Checked.be · Company dossierhttps://checked.be/en/c/s-a-m-0479645303 · as of 28-10-2026
S.A.M.
Active
General partnership · founded 2003 · active for 23 yearsStampkotstraat 12D, 8800 Roeselare, BelgiumKBO/BCE: BE 0479.645.303
Summary
For S.A.M., at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €681,442 and a net result of €87,934. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 81% of 9,323 sector peers (NACE 47, financial year 2023). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
2024 accounts not filed, 546 days past the deadline
Signalsraises riskName on a sanctions listFigures for financial year 2023 (filed 12-03-2024)Two or more financial years not filedlowers riskLiquidity: current ratio 2.17, cash €310,477Legal form: general partnershipFounded in 2003neutralLatest accounts filed on timeShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Strong
Solvency92+4
equity 67.1% of total assets
Liquidity74+11
short-term debt 32.8% · cash 30.6%
Profitability80+6
return on assets 8.7%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
0.4%Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.6% (40,248 companies, NACE 47, micro)
Last 24 months11-2024: < 0.1%lowest value12-2024: < 0.1%● unchanged vs 11-202401-2025: < 0.1%● unchanged vs 12-202402-2025: < 0.1%● unchanged vs 01-202503-2025: < 0.1%● unchanged vs 02-202504-2025: < 0.1%● unchanged vs 03-202505-2025: 0.1%▲ +0.1 percentage points vs 04-202506-2025: 0.1%● unchanged vs 05-202507-2025: 0.1%● unchanged vs 06-202508-2025: 0.1%● unchanged vs 07-202509-2025: 0.2%▲ +0.1 percentage points vs 08-202510-2025: 0.5%▲ +0.3 percentage points vs 09-2025highest value11-2025: 0.5%● unchanged vs 10-2025highest value12-2025: 0.5%● unchanged vs 11-2025highest value01-2026: 0.4%▼ -0.1 percentage points vs 12-202502-2026: 0.4%● unchanged vs 01-202603-2026: 0.4%● unchanged vs 02-202604-2026: 0.4%● unchanged vs 03-202605-2026: 0.4%● unchanged vs 04-202606-2026: 0.4%● unchanged vs 05-202607-2026: 0.4%● unchanged vs 06-202608-2026: 0.4%● unchanged vs 07-202609-2026: 0.4%● unchanged vs 08-202610-2026: 0.4%● unchanged vs 09-2026
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-09-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 46 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Name match with a sanctions list
Name match with a sanctions list
The name resembles a name on a sanctions list. It is no proof; check the address and enterprise number before you go further.
1 entry
S M A
OFAC SDN list (United States) · programme IRAN-EO13902 · exact name match (100%)
A name match is not a finding that this company itself is on the list; check the entry at the source.
Annual accounts filedfinancial year 2023 · abbreviated…
Amendment of the articles · Legal-form…Resignations: RITS Andy Carlos (bestuurder…
Highest result from 2019 to 2023net €87,934 ▲137%
Key points
Risk: Name on a sanctions lista name, not a verdict: check the sourceMatchView
Risk: 2024 accounts not fileddeadline was 30-04-2025546 days past the deadlineView
Positive: Result rose in 2023from €37,121 to €87,934▲ 137%View
Positive: Among the best 20% on solvencysector median 37.3% · 9,323 companies67.1%View