S.A.M.I. CONSTRUCT
ActiveFor S.A.M.I. CONSTRUCT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €63k and a net result of €21k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 82% of 9010 sector peers (fiscal year 2023). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability96▲+31
Solvency97▲+51
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
71.6%
Return on assets
23.6%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 6 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline18-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 29-09-2024, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
60 d late
2022
31 d late
2021
26 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
€651k
EBIT margin
0.1%
Net result
€21k▼ 18.0%
2022 · €25k
2018: €16k
2019: €969
2020: €6k
2021: €492
2022: €25k
2018 → 2023
Working capital
€63k▲ 30.1%
2022 · €49k
2018: €22k
2019: €23k
2020: €29k
2021: €23k
2022: €49k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Turnover€651k
Equity€23k-€29k▲ 27.1%€23k▼ 19.6%€49k▲ 109%€63k▲ 30.1%
Operating result€4k-€6k▲ 65.0%€700▼ 89.0%€26k▲ 3,606%€19k▼ 25.5%
Net result€969-€6k▲ 537%€492▼ 92.0%€25k▲ 5,064%€21k▼ 18.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 26% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €88k
Equity
€63k▲ 30.1%
Debt
€25k▼ 86.1%
The debt ratio falls from 78.8% to 28.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
71.6%▲
2022 · 21.2%
Current ratio
3.52▲
2022 · 1.27
Quick ratio
3.52▲
2022 · 1.27
Debt / equity
0.40▼
2022 · 3.71
ROE
32.9%▼
2022 · 52.2%
ROA
23.6%▲
2022 · 11.1%
Debt
€25k▼
2022 · €181k
Debt ≤ 1 year
€25k▼
2022 · €181k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€229k€88k▼
Current assets29/58€229k€88k▼
Amounts receivable within one year40/41€157k€86k▼
Trade receivables40€119k€303▼
Other amounts receivable41€38k€86k▲
Cash at bank and in hand54/58€73k€2k▼
Equity and liabilities
Total equity and liabilities10/49€229k€88k▼
Equity10/15€49k€63k▲
Contributions10/11€6k-
Outside capital11€6k-
Other1109/19€6k-
Reserves13€48€48=
Non-distributable reserves130/1€48€48=
Reserves not available under the articles1311€48€48=
Profit (loss) carried forward14€42k€63k▲
Amounts payable17/49€181k€25k▼
Amounts payable within one year42/48€181k€25k▼
Trade debts44€181k€25k▼
Suppliers440/4€181k€25k▼
Income statement
Code20222023
Gross operating margin9900€26k€19k▼
Operating profit (loss)9901€26k€19k▼
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€493€447▼
Recurring financial charges65€493€447▼
Profit (loss) for the period before taxes9903€25k€21k▼
Profit (loss) for the period9904€25k€21k▼
Profit (loss) for the period to be appropriated9905€25k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€63k▲
Profit (loss) brought forward from the previous period14P€17k€42k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 3.52
Current ratio from 1.27 to 3.52; short-term debt falls from €181k to €25k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €25k ▲5064%
Operating result €26k, net result €25k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Weakest financial yearnet €492 ▼92%
Net result drops to €492, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lt. Graffplein 151780 WemmelGround area
958 m²
Building footprint
527 m²
Volume, LiDAR
6,437 m³
2 parcels, Flanders · tallest building 17.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Brusselstraat 368, 1702 Dilbeek
since 20182.271.520.264
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026C0309/00V000 | Flanders | 811 m² | 1 · 383 m² | 17.5 m · 4 fl. |
| 22662B0387/00R004 | Flanders | 147 m² | 1 · 144 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GLOBAAL BOUWEN
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Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 13,193 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-11-2017
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:sami.construct1@gmail.com
Phone:0471010043