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RVV Schilderwerken

Active
Private limited companyfounded 2013active for 13 yearsLenaertsstraat 81, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0502.601.540
Summary

RVV Schilderwerken has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,211 and a net result of €11,965. Equity has been growing by about 20% per year since 2021. Its solvency ranks better than 55% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 16-01-2013 Normal situation
Activity
Painting of buildings NACE 43341
Establishment unit
2.245.113.597 3800 Sint-Truiden, since 18-01-2013
Financial year end
31 December
Peppol
Reachable since 15-12-2024

Board and ownership

Board
  • VANDERSMISSEN GAROFITADirector · since 29-06-2021
  • VANDERSMISSEN THEODirector · since 29-06-2021

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€43,128
▲ 56.7%
Turnover
≈ €260,000
estimated
Profit
€11,965
▼ 19.0%
Equity
€87,211
▲ 15.9%
Total assets
€170,513
▲ 31.8%
Staff
≈ 0 FTE
estimated
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Liquidity: current ratio 1.61, cash €11,595, halvedlowers riskFounded in 2013Figures for financial year 2025 (filed on 10-06-2026)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 52% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 76-7
equity 51.1% of total assets
Liquidity 46-42
short-term debt 30.7% · cash 6.8%
Profitability 78-5
return on assets 7.0%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.3 percentage points vs 06-2026highest value 08-2026: 0.4%● unchanged vs 07-2026highest value 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: 0.4%● unchanged vs 09-2026highest value 11-2026: 0.4%● unchanged vs 10-2026highest value
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.61 (3.1 in 2024), above the usual 1.5. Short-term debt is 30.7% and cash 6.8% of total assets. 48.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 56% of them on solvency, 36% on liquidity, 54% on profitability and 63% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 1.61, cash €11,595, halved
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 10-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
53 days early
2024
41 days early
2023
56 days early
2022
18 days early
2021
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 40 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2025: €11,965 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 7 events

Comparable companies

These companies have the same main activity as RVV Schilderwerken: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €122,000 and €208,000, founded between 2007 and 2017.

CompanyTotal assetsGross margin
RVV Schilderwerken Sint-Truiden€170,513€43,128
Ilvero Tremelo€171,189€43,256
Schilderwerken Franky Moons Mol€149,782€37,197
BINNENHUISINRICHTING HAESEN-GERRITS Riemst€121,921€39,867
BRUNO MEUWISSEN & CO Genk€176,935€52,630
ALPI SCHILDERWERKEN Beringen€174,536€43,719
Vanderpoorten Ninove€207,952€42,620
Full comparison

Key facts about RVV Schilderwerken

What is the company number of RVV Schilderwerken?
The company number of RVV Schilderwerken is 0502.601.540. The VAT number is the same number with BE in front: BE 0502.601.540.
Where is RVV Schilderwerken based?
The registered office is at Lenaertsstraat 81, 3800 Sint-Truiden.Company details
What does RVV Schilderwerken do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of RVV Schilderwerken?
The legal form of RVV Schilderwerken is Private limited company (BV).
When was RVV Schilderwerken founded?
RVV Schilderwerken was founded on 16-01-2013.
Is RVV Schilderwerken still active?
Yes, RVV Schilderwerken is an active enterprise in the KBO register.
What is the turnover of RVV Schilderwerken?
The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €43,128 and 87 comparable companies (NACE 433). It probably lies between €180,000 and €430,000.Financials
Is RVV Schilderwerken profitable?
In financial year 2025, RVV Schilderwerken made a profit of €11,965.
Where can I find the annual accounts of RVV Schilderwerken?
RVV Schilderwerken filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RVV Schilderwerken due?
RVV Schilderwerken must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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