Result
-€12,220 -€12,220
From profit to loss in 2025, after a profit of €47,058 in 2024.
RYHO TECHNOLOGY
Lifetime
10 annual accounts with figures on one time axispeak €503,436 (2024)
€344,326▼ 31.6%
lowest -€12,220 (2025)
-€12,220▼ €59,278
peak €183,350 (2024)
€171,130▼ 6.7%
€24,670▼ 76.0%
peak 1 FTE (2018)
-not published
Board2 names since 2021
2 directorsDIALLO Hadi Norbert and 1 other
Documentsfilings and deeds
15-09-202646 days late
2025abbreviated format
Turnover from €503,436 to €344,326Gross margin from €90,306 to €23,171Loss of €12,220Debts from €102,854 to €24,670Cash from €56,243 to €6,572
Key points
from the 2025 annual accountsChecked score
68
Healthy
Financially stronger than 41% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.7%▲ +0.1 percentage points vs 06-2025
08-2025: 0.9%▲ +0.2 percentage points vs 07-2025
09-2025: 1.1%▲ +0.2 percentage points vs 08-2025highest value
10-2025: 0.2%▼ -0.9 percentage points vs 09-2025lowest value
11-2025: 0.2%● unchanged vs 10-2025lowest value
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.8%▲ +0.5 percentage points vs 09-2026
11-2026: 0.8%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 46 days late; 3 of the last 3 accounts late
Loss of €12,220 (financial year 2025)
Liquidity: current ratio 6.53, cash €6,572, halved
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 34% on liquidity, 22% on profitability and 23% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as RYHO TECHNOLOGY has now. Each dot stands for 18 companies, two years later.
90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of RYHO TECHNOLOGY itself: 0.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for RYHO TECHNOLOGY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.53 (2.46 in 2024), above the usual 1.5. Short-term debt is 11.9% and cash 3.4% of total assets. 12.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 46 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
46 days late
2024
50 days late
2023
63 days late
2022
53 days late
2021
102 days late
2020
88 days late
2019
104 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 72 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0656628632
1 director appointed, 2 reappointments
Reappointments: DIALLO Hadi Norbert and DIALLO Ousmane Gilbert · Appointment: DIALLO Hadi Norbert (managing director) · Gazette deed
Incorporation
published on 24-06-2016 · Gazette deed
First establishment
Wilderstraat 60, Berchem-Sainte-Agathe
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RYHO TECHNOLOGY Berchem-Sainte-Agathe | €195,800 | €23,171 | 87.4% | - |
| WISER HARE Evere | €168,176 | €24,525 | 24.7% | - |
| YES4IT Molenbeek-Saint-Jean | €196,643 | €23,092 | 41.4% | - |
| Transmate Antwerp | €208,972 | €21,892 | 62.5% | - |
| More Than Code Nijlen | €214,068 | €24,152 | 23.6% | - |
| Hey Oli! Tienen | €193,944 | €26,239 | - | - |
| WHYZZLE Hasselt | €236,624 | €23,115 | 16.8% | - |
These companies have the same main activity as RYHO TECHNOLOGY: computer programming (NACE 62100). They are comparable in size and age: total assets between €168,000 and €237,000, founded between 2015 and 2017.
Official details
Source: KBO- Status
- Active since 14-06-2016Normal situation
- Activity
- Computer programmingNACE 62100and 3 others
- Establishment unit
- 2.270.976.4701082 Berchem-Sainte-Agathe, since 14-06-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 29-09-2025
Insights on RYHO TECHNOLOGY
RYHO TECHNOLOGY has existed since 2016. Turnover grew from €233,692 in 2016 to €344,326 in 2025.
Solvency rose in 2025 from 64.1% to 87.4% because of lower debts.
In February 2024, the Official Gazette published the appointment of DIALLO Hadi Norbert as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RYHO TECHNOLOGY
- What is the company number of RYHO TECHNOLOGY?
- The company number of RYHO TECHNOLOGY is 0656.628.632. The VAT number is the same number with BE in front: BE 0656.628.632.
- Where is RYHO TECHNOLOGY based?
- The registered office is at Wilderstraat 60, 1082 Berchem-Sainte-Agathe.Company details
- What does RYHO TECHNOLOGY do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of RYHO TECHNOLOGY?
- RYHO TECHNOLOGY is a public limited company (NV).
- When was RYHO TECHNOLOGY founded?
- RYHO TECHNOLOGY was founded on 14-06-2016.
- Is RYHO TECHNOLOGY still active?
- Yes, RYHO TECHNOLOGY is an active enterprise in the KBO register.
- How many employees does RYHO TECHNOLOGY have?
- RYHO TECHNOLOGY had an average of 1 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- What is the turnover of RYHO TECHNOLOGY?
- The turnover of RYHO TECHNOLOGY was €344,326 in financial year 2025, according to the filed annual accounts.
- Is RYHO TECHNOLOGY profitable?
- In financial year 2025, RYHO TECHNOLOGY made a loss of €12,220.
- Where can I find the annual accounts of RYHO TECHNOLOGY?
- RYHO TECHNOLOGY filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RYHO TECHNOLOGY due?
- RYHO TECHNOLOGY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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