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S&A CLEAN

Active
General partnershipfounded 20224 yrs activeSteenweg op Mechelen 455, 1950 Kraainem, BelgiumKBO/BCE: BE 0784.678.332
Summary

S&A CLEAN has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€44,469) and a net result of €5,250. Equity is shrinking by ~57.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 4665 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability76▲+76
Solvency0=
Growth22=
Track record94
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.12 against 0.16 in 2024; short-term debt: 740.4% and cash: 59% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-640.4%
Return on assets
75.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 4665 sector peers (2025).
NBB · sector comparison
Position among 4665 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
59 d late
2024
424 d late
2023
789 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 424 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 September (3 of the last 3 filed years within 366 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 April 2022, S&A CLEAN was incorporated.1 Revenue went from EUR 615,062 in 2023 to EUR 305,156 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€305,156▲ 11.0%
2024 · €274,827
EBIT margin
1.8%▲ 22.3pp
2024 · -20.5%
Net result
€5,250
2024 · -€56,389
Working capital
-€45,053▲ 6.2%
2024 · -€48,006
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Turnover€615,062-€274,827▼ 55.3%€305,156▲ 11.0%
Operating result€8,800--€56,315€5,381
Net result€6,670within the sector's middle half--€56,389below the sector's middle half€5,250within the sector's middle half
EBIT margin1.4%--20.5%▼ 21.9pp1.8%▲ 22.3pp
Equity€6,670below the sector's middle half--€49,719below the sector's middle half-€44,469below the sector's middle half▲ 10.6%
Total assets€11,690below the sector's middle half-€10,507below the sector's middle half▼ 10.1%€6,943below the sector's middle half▼ 33.9%
Debt€5,020-€60,226▲ 1,100%€51,412▼ 14.6%
Working capital€5,586within the sector's middle half--€48,006below the sector's middle half-€45,053below the sector's middle half▲ 6.2%
Solvency57.1%within the sector's middle half--473.2%below the sector's middle half▼ 530.3pp-640.4%below the sector's middle half▼ 167.2pp
Current ratio2.11within the sector's middle half-0.16below the sector's middle half▼ 1.950.12below the sector's middle half▼ 0.04
Return on assets (ROA)57.1%above the sector's middle half--536.7%below the sector's middle half▼ 593.7pp75.6%above the sector's middle half▲ 612.3pp
above within below the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0Operating result 2023: €8,800€8,800Net result 2023: €6,670€6,670Operating result 2024: -€56,315-€56,315Net result 2024: -€56,389-€56,389Operating result 2025: €5,381€5,381Net result 2025: €5,250€5,250202320242025-€60,000-€40,000-€20,000€0Operating result 2023: €8,800€8,800Net result 2023: €6,670€6,670Operating result 2024: -€56,315-€56,300Net result 2024: -€56,389-€56,400Operating result 2025: €5,381€5,380Net result 2025: €5,250€5,250202320242025
The operating result returns to profit in 2025: €5,381 after a loss of €56,315 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6,943
Fixed assets €584 ▼ 46.1%
Current assets €6,359 ▼ 32.5%
Equity and liabilities
Equity-€44,469
Debt€51,412
Equity is negative: debt (€51,412) exceeds the balance-sheet total (€6,943).
Key figures and ratios
2025 value · change against 2024
EBITDA
€5,881
Cash flow
€5,750
Interest coverage
44.90
Debt ≤ 1 year
€51,412▼
2024 · €57,429
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,018 companies that looked in July 2024 the way this one looks now, 6.5% went bankrupt within 24 months and 89% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
6.5% went bankrupt
4.0% stopped otherwise
89% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,018 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€10,507€6,943▼
Fixed assets21/28€1,084€584▼
Tangible fixed assets22/27€1,084€584▼
Furniture and vehicles24€1,084€584▼
Current assets29/58€9,423€6,359▼
Amounts receivable within one year40/41€8,532€2,263▼
Other amounts receivable41€8,532€2,263▼
Cash at bank and in hand54/58€891€4,097▲
Equity and liabilities
Total equity and liabilities10/49€10,507€6,943▼
Equity10/15-€49,719-€44,469▲
