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RXPsy

Active
Private limited companyfounded 20242 yrs activeRue de la Justice 29, 7190 Ecaussinnes, BelgiumKBO/BCE: BE 1010.869.365
Summary

The computed 12-month bankruptcy probability of RXPsy is 2.9% (moderate). The 2025 annual accounts show equity of €34,085 and a net result of €10,438. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability98▼-2
Solvency100▲+5
Growth52
Track record82
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 4.29 against 1.84 in 2024; short-term debt: 20.4% and cash: 61.1% of total assets), and 23.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
76.2%
Return on assets
23.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
19 d early
2024
11 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 15 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

RXPsy was incorporated on 27 June 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€34,085▲ 44.1%
2024 · €23,647
Total assets
€44,715▲ 31.8%
2024 · €33,937
Net result
€10,438▼ 46.9%
2024 · €19,647
Working capital
€30,030▲ 247%
2024 · €8,653
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€25,745-€16,089▼ 37.5%
Net result€19,647-€10,438▼ 46.9%
Equity€23,647-€34,085▲ 44.1%
Total assets€33,937-€44,715▲ 31.8%
Debt€10,290-€10,630▲ 3.3%
Working capital€8,653-€30,030▲ 247%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2024: €25,745€25,745Net result 2024: €19,647€19,647Operating result 2025: €16,089€16,089Net result 2025: €10,438€10,43820242025€0€10,000€20,000€30,000Operating result 2024: €25,745€25,700Net result 2024: €19,647€19,600Operating result 2025: €16,089€16,100Net result 2025: €10,438€10,40020242025
The operating result falls in 2025; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44,715
Fixed assets €5,555 ▼ 62.9%
Current assets €39,160 ▲ 107%
Equity and liabilities €44,715
Equity €34,085 ▲ 44.1%
Debt €10,630 ▲ 3.3%
Debt's share of the balance-sheet total falls from 30.3% to 23.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€19,471▼
2024 · €27,800
Cash flow
€13,821▼
2024 · €21,701
Current ratio
4.29▲
2024 · 1.84
Debt to equity
0.31▼
2024 · 0.44
ROE
30.6%▼
2024 · 83.1%
ROA
23.3%▼
2024 · 57.9%
Interest coverage
216.35▼
2024 · 319.46
Debt ≤ 1 year
€9,130▼
2024 · €10,290
Income taxes
€5,584▼
2024 · €6,011
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€33,937€44,715▲
Fixed assets21/28€14,994€5,555▼
Tangible fixed assets22/27€14,994€5,555▼
Furniture and vehicles24€14,994€5,555▼
Current assets29/58€18,944€39,160▲
Amounts receivable within one year40/41-€877
Other amounts receivable41-€877
Cash at bank and in hand54/58€13,103€27,305▲
Deferred charges and accrued income490/1€5,840€10,978▲
Equity and liabilities
Total equity and liabilities10/49€33,937€44,715▲
Equity10/15€23,647€34,085▲
Contributions10/11€4,000€4,000=
Profit (loss) carried forward14€19,647€30,085▲
Amounts payable17/49€10,290€10,630▲
Amounts payable within one year42/48€10,290€9,130▼
Trade debts44-€3,546
Suppliers440/4-€3,546
Taxes, remuneration and social security45€6,011€5,584▼
Taxes450/3€6,011€5,584▼
Other amounts payable47/48€4,279-
Accrued charges and deferred income492/3-€1,500
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,054€3,383▲
Other operating charges640/8€1,132€2,286▲
Non-recurring operating charges66A-€5,856
Gross operating margin9900€28,931€27,613▼
Operating profit (loss)9901€25,745€16,089▼
Financial income75/76B-€24
Recurring financial income75-€24
Financial charges65/66B€87€90▲
Recurring financial charges65€87€90▲
Profit (loss) for the period before taxes9903€25,658€16,023▼
Income taxes67/77€6,011€5,584▼
Profit (loss) for the period9904€19,647€10,438▼
Profit (loss) for the period to be appropriated9905€19,647€10,438▼
Appropriation of the result
Profit (loss) to be appropriated9906€19,647€30,085▲
Profit (loss) brought forward from the previous period14P-€19,647

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,054€3,383▲ 64.7%
Other operating charges640/8€1,132€2,286▲ 102%
Non-recurring operating charges66A-€5,856-
Gross operating margin9900€28,931€27,613▼ 4.6%
Operating profit (loss)9901€25,745€16,089▼ 37.5%
Financial income75/76B-€24-
Recurring financial income75-€24-
Financial charges65/66B€87€90▲ 3.4%
Recurring financial charges65€87€90▲ 3.4%
Profit (loss) for the period before taxes9903€25,658€16,023▼ 37.6%
Income taxes67/77€6,011€5,584▼ 7.1%
Profit (loss) for the period9904€19,647€10,438▼ 46.9%
Profit (loss) for the period to be appropriated9905€19,647€10,438▼ 46.9%
Line20242025Change
Assets
Total assets20/58€33,937€44,715▲ 31.8%
Fixed assets21/28€14,994€5,555▼ 62.9%
Tangible fixed assets22/27€14,994€5,555▼ 62.9%
Furniture and vehicles24€14,994€5,555▼ 62.9%
Current assets29/58€18,944€39,160▲ 107%
Amounts receivable within one year40/41-€877-
Other amounts receivable41-€877-
Cash at bank and in hand54/58€13,103€27,305▲ 108%
Deferred charges and accrued income490/1€5,840€10,978▲ 88.0%
Equity and liabilities
Total equity and liabilities10/49€33,937€44,715▲ 31.8%
Equity10/15€23,647€34,085▲ 44.1%
Contributions10/11€4,000€4,000=
Profit (loss) carried forward14€19,647€30,085▲ 53.1%
Amounts payable17/49€10,290€10,630▲ 3.3%
Amounts payable within one year42/48€10,290€9,130▼ 11.3%
Trade debts44-€3,546-
Suppliers440/4-€3,546-
Taxes, remuneration and social security45€6,011€5,584▼ 7.1%
Taxes450/3€6,011€5,584▼ 7.1%
Other amounts payable47/48€4,279--
Accrued charges and deferred income492/3-€1,500-
Line20242025Change
Profit (loss) for the period9904€19,647€10,438▼ 46.9%
+ Depreciation and write-downs630€2,054€3,383▲ 64.7%
Operating cash flow (approximation)€21,701€13,821▼ 36.3%
Investment in fixed assets (approximation)-€6,056-
Change in cash-€14,201-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Liquidity doublescurrent ratio 4.29
Current ratio from 1.84 to 4.29; short-term debt falls from €10,290 to €9,130.
20-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ecaussinnes · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
584 m²
Building footprint
39 m²
Parcel 55024D0124/00F002, Wallonia. Linked by address, not a title deed.
1 establishment unit
RXPsy
Rue de la Justice 29, 7190 EcaussinnesHuman health activities
since 20242.361.279.116
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55024D0124/00F002 Wallonia 584 m² 1 · 39 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded27-06-2024
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1010869365
Registered 17-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.