RVM CONSULTANCY
ActiveSummary
RVM CONSULTANCY has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €22k. Equity is growing by ~44.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+5
Solvency94▲+11
Growth52=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.74 against 3.01 in 2024; short-term debt: 20.8% and cash: 26.6% of total assets), and 30.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.3%
Return on assets
24.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-02-2026, 163 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
163 d early
2024
2 d early
2023
107 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 54.4%
2024 · €40k
2023: €26k
2024: €40k
2023 → 2025
Total assets
€90k▲ 29.5%
2024 · €69k
2023: €38k
2024: €69k
2023 → 2025
Net result
€22k▲ 56.3%
2024 · €14k
2023: €23k
2024: €14k
2023 → 2025
Working capital
€51k▲ 58.8%
2024 · €32k
2023: €24k
2024: €32k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€26k-€40k▲ 53.4%€62k▲ 54.4%
Operating result€31k-€20k▼ 34.7%€31k▲ 51.0%
Net result€23k-€14k▼ 39.7%€22k▲ 56.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 51% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90k
Fixed assets
€20k ▼ 5.4%
Current assets
€70k ▲ 44.8%
Equity and liabilities €90k
Equity
€62k ▲ 54.4%
Debt
€28k ▼ 5.1%
Debt's share of the balance-sheet total falls from 41.9% to 30.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▲
2024 · €23k
Cash flow
€26k▲
2024 · €17k
Current ratio
3.74▲
2024 · 3.01
Debt to equity
0.44▼
2024 · 0.72
ROE
35.2%▲
2024 · 34.8%
ROA
24.4%▲
2024 · 20.2%
Interest coverage
13.57▲
2024 · 10.59
Debt ≤ 1 year
€19k▲
2024 · €16k
Debt > 1 year
€9k▼
2024 · €13k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€69k€90k▲
Fixed assets21/28€21k€20k▼
Tangible fixed assets22/27€21k€20k▼
Furniture and vehicles24€1k€2k▲
Other tangible fixed assets26€20k€18k▼
Current assets29/58€48k€70k▲
Amounts receivable within one year40/41€10k€10k▲
Trade receivables40€10k€10k▲
Current investments50/53-€35k
Cash at bank and in hand54/58€38k€24k▼
Deferred charges and accrued income490/1€502€526▲
Equity and liabilities
Total equity and liabilities10/49€69k€90k▲
Equity10/15€40k€62k▲
Contributions10/11€3k€3k=
Reserves13€37k€59k▲
Distributable reserves133€37k€59k▲
Amounts payable17/49€29k€28k▼
Amounts payable after more than one year17€13k€9k▼
Financial debts170/4€13k€9k▼
Amounts payable within one year42/48€16k€19k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€644€525▼
Suppliers440/4€644€525▼
Taxes, remuneration and social security45€10k€11k▲
Taxes450/3€10k€11k▲
Other amounts payable47/48€1k€3k▲
Accrued charges and deferred income492/3€150-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€136€540▲
Gross operating margin9900€23k€35k▲
Operating profit (loss)9901€20k€31k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€18k€28k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€14k€22k▲
Profit (loss) for the period to be appropriated9905€14k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€22k▲
Transfer to equity691/2€14k€22k▲
To other reserves6921€14k€22k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €14k ▼39.7%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
15-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moorsemsestraat 238A3130 BegijnendijkGround area
649 m²
Building footprint
97 m²
Volume, LiDAR
15 m³
Parcel 24010B0843/00A000, Flanders · tallest building 3.3 m. Linked by address, not a title deed.
1 establishment unit
RVM CONSULTANCY
since 20222.337.378.811
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24010B0843/00A000 | Flanders | 649 m² | 1 · 97 m² | 3.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500IH0G8M3CNJII51
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Of 2,361 companies in sector 78100 we hold annual accounts for 1,364. 1,076 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
78100Employment placement agencies
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:marieke@notarissen-msp.be