 08-2026: 0.8%▼ -0.1 percentage points vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.7%▼ -0.1 percentage points vs 09-2026lowest value 11-2026: 0.7%● unchanged vs 10-2026lowest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.37 (4.49 in 2024), above the usual 1.5. Short-term debt is 18.3% and cash 4.2% of total assets. 34.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 72% of them on solvency, 44% on liquidity, 32% on profitability and 22% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Size: total assets €145,375
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-06-2026)
NBB · annual accounts
lowers risk · Equity €95,857 (65.9% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€3,872
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
31 days early
2024
9 days early
2023
30 days late
2022
105 days late
2021
241 days late
2020
121 days late
2019
53 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 73 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 74 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 82% of companies in specialised constructionsector median €10,218 · 34,996 companies -€3,872 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€3,872 View

Recent changes

  1. · Gazette deed Changes of role: AKBAS Saim (director) and AKBAS Mustafa (director)“Detailhandel in computers,randapparatuur en software in gespecialiseerde winkels; Detailhandel via…” (deed in Dutch)
  2. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as S.A.M & Zonen: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €134,000 and €165,000, founded between 2017 and 2019.

CompanyTotal assetsGross margin
S.A.M & Zonen Beringen€145,375€13,374
GASTRO CONCEPT Heusden-Zolder€133,730€15,659
Perfecto - Elektro Ghent€136,637€15,636
VARGAS L.A. Brussels€164,733€12,147
BK Elektriciteitswerken Hemiksem€151,491€12,204
DMF ELECTRICITE Puurs-Sint-Amands€157,905€11,444
Caro Technology Deinze€163,117€10,908
Full comparison

Key facts about S.A.M & Zonen

What is the company number of S.A.M & Zonen?
The company number of S.A.M & Zonen is 0698.602.413. The VAT number is the same number with BE in front: BE 0698.602.413.
Where is S.A.M & Zonen based?
The registered office is at Beverlosesteenweg 449, 3582 Beringen.Company details
What does S.A.M & Zonen do?
According to the KBO register, the main activity is general electrical installation work (NACE 43211).
What is the legal form of S.A.M & Zonen?
S.A.M & Zonen is a private limited company (BV).
When was S.A.M & Zonen founded?
S.A.M & Zonen was founded on 19-06-2018.
Is S.A.M & Zonen still active?
Yes, S.A.M & Zonen is an active enterprise in the KBO register.
What is the turnover of S.A.M & Zonen?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €13,374 and 97 comparable companies (NACE 43211). It probably lies between €72,000 and €230,000. It is a rough estimate.Financials
Is S.A.M & Zonen profitable?
In financial year 2025, S.A.M & Zonen made a loss of €3,872.
Where can I find the annual accounts of S.A.M & Zonen?
S.A.M & Zonen filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of S.A.M & Zonen due?
S.A.M & Zonen must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.