Profit (loss) carried forward14-€49,719-€44,469▲
Amounts payable17/49€60,226€51,412▼
Amounts payable within one year42/48€57,429€51,412▼
Trade debts44-€321
Suppliers440/4-€321
Taxes, remuneration and social security45€57,429-
Taxes450/3€57,429-
Other amounts payable47/48-€51,091
Accrued charges and deferred income492/3€2,797-
Income statement Code20242025
Turnover70€274,827€305,156▲
Goods, raw materials, services and sundry goods60/61€331,142€299,213▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€500
Other operating charges640/8-€63
Gross operating margin9900-€56,315€5,944▲
Operating profit (loss)9901-€56,315€5,381▲
Financial charges65/66B€73€131▲
Recurring financial charges65€73€131▲
Profit (loss) for the period before taxes9903-€56,389€5,250▲
Profit (loss) for the period9904-€56,389€5,250▲
Profit (loss) for the period to be appropriated9905-€56,389€5,250▲
Appropriation of the result
Profit (loss) to be appropriated9906-€49,719-€44,469▲
Profit (loss) brought forward from the previous period14P€6,670-€49,719▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Turnover70€615,062€274,827€305,156▲ 11.0%
Goods, raw materials, services and sundry goods60/61€604,686€331,142€299,213▼ 9.6%
Remuneration, social security and pensions62€178---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€416-€500-
Other operating charges640/8€981-€63-
Gross operating margin9900€10,375-€56,315€5,944▲ 111%
Operating profit (loss)9901€8,800-€56,315€5,381▲ 110%
Financial income75/76B€311---
Recurring financial income75€311---
Financial charges65/66B€218€73€131▲ 78.4%
Recurring financial charges65€218€73€131▲ 78.4%
Profit (loss) for the period before taxes9903€8,893-€56,389€5,250▲ 109%
Income taxes67/77€2,223---
Profit (loss) for the period9904€6,670-€56,389€5,250▲ 109%
Profit (loss) for the period to be appropriated9905€6,670-€56,389€5,250▲ 109%
Line202320242025Change
Assets
Total assets20/58€11,690€10,507€6,943▼ 33.9%
Fixed assets21/28€1,084€1,084€584▼ 46.1%
Tangible fixed assets22/27€1,084€1,084€584▼ 46.1%
Furniture and vehicles24€1,084€1,084€584▼ 46.1%
Current assets29/58€10,606€9,423€6,359▼ 32.5%
Amounts receivable within one year40/41€6,700€8,532€2,263▼ 73.5%
Other amounts receivable41€6,700€8,532€2,263▼ 73.5%
Cash at bank and in hand54/58€3,906€891€4,097▲ 360%
Equity and liabilities
Total equity and liabilities10/49€11,690€10,507€6,943▼ 33.9%
Equity10/15€6,670-€49,719-€44,469▲ 10.6%
Profit (loss) carried forward14€6,670-€49,719-€44,469▲ 10.6%
Amounts payable17/49€5,020€60,226€51,412▼ 14.6%
Amounts payable within one year42/48€5,020€57,429€51,412▼ 10.5%
Trade debts44€2,797-€321-
Suppliers440/4€2,797-€321-
Taxes, remuneration and social security45€2,223€57,429--
Taxes450/3€2,223€57,429--
Other amounts payable47/48--€51,091-
Accrued charges and deferred income492/3-€2,797--
Line202320242025Change
Profit (loss) for the period9904€6,670-€56,389€5,250▲ 109%
+ Depreciation and write-downs630€416-€500-
Operating cash flow (approximation)€7,086-€56,389€5,750▲ 110%
Investment in fixed assets (approximation)--€0€0▲ 100%
Change in cash--€3,015€3,206▲ 206%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 59 days late
28-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 424 days late
28-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 789 days late
2025
31-12
Financial Back to profitnet €5,250
Net result €5,250 after one loss-making year.
2024
31-12
Financial Weakest financial yearnet -€56,389
Net result drops to -€56,389, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1.1 ha
Building footprint
865 m²
Volume, LiDAR
33,994 m³
Parcel 22002C0073/00N009, Flanders · tallest building 42.8 m, ±14 floors. Linked by address, not a title deed.
963 companies at this address See who is registered here
1 establishment unit
S&A CLEAN
Steenweg op Mechelen 455, 1950 KraainemSpecialised construction activities
since 20222.338.102.252
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22002C0073/00N009 Flanders 1.1 ha 1 · 865 m² 42.8 m · 14 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 7,362 companies in this sector we hold annual accounts for 2,745. See the whole sector

Company details

Identification
Legal formGeneral partnership
Founded08-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID 0208:0784678332
Also 9925:BE0784678332
Registered 24-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.