RVH INTERIOR
ActiveSummary
RVH INTERIOR has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €260k and a net result of €71k. Equity is growing by ~52.5% per year across the filed fiscal years. Its solvency ranks better than 78% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency100▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 4.54 against 3.06 in 2024; short-term debt: 20.3% and cash: 0.2% of total assets), and 20.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.7%
Return on assets
21.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
59 d late
2023
233 d late
2022
93 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€260k▲ 36.7%
2024 · €190k
2022: €35k
2023: €100k
2024: €190k
2022 → 2025
Total assets
€327k▲ 19.8%
2024 · €273k
2022: €75k
2023: €153k
2024: €273k
2022 → 2025
Net result
€71k▼ 22.1%
2024 · €91k
2022: €51k
2023: €65k
2024: €91k
2022 → 2025
Working capital
€235k▲ 41.1%
2024 · €167k
2022: €30k
2023: €83k
2024: €167k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€35k-€100k▲ 185%€190k▲ 89.7%€260k▲ 36.7%
Operating result€60k-€81k▲ 34.5%€114k▲ 40.9%€83k▼ 27.3%
Net result€51k-€65k▲ 27.1%€91k▲ 39.5%€71k▼ 22.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €327k
Fixed assets
€25k ▼ 1.1%
Current assets
€301k ▲ 21.9%
Equity and liabilities €327k
Equity
€260k ▲ 36.7%
Debt
€66k ▼ 19.5%
Debt's share of the balance-sheet total falls from 30.2% to 20.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€91k▼
2024 · €119k
Cash flow
€79k▼
2024 · €96k
Current ratio
4.54▲
2024 · 3.06
Debt to equity
0.26▼
2024 · 0.43
ROE
27.2%▼
2024 · 47.7%
ROA
21.7%▼
2024 · 33.3%
Interest coverage
46.79▲
2024 · 38.92
Debt ≤ 1 year
€66k▼
2024 · €81k
Income taxes
€21k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€273k€327k▲
Fixed assets21/28€26k€25k▼
Tangible fixed assets22/27€26k€25k▼
Plant, machinery and equipment23€173€119▼
Furniture and vehicles24€18k€19k▲
Other tangible fixed assets26€8k€7k▼
Current assets29/58€247k€301k▲
Amounts receivable within one year40/41€190k€275k▲
Trade receivables40€52k€16k▼
Other amounts receivable41€138k€259k▲
Cash at bank and in hand54/58€57k€735▼
Deferred charges and accrued income490/1€624€26k▲
Equity and liabilities
Total equity and liabilities10/49€273k€327k▲
Equity10/15€190k€260k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€189k€259k▲
Amounts payable17/49€82k€66k▼
Amounts payable within one year42/48€81k€66k▼
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€73k€63k▼
Taxes450/3€73k€63k▼
Other amounts payable47/48€833€833=
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€4k€1k▼
Gross operating margin9900€123k€92k▼
Operating profit (loss)9901€114k€83k▼
Financial income75/76B€7k€11k▲
Recurring financial income75€7k€11k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€118k€92k▼
Income taxes67/77€27k€21k▼
Profit (loss) for the period9904€91k€71k▼
Profit (loss) for the period to be appropriated9905€91k€71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€190k€260k▲
Profit (loss) brought forward from the previous period14P€99k€189k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Equity above €200kEq €260k ▲36.7%
4 profitable years in a row build equity to €260k.
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 233 days late
2024
31-12
Financial
Highest result since 2022net €91k ▲39.5%
Operating result €114k, net result €91k, both a record.
31-12
Financial
Equity above €150kEq €190k ▲89.7%
3 profitable years in a row build equity to €190k.
2023
31-12
Financial
Equity above €100kEq €100k ▲185%
2 profitable years in a row build equity to €100k.
01-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 93 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Nivelles 95A5140 SombreffeGround area
147 m²
Building footprint
95 m²
Parcel 92114F0023/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
RVH INTERIOR
since 20222.334.505.037
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92114F0023/00G000 | Wallonia | 147 m² | 1 · 95 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CO.TWEE
BE 0462.969.518
Antwerpen · Eq €260,147
NICOLAS ACOU
BE 0807.268.246
Braine-l'Alleud · Eq €259,688
PROCOS
BE 0439.985.169
Antwerpen · Eq €261,904
ATELIER PARALLELE
BE 0459.369.531
Ukkel · Eq €262,888
HET BLAUWE FABRIEKJE
BE 0473.985.550
Wingene · Eq €265,022
Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 901 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.