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S & A DIAMONDS

Active
Private limited companyfounded 1997active for 29 yearsHoveniersstraat 30, 2018 Antwerpen, Belgium258 active companies are registered at this addressKBO/BCE: BE 0459.648.950
Summary

S & A DIAMONDS has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of USD 1.9m and a net result of USD 1.1m. Its solvency ranks better than 27% of 9,602 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Wholesale of diamonds and other precious stones
NACE 46861
1 site
Size
USD 25.4mturnover 2025
Staff
0.8 FTE
Equity
USD 1.9m
Profit
USD 1.1m
Financial health
82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts 24 days early0 of 7 deeds read
Why 82raises risk1 change of registered office in 24 monthsLiquidity: current ratio 1.18, cash €513,970lowers riskSize: turnover €25.4m, 0.8 FTE, total assets €9.4mFigures for financial year 2025 (filed 07-07-2026)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 48% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Weak
Solvency 45+1
equity 20.3% of total assets
Liquidity 13-7
short-term debt 79.7% · cash 5.5%
Profitability 69-4
return on assets 12.2%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,873 companies, NACE 46, micro)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.3%▲ +0.2 percentage points vs 01-2025 03-2025: 0.4%▲ +0.1 percentage points vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.6%▲ +0.2 percentage points vs 04-2025 06-2025: 0.8%▲ +0.2 percentage points vs 05-2025 07-2025: 1.0%▲ +0.2 percentage points vs 06-2025 08-2025: 1.4%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -1.3 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 32% on solvency, 14% on liquidity, 52% on profitability and 94% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: turnover €25.4m, 0.8 FTE, total assets €9.4m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.18, cash €513,970
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 07-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 days early
2024
28 days late
2023
35 days early
2022
19 days early
2021
16 days early
2020
33 days early
2019
35 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
14-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2018 to 2025net €1.1m ▲69.9%
  3. Equity above €1mequity €1.9m ▲150%

Key points

  • Active since 1997founded 10-01-1997 29 years View
  • Turnover 20252 financial years filed USD 25.4m View

By topic

Financials

Financial year
2025
Turnover
USD 25.4m
Profit
USD 1.1m
Solvency
20.3%
Turnover
Net result
20242025
Go to Financials

Timeline

Events
34
Since
1998
Next accounts
by 31-07-2027
  1. 28-08-2025Annual accounts filed
  2. 31-12-2024Equity above €500,000
  3. 26-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of diamonds and other precious stonesNACE 46861
Founded
10-01-1997
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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