Summary
RVDV Consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €93k and a net result of €35k. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 87% of 9863 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
21 d late
2022
32 d early
2021
33 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€93k▲ 60.2%
2023 · €58k
2021: €44k
2022: €50k
2023: €58k
2021 → 2024
Net result
€35k▲ 335%
2023 · €8k
2021: €36k
2022: €6k
2023: €8k
2021 → 2024
Total assets
€104k▲ 38.2%
2023 · €75k
2021: €55k
2022: €71k
2023: €75k
2021 → 2024
Solvency
89.3%▲ 12.3pp
2023 · 77.0%
2021: 79.5%
2022: 70.5%
2023: 77.0%
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€44k-€50k▲ 14.3%€58k▲ 16.1%€93k▲ 60.2%
Operating result€36k-€30k▼ 17.5%€16k▼ 46.1%€35k▲ 119%
Net result€36k-€6k▼ 82.8%€8k▲ 28.4%€35k▲ 335%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 119% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €104k
Fixed assets
€5k ▼ 37.7%
Current assets
€99k ▲ 47.8%
Equity and liabilities €104k
Equity
€93k ▲ 60.2%
Debt
€11k ▼ 35.6%
Debt's share of the balance-sheet total falls from 23.0% to 10.7%. Equity is higher and debt is lower.
Key figures and ratios
ROE
37.6%▲
2023 · 13.8%
ROA
33.6%▲
2023 · 10.7%
Debt ≤ 1 year
€11k▼
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€75k€104k▲
Fixed assets21/28€8k€5k▼
Tangible fixed assets22/27€8k€5k▼
Plant, machinery and equipment23€8k€5k▼
Current assets29/58€67k€99k▲
Amounts receivable within one year40/41€53k€71k▲
Trade receivables40€53k€70k▲
Other amounts receivable41€605€835▲
Cash at bank and in hand54/58€14k€28k▲
Equity and liabilities
Total equity and liabilities10/49€75k€104k▲
Equity10/15€58k€93k▲
Contributions10/11€8k€8k=
Capital10€8k€8k=
Issued capital100€8k€8k=
Reserves13€50k€85k▲
Distributable reserves133€50k€85k▲
Amounts payable17/49€17k€11k▼
Amounts payable within one year42/48€17k€11k▼
Trade debts44€7k€5k▼
Suppliers440/4€7k€5k▼
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€6k€6k▼
Remuneration and social security454/9€4k-
Accrued charges and deferred income492/3-€108
Income statement
Code20232024
Remuneration, social security and pensions62€10k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€532€355▼
Gross operating margin9900€30k€39k▲
Operating profit (loss)9901€16k€35k▲
Financial income75/76B€18€0▼
Recurring financial income75€18€0▼
Financial charges65/66B€210€479▲
Recurring financial charges65€210€479▲
Profit (loss) for the period before taxes9903€16k€35k▲
Income taxes67/77€8k-
Profit (loss) for the period9904€8k€35k▲
Profit (loss) for the period to be appropriated9905€8k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€35k▲
Transfer to equity691/2€8k€35k▲
To other reserves6921€8k€35k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 8.96
Current ratio from 3.87 to 8.96; short-term debt falls from €17k to €11k.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €6k ▼82.8%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 183806 Sint-TruidenGround area
648 m²
Building footprint
115 m²
Volume, LiDAR
686 m³
Parcel 71058A0154/00T003, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RVDV Consulting
since 20212.311.895.624
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71058A0154/00T003 | Flanders | 648 m² | 1 · 114 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CONUNDRUM
BE 0727.944.616
Gent · Eq €92,896
OAKAY
BE 0795.109.196
Essen · Eq €92,891
F & K Invest
BE 1010.686.550
Oudenaarde · Eq €92,913
Nascon
BE 0803.219.782
Antwerpen · Eq €92,916
DUBOIS AND PARTNERS
BE 0785.333.576
Namur · Eq €92,931
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 12,148 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.