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RVA CONCEPT

Active
Private limited companyfounded 201610 yrs activeRue Carmieaux 7, 1380 Lasne, BelgiumKBO/BCE: BE 0651.626.994
Summary

RVA CONCEPT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,460 and a net result of €126,575. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 16% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
How big
€203,905total assets 2025
Equity
€20,460
Profit
€126,575
Turnover not published (abridged schema)
Financially healthy?
89 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts filed 11 d late0 of 5 deeds read
Why 89- Equity €20,460 (10.0% of total assets)- Liquidity: current ratio 1.00, cash €16,003, halved+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €203,905Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Better than 36% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 35=
equity 10.0% of total assets
Liquidity 10-20
short-term debt 90.0% · cash 7.8%
Profitability 100=
return on assets 62.1%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Size: total assets €203,905 lowers the probability for this profile
  • Equity €20,460 (10.0% of total assets) raises the probability
  • Liquidity: current ratio 1.00, cash €16,003, halved raises the probability
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.0 against 0.97 in 2024; short-term debt: 90% and cash: 7.8% of total assets), and 90% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 17%, liquidity 5%, profitability 85%, growth against the median 39%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €203,905
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Equity €20,460 (10.0% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.00, cash €16,003, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 34931 sector peers (2025).
NBB · sector comparison
Position among 34931 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-02-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
11 d late
2024
17 d late
2023
2 d late
2022
7 d late
2021
3 d late
2020
23 d late
2019
18 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 7 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Among the weakest 17% on solvencysector median 56.1% · 34,931 companies 10.0% View
  • Positive: 7 profitable years in a rowprofit 2025: €126,575 7 years View
  • Total assets 20256 fiscal years filed €203,905 View

By topic

Financials

Fiscal year
2025
Total assets
€203,905
Profit
€126,575
Solvency
10.0%
Total assets=
Net result
20192025
Go to Financials

Timeline

Events
10
Since
2018
Next accounts
by 31-01-2027
  1. 11-02-2026Annual accounts filed
  2. 17-02-2025Annual accounts filed
  3. 02-02-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
05-04-2016
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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