RV bouwTEC
ActiveSummary
RV bouwTEC has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €601k and a net result of €75k. Equity is growing by ~42.1% per year across the filed fiscal years. Its solvency ranks better than 39% of 2198 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability58▲+51
Solvency53▲+1
Growth85▲+17
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 2.1 in 2024; short-term debt: 15.6% and cash: 7.3% of total assets), but 72.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.7%
Return on assets
3.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
99 d late
2023
64 d late
2022
61 d late
2021
78 d late
2020
89 d late
2019
103 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€1.36M▲ 490%
2021 · €230k
2018: €58klowest in 5 years
2019: €366k▲ +527% vs 2018
2020: €398k▲ +8.8% vs 2019
2021: €230k▼ -42.2% vs 2020
2022: €1.36M▲ +490% vs 2021highest in 5 years
2018 → 2022
EBIT margin
11.6%▼ 35.3pp
2021 · 46.9%
2018: -12.9%lowest in 5 years
2019: 6.4%▲ +149% vs 2018
2020: 24.4%▲ +283% vs 2019
2021: 46.9%▲ +91.8% vs 2020highest in 5 years
2022: 11.6%▼ -75.2% vs 2021
2018 → 2022
Net result
€75k
2024 · €-186k
2018: €-8k
2019: €18k▲ +336% vs 2018
2020: €77k▲ +332% vs 2019
2021: €64k▼ -17.8% vs 2020
2022: €108k▲ +70.9% vs 2021
2023: €440k▲ +305% vs 2022highest in 8 years
2024: €-186k▼ -142% vs 2023lowest in 8 years
2025: €75k▲ +141% vs 2024
2018 → 2025
Working capital
€220k▲ 62.1%
2024 · €136k
2018: €4klowest in 8 years
2019: €18k▲ +401% vs 2018
2020: €60k▲ +231% vs 2019
2021: €130k▲ +117% vs 2020
2022: €226k▲ +74.2% vs 2021
2023: €507k▲ +124% vs 2022highest in 8 years
2024: €136k▼ -73.2% vs 2023
2025: €220k▲ +62.1% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€230k-€1.36M▲ 490%
2021: €230k
2022: €1.36M▲ +490% vs 2021
Equity€164k-€272k▲ 66.4%€712k▲ 162%€526k▼ 26.1%€601k▲ 14.4%
2021: €164klowest in 5 years
2022: €272k▲ +66.4% vs 2021
2023: €712k▲ +162% vs 2022highest in 5 years
2024: €526k▼ -26.1% vs 2023
2025: €601k▲ +14.4% vs 2024
Operating result€108k-€157k▲ 46.1%€585k▲ 271%€-160k€111k
2021: €108k
2022: €157k▲ +46.1% vs 2021
2023: €585k▲ +271% vs 2022highest in 5 years
2024: €-160k▼ -127% vs 2023lowest in 5 years
2025: €111k▲ +169% vs 2024
Net result€64k-€108k▲ 70.9%€440k▲ 305%€-186k€75k
2021: €64k
2022: €108k▲ +70.9% vs 2021
2023: €440k▲ +305% vs 2022highest in 5 years
2024: €-186k▼ -142% vs 2023lowest in 5 years
2025: €75k▲ +141% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €111k after a loss of €160k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.17M
Fixed assets
€1.61M ▼ 5.3%
Current assets
€559k ▲ 116%
Equity and liabilities €2.17M
Equity
€601k ▲ 14.4%
Debt
€1.57M ▲ 9.4%
Debt's share of the balance-sheet total falls from 73.2% to 72.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€219k▲
2024 · €-69k
Cash flow
€184k▲
2024 · €-95k
Current ratio
1.65▼
2024 · 2.10
Debt to equity
2.61▼
2024 · 2.73
ROE
12.6%▲
2024 · -35.3%
ROA
3.5%▲
2024 · -9.5%
Interest coverage
4.14▲
2024 · -1.98
Debt ≤ 1 year
€339k▲
2024 · €123k
Debt > 1 year
€1.23M▼
2024 · €1.31M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.96M€2.17M▲
Fixed assets21/28€1.70M€1.61M▼
Tangible fixed assets22/27€1.70M€1.61M▼
Land and buildings22€1.63M€1.57M▼
Plant, machinery and equipment23€34k€28k▼
Furniture and vehicles24€39k€14k▼
Current assets29/58€259k€559k▲
Amounts receivable within one year40/41€247k€388k▲
Trade receivables40€3k€174k▲
Other amounts receivable41€244k€214k▼
Cash at bank and in hand54/58€12k€159k▲
Deferred charges and accrued income490/1€26€12k▲
Equity and liabilities
Total equity and liabilities10/49€1.96M€2.17M▲
