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RVO Construct

Active
Private limited companyfounded 2024active for 2 yearsBethaniënlei 28, 2980 Zoersel, BelgiumKBO/BCE: BE 1015.712.635
Summary

The computed 12-month bankruptcy probability of RVO Construct is 2.2% (moderate). The 2025 annual accounts show equity of €30,303 and a net result of €24,303. Its solvency ranks better than 71% of 34,954 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 29-10-2024 Normal situation
Activity
Roofing work NACE 43410
Establishment units
2.365.769.622 2980 Zoersel, since 29-10-2024
2.395.896.733 2550 Kontich, since 01-01-2026
Financial year end
31 March
Peppol
Reachable since 22-05-2025

Board and ownership

Board

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.2%
Annual accounts to 31-03-2025
Gross margin
€30,653
Turnover
≈ €190,000
estimated
Profit
€24,303
Equity
€30,303
Total assets
€46,201
Score breakdownraises riskFounded in 2024Size: total assets €46,2011 financial year not filed after the legal deadlinelowers riskLiquidity: current ratio 2.91, cash €6,928Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 71% of micro companies in specialised construction (NACE 43)
Financial strength
Strong
Solvency 91
equity 65.6% of total assets
Liquidity 53
short-term debt 34.4% · cash 15.0%
Profitability 100
return on assets 52.6%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 11-2025: 0.9%lowest value 12-2025: 0.9%● unchanged vs 11-2025lowest value 01-2026: 0.9%● unchanged vs 12-2025lowest value 02-2026: 1.0%▲ +0.1 percentage points vs 01-2026 03-2026: 1.1%▲ +0.1 percentage points vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.2%▲ +0.1 percentage points vs 05-2026 07-2026: 1.3%▲ +0.1 percentage points vs 06-2026 08-2026: 1.3%● unchanged vs 07-2026 09-2026: 1.3%● unchanged vs 08-2026 10-2026: 1.7%▲ +0.4 percentage points vs 09-2026 11-2026: 2.2%▲ +0.5 percentage points vs 10-2026highest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.91, above the usual 1.5. Short-term debt is 34.4% and cash 15% of total assets. 34.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 71% of them on solvency, 49% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €46,201
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.91, cash €6,928
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline
NBB · filings
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-09-2025, 32 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
32 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 29-09-2025 at the NBB

Turnover
≈ €190,000
Estimated: probably between €120,000 and €330,000
Total assets
€46,201
Net result
€24,303
Working capital
€30,303

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €46,201
Equity €30,303
Debt €15,898
Debt's share of the balance-sheet total is 34.4%.
Key figures and ratios
2025 value
Current ratio
2.91
Debt to equity
0.52
ROE
80.2%
ROA
52.6%
Debt ≤ 1 year
€15,898
Income taxes
€6,076
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€46,201
Current assets29/58€46,201
Amounts receivable within one year40/41€37,651
Trade receivables40€36,901
Other amounts receivable41€750
Cash at bank and in hand54/58€6,928
Deferred charges and accrued income490/1€1,622
Equity and liabilities
Total equity and liabilities10/49€46,201
Equity10/15€30,303
Contributions10/11€6,000
Reserves13€24,303
Distributable reserves133€24,303
Amounts payable17/49€15,898
Amounts payable within one year42/48€15,898
Trade debts44€9,823
Suppliers440/4€9,823
Taxes, remuneration and social security45€6,076
Taxes450/3€6,076
Income statement Code2025
Other operating charges640/8€272
Gross operating margin9900€30,653
Operating profit (loss)9901€30,382
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€3
Recurring financial charges65€3
Profit (loss) for the period before taxes9903€30,379
Income taxes67/77€6,076
Profit (loss) for the period9904€24,303
Profit (loss) for the period to be appropriated9905€24,303
Appropriation of the result
Profit (loss) to be appropriated9906€24,303
Transfer to equity691/2€24,303
To other reserves6921€24,303

The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 29-09-2025.

