RVV360
ActiveRVV360 has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €47k. Equity is growing by ~39.5% per year across the filed fiscal years. Its solvency ranks better than 37% of 13898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+65
Solvency27▼-12
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.28 in 2024), and 84.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.4%
Return on assets
15.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
20 d late
2023
28 d late
2022
29 d late
2021
2 d early
2020
5 d early
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 4.9%
2024 · €45k
2018: €-24k
2019: €-23k
2020: €21k
2021: €14k
2022: €31k
2023: €42k
2024: €45k
2018 → 2025
Total assets
€307k▲ 58.5%
2024 · €194k
2018: €51k
2019: €47k
2020: €140k
2021: €119k
2022: €132k
2023: €172k
2024: €194k
2018 → 2025
Net result
€47k▲ 1,400%
2024 · €3k
2018: €-8k
2019: €1k
2020: €73k
2021: €-7k
2022: €17k
2023: €41k
2024: €3k
2018 → 2025
Working capital
€63k▲ 55.8%
2024 · €41k
2018: €-43k
2019: €-36k
2020: €60k
2021: €5k
2022: €27k
2023: €40k
2024: €41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€31k▲ 118%€42k▲ 36.8%€45k▲ 7.5%€47k▲ 4.9%
Operating result€-9k-€21k€45k▲ 119%€4k▼ 92.0%€46k▲ 1,174%
Net result€-7k-€17k€41k▲ 149%€3k▼ 92.4%€47k▲ 1,400%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,174% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €307k
Fixed assets
€3k▼ 49.8%
Current assets
€305k▲ 61.5%
Equity and liabilities €307k
Equity
€47k▲ 4.9%
Debt
€260k▲ 74.6%
The debt ratio rises from 76.8% to 84.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€49k▲
2024 · €6k
Cash flow
€50k▲
2024 · €6k
Solvency
15.4%▼
2024 · 23.2%
Current ratio
1.26▼
2024 · 1.28
Quick ratio
1.26▼
2024 · 1.28
Debt / equity
5.51▲
2024 · 3.31
ROE
100.1%▲
2024 · 7.0%
ROA
15.4%▲
2024 · 1.6%
Interest coverage
66.05▲
2024 · 5.30
Debt
€260k▲
2024 · €149k
Debt ≤ 1 year
€241k▲
2024 · €148k
Debt > 1 year
€18k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€194k€307k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€189k€305k▲
Amounts receivable after more than one year29€23k€85k▲
Other amounts receivable291€23k€85k▲
Amounts receivable within one year40/41€159k€205k▲
Trade receivables40€44k€186k▲
Other amounts receivable41€115k€20k▼
Cash at bank and in hand54/58€6k€1k▼
Deferred charges and accrued income490/1€1k€13k▲
Equity and liabilities
Total equity and liabilities10/49€194k€307k▲
Equity10/15€45k€47k▲
Contributions10/11€19k€19k=
Reserves13€26k€29k▲
Distributable reserves133€26k€29k▲
Amounts payable17/49€149k€260k▲
Amounts payable after more than one year17-€18k
Other amounts payable178/9-€18k
Amounts payable within one year42/48€148k€241k▲
Trade debts44€129k€161k▲
Suppliers440/4€129k€161k▲
Advances received on contracts in progress46€211-
Taxes, remuneration and social security45€10k€34k▲
Taxes450/3€10k€34k▲
Other amounts payable47/48€9k€46k▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k-
Other operating charges640/8€451€527▲
Gross operating margin9900€14k€50k▲
Operating profit (loss)9901€4k€46k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€1k€743▼
Recurring financial charges65€1k€743▼
Profit (loss) for the period before taxes9903€6k€49k▲
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€3k€47k▲
Profit (loss) for the period to be appropriated9905€3k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€47k▲
Transfer to equity691/2€3k€2k▼
To other reserves6921€3k€2k▼
Profit to be distributed694/7-€45k
Directors or managers695-€45k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €73k ▲6676%
Operating result €90k, net result €73k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 1.92
Current ratio from 0.47 to 1.92; short-term debt falls from €68k to €65k.
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
06-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 190 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Villerspark 53500 HasseltGround area
4,910 m²
Building footprint
3,212 m²
Volume, LiDAR
635 m³
2 parcels, Flanders · tallest building 12.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Guffenslaan 98, 3500 Hasselt
since 20082.302.686.760
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71328D0220/00F003 | Flanders | 4,594 m² | 1 · 3,145 m² | - |
| 71022H0554/00A002 | Flanders | 316 m² | 1 · 67 m² | 12.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,539 EUR awarded · 2,140 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 323 EUR | 78 EUR |
| 2024 | 1 | 408 EUR | 524 EUR |
| 2023 | 1 | 451 EUR | 1,452 EUR |
| 2022 | 1 | 1,357 EUR | 86 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 4,809 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2008
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68121Development of residential building projects
68122Development of non-residential building projects
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47300Retail sale of automotive fuel
56309Food and beverage service activities
68110Buying and selling of own real estate
68312Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.