Equity10/15€526k€601k▲
Contributions10/11€12k€12k=
Reserves13€612k€612k=
Non-distributable reserves130/1€338k-
Other1319€338k-
Tax-exempt reserves132€274k€274k=
Distributable reserves133-€338k
Profit (loss) carried forward14€-98k€-23k▲
Amounts payable17/49€1.44M€1.57M▲
Amounts payable after more than one year17€1.31M€1.23M▼
Financial debts170/4€1.31M€1.23M▼
Amounts payable within one year42/48€123k€339k▲
Current portion of amounts payable after more than one year42€78k€78k▲
Trade debts44€6k€243k▲
Suppliers440/4€6k€243k▲
Advances received on contracts in progress46€32k-
Taxes, remuneration and social security45€7k€18k▲
Taxes450/3€3k€18k▲
Remuneration and social security454/9€4k-
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Remuneration, social security and pensions62€146-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€91k€108k▲
Other operating charges640/8€110k€15k▼
Gross operating margin9900€41k€234k▲
Operating profit (loss)9901€-160k€111k▲
Financial income75/76B€10k€18k▲
Recurring financial income75€10k€18k▲
Financial charges65/66B€35k€53k▲
Recurring financial charges65€35k€53k▲
Profit (loss) for the period before taxes9903€-185k€75k▲
Income taxes67/77€344-
Profit (loss) for the period9904€-186k€75k▲
Profit (loss) for the period to be appropriated9905€-186k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-98k€-23k▲
Profit (loss) brought forward from the previous period14P€88k€-98k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €230k | €1.36M | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €447k | €849k | - | - | - | - |
| Remuneration, social security and pensions62 | €60k | €24k | - | €146 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19k | €13k | €37k | €91k | €108k | ▲ 19.4% |
| Other operating charges640/8 | €8k | €8k | €85k | €110k | €15k | ▼ 86.6% |
| Gross operating margin9900 | €195k | €202k | €706k | €41k | €234k | ▲ 468% |
| Operating profit (loss)9901 | €108k | €157k | €585k | €-160k | €111k | ▲ 169% |
| Financial income75/76B | €308 | €9k | €17k | €10k | €18k | ▲ 83.1% |
| Recurring financial income75 | €308 | €9k | €17k | €10k | €18k | ▲ 83.1% |
| Financial charges65/66B | €2k | €123 | €7k | €35k | €53k | ▲ 51.5% |
| Recurring financial charges65 | €2k | €123 | €7k | €35k | €53k | ▲ 51.5% |
| Profit (loss) for the period before taxes9903 | €106k | €167k | €594k | €-185k | €75k | ▲ 141% |
| Income taxes67/77 | €43k | €58k | €155k | €344 | - | - |
| Profit (loss) for the period9904 | €64k | €108k | €440k | €-186k | €75k | ▲ 141% |
| Transfer to tax-exempt reserves689 | - | - | €274k | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €64k | €108k | €166k | €-186k | €75k | ▲ 141% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €417k | €553k | €1.74M | €1.96M | €2.17M | ▲ 10.7% |
| Fixed assets21/28 | €34k | €46k | €716k | €1.70M | €1.61M | ▼ 5.3% |
| Tangible fixed assets22/27 | €34k | €46k | €716k | €1.70M | €1.61M | ▼ 5.3% |
| Land and buildings22 | - | - | €611k | €1.63M | €1.57M | ▼ 3.6% |
| Plant, machinery and equipment23 | €9k | €24k | €43k | €34k | €28k | ▼ 19.6% |
| Furniture and vehicles24 | €25k | €22k | €62k | €39k | €14k | ▼ 63.4% |
| Current assets29/58 | €383k | €507k | €1.02M | €259k | €559k | ▲ 116% |
| Amounts receivable within one year40/41 | €383k | €346k | €469k | €247k | €388k | ▲ 57.1% |
| Trade receivables40 | €375k | €62k | €17k | €3k | €174k | ▲ 5,243% |
| Other amounts receivable41 | €8k | €284k | €453k | €244k | €214k | ▼ 12.2% |
| Cash at bank and in hand54/58 | - | €159k | €547k | €12k | €159k | ▲ 1,257% |