Line2025
Other operating charges640/8€272
Gross operating margin9900€30,653
Operating profit (loss)9901€30,382
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€3
Recurring financial charges65€3
Profit (loss) for the period before taxes9903€30,379
Income taxes67/77€6,076
Profit (loss) for the period9904€24,303
Profit (loss) for the period to be appropriated9905€24,303
Line2025
Assets
Total assets20/58€46,201
Current assets29/58€46,201
Amounts receivable within one year40/41€37,651
Trade receivables40€36,901
Other amounts receivable41€750
Cash at bank and in hand54/58€6,928
Deferred charges and accrued income490/1€1,622
Equity and liabilities
Total equity and liabilities10/49€46,201
Equity10/15€30,303
Contributions10/11€6,000
Reserves13€24,303
Distributable reserves133€24,303
Amounts payable17/49€15,898
Amounts payable within one year42/48€15,898
Trade debts44€9,823
Suppliers440/4€9,823
Taxes, remuneration and social security45€6,076
Taxes450/3€6,076
Line2025
Profit (loss) for the period9904€24,303
Operating cash flow (approximation)€24,303

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as RVO Construct has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of RVO Construct itself: 2.2% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for RVO Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-03-2025 micro format 29-09-2025 2025-00509407 PDF

Board & ownership

Directors

Directors
1 director, no change since 2024
Van Oers, Robin
Statutory director · since 28-10-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 29-09-2025
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 31-10-2024

Owners and capital

Shareholders

At incorporation act of 31-10-2024 ↗
  • Van Oers, Robin 75 shares (75%) · €4,500
  • Glibert Natasija 25 shares (25%) · €1,500
  • Glibert, Natas¨ija Josepha Ria Pietertje founder

Capital transactions

Capital over time
  1. 31-10-2024 Incorporation · €6,000 · 100 shares

Network & group

RVO Construct shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of RVO Construct. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2025
29-09
NBB filing Annual accounts 2025 filedNBB
micro format · 32 days before the deadline
2024
31-10
Gazette deed Incorporation
Starting capital €6,000 · Appointment: Van Oers, Robin (statutory director) · Shareholding12 points ▸
  • Founding capital, €6,000
  • Van Oers, Robin holds 75 shares
  • Glibert Natasija holds 25 shares
  • Bank account, “KBC Schilde, BE10 7350 6896 8604” (deed in Dutch)
  • Board rule, 1
  • Director appointment, Van Oers, Robin (statutory director)
  • Other provision, “aanvaarding en verbodsmaatregel” (deed in Dutch)
  • Power of attorney, Van Oers, Robin
  • Power of attorney
  • Incorporation, “RVO Construct” (deed in Dutch)
  • Founder, Van Oers, Robin
  • Founder, Glibert, Natas¨ija Josepha Ria Pietertje

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name RVO Construct in Dutch
Enterprise number 1015.712.635
Legal form Private limited company
Status Active, normale toestand
Founded 29-10-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 31-10-2024 (in Dutch)
Name clauseThe company operates under this name according to its articles.
RVO Construct
deed of 31-10-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“2980 Zoersel, Bethaniënlei 28”
deed of 31-10-2024 (in Dutch)

Registered office and establishments

Registered office Bethaniënlei 28, 2980 Zoersel, Belgium
Establishment units Bethaniënlei 28, 2980 Zoersel since 29-10-2024 · unit number 2.365.769.622
RVO Construct, Prins Boudewijnlaan 7, 2550 Kontich since 01-01-2026 · unit number 2.395.896.733

Activities

NACEBEL 2025
VAT activities
43410 Roofing work main activity
Social security (RSZ) activities
43410 Roofing work main activity
Codes under NACEBEL 2008
43910 Specialised construction activities main activity

Invoicing and payment

VAT number BE 1015.712.635
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1015712635
Other Peppol ID 9925:BE1015712635
Registered 22-05-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1015.712.635

Financial year and general meeting

Accounts at the NBB
Financial year end 31-03
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of September at 19:00
deed of 31-10-2024 (in Dutch)

Recognitions · licences · registrations

Recognised contractor

4 categories
RVO Construct BVapproval number 44547
  • D1 All shell construction and roofing-in of buildingsclass 1, up to €162,000
  • D5 General joinery, timber roof trusses and stairsclass 1, up to €162,000
  • D8 Asphalt and similar roof coverings, waterproofingclass 1, up to €162,000
  • D12 Non-metal, non-asphalt roof coveringsclass 1, up to €162,000
decision 07-01-2025

Sites & property

Location
registered office establishment approximate All 2 establishment units on the map

Buildings and parcels at the address

Ground area
1,394 m²
Building footprint
132 m²
Building volume
737 m³
Cadastral parcel Region Area Buildings Height / floors
11453I0119/00F005 Flanders 1,394 m² 1 · 132 m² 12.0 m · 2