Equity
€37,654 ▲ 74.9%
S&A has made a profit in every financial year since 2022.
S&A
Lifetime
4 annual accounts with figures on one time axispeak €698,228 (2025)
€698,228▲ 23.6%
peak €16,125 (2025)
€16,125▲ 87.9%
peak €37,654 (2025)
€37,654▲ 74.9%
€72,865▲ 45.3%
Board2 names since 2021
2 directors and 1 other
Documentsfilings and deeds
10-02-202610 days late
2025micro format
Turnover from €565,105 to €698,228Gross margin from €7,516 to -€10,264Result from €8,584 to €16,125Equity from €21,528 to €37,654Debts from €50,135 to €72,865Cash from €3,000 to €25,074
Key points
from the 2025 annual accountsPayment terms
16 days to suppliers
S&A pays its suppliers 12 days later than in 2024. Customers pay 3 days later.
Filings
4 annual accounts 3 late
The 2022 accounts came latest: 258 days after the end of the period.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 26,969 companies had the same profile as S&A has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,969 companies, not a prediction for S&A. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director
Director
- 50 sharesdeed of 24-03-2021
- 50 sharesdeed of 24-03-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0765499155
First establishment
Molenstraat 63A, Laarne
Incorporation
Founding capital of €1,000, 100 shares · Founders: and · Appointments: (director) and (director) · published on 24-03-2021 · Gazette deed
Comparable companies
same main activity, similar in size and ageGrey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as S&A: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €74,800 and €124,000, founded between 2019 and 2022.
Official details
Source: KBO- Status
- Active since 22-03-2021Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 5 others
- Establishment unit
- 2.315.736.7259270 Laarne, since 07-04-2021
- Financial year end
- 30 June
- Peppol
- Reachable since 12-05-2026
Insights on S&A
Turnover has grown every year since 2022.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about S&A
- What is the company number of S&A?
- The company number of S&A is 0765.499.155. The VAT number is the same number with BE in front: BE 0765.499.155.
- Where is S&A based?
- The registered office is at Molenstraat 63A, 9270 Laarne.Company details
- What does S&A do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of S&A?
- S&A is a private limited company (BV).
- When was S&A founded?
- S&A was founded on 22-03-2021.
- Is S&A still active?
- Yes, S&A is an active enterprise in the KBO register.
- What is the turnover of S&A?
- The turnover of S&A was €698,228 in financial year 2025, according to the filed annual accounts.Financials
- Is S&A profitable?
- In financial year 2025, S&A made a profit of €16,125.
- Where can I find the annual accounts of S&A?
- S&A filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of S&A due?
- S&A must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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