RVS STADEN
ActiveRVS STADEN has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €89k and a net result of €46k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 50% of 47 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2026
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability94▼-4
Solvency64▼-36
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.64 against 2.58 in 2025; short-term debt: 22.3% and cash: 67.9% of total assets), but 61.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
38.7%
Return on assets
20.2%
Age of the figures
6 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 27-08-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
65 d early
2025
71 d early
2024
70 d early
2023
53 d early
2022
54 d early
2021
39 d early
2020
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€89k▼ 37.5%
2025 · €143k
2019: €82k
2020: €101k
2021: €118k
2022: €98k
2023: €83k
2024: €148k
2025: €143k
2019 → 2026
Total assets
€230k▲ 20.4%
2025 · €191k
2019: €131k
2020: €131k
2021: €131k
2022: €117k
2023: €171k
2024: €161k
2025: €191k
2019 → 2026
Net result
€46k▲ 5.1%
2025 · €44k
2019: €32k
2020: €19k
2021: €17k
2022: €39k
2023: €62k
2024: €69k
2025: €44k
2019 → 2026
Working capital
€135k▲ 81.4%
2025 · €74k
2019: €15k
2020: €44k
2021: €87k
2022: €88k
2023: €48k
2024: €55k
2025: €74k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€98k-€83k▼ 15.9%€148k▲ 79.9%€143k▼ 3.9%€89k▼ 37.5%
Operating result€47k-€71k▲ 51.4%€88k▲ 23.7%€57k▼ 35.6%€63k▲ 10.2%
Net result€39k-€62k▲ 59.1%€69k▲ 11.5%€44k▼ 36.1%€46k▲ 5.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 10% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €230k
Fixed assets
€44k▼ 36.9%
Current assets
€186k▲ 53.2%
Equity and liabilities €230k
Equity
€89k▼ 37.5%
Debt
€141k▲ 191%
The debt ratio rises from 25.4% to 61.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€88k▲
2025 · €83k
Cash flow
€72k▲
2025 · €70k
Solvency
38.7%▼
2025 · 74.6%
Current ratio
3.64▲
2025 · 2.58
Quick ratio
3.64▲
2025 · 2.58
Debt / equity
1.58▲
2025 · 0.34
ROE
52.1%▲
2025 · 31.0%
ROA
20.2%▼
2025 · 23.1%
Interest coverage
17.33▼
2025 · 49.17
Debt
€141k▲
2025 · €48k
Debt ≤ 1 year
€51k▲
2025 · €47k
Debt > 1 year
€85k
Income taxes
€12k▲
2025 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€191k€230k▲
Fixed assets21/28€70k€44k▼
Tangible fixed assets22/27€69k€43k▼
Furniture and vehicles24€69k€43k▼
Financial fixed assets28€885€885=
Current assets29/58€122k€186k▲
Amounts receivable within one year40/41€17k€24k▲
Trade receivables40€17k€22k▲
Other amounts receivable41€514€3k▲
Cash at bank and in hand54/58€97k€156k▲
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€191k€230k▲
Equity10/15€143k€89k▼
Contributions10/11€19k€19k=
Reserves13€124k€71k▼
Distributable reserves133€124k€71k▼
Amounts payable17/49€48k€141k▲
Amounts payable after more than one year17-€85k
Other amounts payable178/9-€85k
Amounts payable within one year42/48€47k€51k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Other amounts payable47/48€45k€48k▲
Accrued charges and deferred income492/3€1k€5k▲
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€26k=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€84k€90k▲
Operating profit (loss)9901€57k€63k▲
Financial income75/76B€208€605▲
Recurring financial income75€208€605▲
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€55k€58k▲
Income taxes67/77€11k€12k▲
Profit (loss) for the period9904€44k€46k▲
Profit (loss) for the period to be appropriated9905€44k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€46k▲
Transfer from equity791/2€50k€100k▲
Transfer to equity691/2€44k€46k▲
To other reserves6921€44k€46k▲
Profit to be distributed694/7€50k€100k▲
Return on contributions (dividend)694€50k€100k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €69k ▲11.5%
Operating result €88k, net result €69k, both a record.
31-03
Financial
Equity above €100kEq €148k ▲79.9%
6 profitable years in a row build equity to €148k.
2023
08-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
07-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €17k ▼13.7%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
31-03
Financial
Liquidity triplescurrent ratio 7.73
Current ratio from 2.50 to 7.73; short-term debt falls from €30k to €13k.
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Equity above €100kEq €101k ▲23.8%
2 profitable years in a row build equity to €101k.
2019
06-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
10-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klerkenstraat(STA) 18840 StadenGround area
846 m²
Building footprint
145 m²
Volume, LiDAR
704 m³
Parcel 36019E1212/00D000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RVS STADEN
since 20142.224.999.460
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36019E1212/00D000 | Flanders | 846 m² | 1 · 145 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 3 entries · 1,787 EUR awarded · 1,841 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 2 | 1,500 EUR | 1,554 EUR |
| 2022 | 1 | 287 EUR | 287 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,605 companies in sector 49410 we hold annual accounts for 8,195. 6,315 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2013
Fiscal year end31-03
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.