RVC HOLDING
ActiveRVC HOLDING has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.96M and a net result of €361k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 21% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-4
Solvency45=
Growth52▼-1
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 2.06 in 2024; short-term debt: 34.3% and cash: 0% of total assets), but 80.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.6%
Return on assets
1.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 3163 sector peers (2025).
NBB · sector comparisonPosition among 3163 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
8 d early
2023
30 d late
2022
24 d late
2021
121 d late
2020
4 d early
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€1.11M▼ 16.4%
2024 · €1.33M
2021: €1.74M
2022: €1.64M
2023: €1.84M
2024: €1.33M
2021 → 2025
EBIT margin
31.1%▼ 0.2pp
2024 · 31.3%
2021: 26.9%
2022: 29.6%
2023: 31.5%
2024: 31.3%
2021 → 2025
Net result
€361k▼ 2.9%
2024 · €371k
2018: €44k
2019: €82k
2020: €421k
2021: €467k
2022: €493k
2023: €538k
2024: €371k
2018 → 2025
Working capital
€6.36M▲ 0.9%
2024 · €6.30M
2018: €5.68M
2019: €4.71M
2020: €4.73M
2021: €5.21M
2022: €5.39M
2023: €5.90M
2024: €6.30M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.74M-€1.64M▼ 6.1%€1.84M▲ 12.4%€1.33M▼ 27.9%€1.11M▼ 16.4%
Equity€3.19M-€3.69M▲ 15.4%€4.22M▲ 14.6%€4.60M▲ 8.8%€4.96M▲ 7.8%
Operating result€470k-€485k▲ 3.3%€581k▲ 19.7%€415k▼ 28.5%€345k▼ 17.0%
Net result€467k-€493k▲ 5.5%€538k▲ 9.2%€371k▼ 31.0%€361k▼ 2.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 17% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25.24M
Fixed assets
€10.21M▼ 0.2%
Current assets
€15.03M▲ 22.7%
Equity and liabilities €25.24M
Equity
€4.96M▲ 7.8%
Debt
€20.28M▲ 13.4%
The debt ratio rises from 79.6% to 80.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€397k▼
2024 · €471k
Cash flow
€413k▼
2024 · €427k
Solvency
19.6%▼
2024 · 20.4%
Current ratio
1.73▼
2024 · 2.06
Quick ratio
1.73▼
2024 · 2.06
Debt / equity
4.09▲
2024 · 3.89
ROE
7.3%▼
2024 · 8.1%
ROA
1.4%▼
2024 · 1.7%
Interest coverage
3.47▼
2024 · 4.09
Debt
€20.28M▲
2024 · €17.89M
Debt ≤ 1 year
€8.67M▲
2024 · €5.94M
Debt > 1 year
€11.61M▼
2024 · €11.94M
Income taxes
€123k▼
2024 · €140k
Staff costs
€147k▲
2024 · €142k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€22.48M€25.24M▲
Fixed assets21/28€10.23M€10.21M▼
Intangible fixed assets21€17k€11k▼
Tangible fixed assets22/27€125k€107k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€122k€105k▼
Financial fixed assets28€10.09M€10.09M=
Affiliated companies280/1€10.09M€10.09M=
Participating interests280€10.09M€10.09M=
Current assets29/58€12.25M€15.03M▲
Amounts receivable within one year40/41€12.21M€15.01M▲
Trade receivables40€55k€77k▲
Other amounts receivable41€12.16M€14.93M▲
Cash at bank and in hand54/58€18k€970▼
Deferred charges and accrued income490/1€18k€20k▲
Equity and liabilities
Total equity and liabilities10/49€22.48M€25.24M▲
Equity10/15€4.60M€4.96M▲
Contributions10/11€19k€19k=
Reserves13€4.58M€4.94M▲
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€4.57M€4.94M▲
Amounts payable17/49€17.89M€20.28M▲
Amounts payable after more than one year17€11.94M€11.61M▼
Financial debts170/4€11.94M€11.61M▼
Other loans174€11.94M€11.61M▼
Amounts payable within one year42/48€5.94M€8.67M▲
Current portion of amounts payable after more than one year42€298k€304k▲
Financial debts43€352k€3.83M▲
Credit institutions430/8€352k€3.83M▲
Trade debts44€460k€90k▼
Suppliers440/4€460k€90k▼
Taxes, remuneration and social security45€193k€271k▲
Taxes450/3€159k€234k▲
Remuneration and social security454/9€34k€37k▲
Other amounts payable47/48€4.64M€4.17M▼
Income statement
Code20242025
Operating income70/76A€1.33M€1.11M▼
Turnover70€1.33M€1.11M▼
Other operating income74€2k€2k▲
Operating charges60/66A€913k€766k▼
Services and other goods61€680k€544k▼
Remuneration, social security and pensions62€142k€147k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€52k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€33k€21k▼
Operating profit (loss)9901€415k€345k▼
Financial income75/76B€227k€266k▲
Recurring financial income75€227k€266k▲
Income from current assets751€227k€264k▲
Other financial income752/9-€3k
Financial charges65/66B€131k€127k▼
Recurring financial charges65€131k€127k▼
Debt charges650€115k€114k▼
Other financial charges652/9€16k€12k▼
Profit (loss) for the period before taxes9903€511k€484k▼
Income taxes67/77€140k€123k▼
Taxes670/3€140k€123k▼
Profit (loss) for the period9904€371k€361k▼
Profit (loss) for the period to be appropriated9905€371k€361k▼
Appropriation of the result
Profit (loss) to be appropriated9906€371k€361k▼
Transfer to equity691/2€371k€361k▼
To other reserves6921€371k€361k▼
Social balance
Average headcount (FTE)90872.32.2▼
The notes to these accounts (42 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €538k ▲9.2%
Operating result €581k, net result €538k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 24 days late
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 121 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 20 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 21 days late
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg 33950 BocholtGround area
1.3 ha
Building footprint
9,346 m²
Volume, LiDAR
39,746 m³
Parcel 72016A0002/00Y002, Flanders · tallest building 21.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
RVC Holding
since 20162.254.230.609
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72016A0002/00Y002 | Flanders | 1.3 ha | 1 · 9,346 m² | 21.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 11,320 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2016
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.