| Deferred charges and accrued income490/1 | - | €3k | €7k | €26 | €12k | ▲ 44,703% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €417k | €553k | €1.74M | €1.96M | €2.17M | ▲ 10.7% |
| Equity10/15 | €164k | €272k | €712k | €526k | €601k | ▲ 14.4% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Capital10 | €12k | €12k | €12k | - | - | - |
| Issued capital100 | €19k | €19k | €19k | - | - | - |
| Uncalled capital101 | €6k | €6k | €6k | - | - | - |
| Reserves13 | €64k | €172k | €612k | €612k | €612k | = |
| Non-distributable reserves130/1 | €64k | €172k | €338k | €338k | - | - |
| Other1319 | €64k | €172k | €338k | €338k | - | - |
| Tax-exempt reserves132 | - | - | €274k | €274k | €274k | = |
| Distributable reserves133 | - | - | - | - | €338k | - |
| Profit (loss) carried forward14 | €88k | €88k | €88k | €-98k | €-23k | ▲ 76.9% |
| Amounts payable17/49 | €254k | €281k | €1.03M | €1.44M | €1.57M | ▲ 9.4% |
| Amounts payable after more than one year17 | - | - | €512k | €1.31M | €1.23M | ▼ 6.0% |
| Financial debts170/4 | - | - | €512k | €1.31M | €1.23M | ▼ 6.0% |
| Amounts payable within one year42/48 | €254k | €281k | €516k | €123k | €339k | ▲ 175% |
| Current portion of amounts payable after more than one year42 | - | - | €33k | €78k | €78k | ▲ 1.1% |
| Financial debts43 | €4k | - | €163k | - | - | - |
| Credit institutions430/8 | €4k | - | €163k | - | - | - |
| Trade debts44 | €175k | €206k | €219k | €6k | €243k | ▲ 3,746% |
| Suppliers440/4 | €175k | €206k | €219k | €6k | €243k | ▲ 3,746% |
| Advances received on contracts in progress46 | - | - | - | €32k | - | - |
| Taxes, remuneration and social security45 | €74k | €75k | €36k | €7k | €18k | ▲ 147% |
| Taxes450/3 | €73k | €75k | €36k | €3k | €18k | ▲ 445% |
| Remuneration and social security454/9 | €812 | - | - | €4k | - | - |
| Other amounts payable47/48 | €0 | - | €65k | - | - | - |
| Accrued charges and deferred income492/3 | €0 | - | - | €3k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €64k | €108k | €440k | €-186k | €75k | ▲ 141% |
| + Depreciation and write-downs630 | €19k | €13k | €37k | €91k | €108k | ▲ 19.4% |
| Operating cash flow (approximation) | €83k | €122k | €476k | €-95k | €184k | ▲ 294% |
| Investment in fixed assets (approximation) | - | €-25k | €-707k | €-1.08M | €-18k | ▲ 98.3% |
| Change in cash | - | - | €388k | €-535k | €147k | ▲ 128% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €75k
Net result €75k after one loss-making year.
07-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 99 days late
2024
31-12
Financial
Weakest financial yearnet €-186k
Net result drops to €-186k, the lowest in the series; recovery starts the following year.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 64 days late
2023
31-12
Financial
Highest result since 2018net €440k ▲305%
Operating result €585k, net result €440k, both a record.
31-12
Financial
Equity above €500kEq €712k ▲162%
5 profitable years in a row build equity to €712k.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Equity above €200kEq €272k ▲66.4%
4 profitable years in a row build equity to €272k.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Equity above €150kEq €164k ▲63.5%
3 profitable years in a row build equity to €164k.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
Show earlier events
2020
31-12
Financial
Equity above €100kEq €100k ▲340%
2 profitable years in a row build equity to €100k.
11-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 103 days late
2019
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2018
Ground area
1,143 m²
Building footprint
180 m²
Volume, LiDAR
1,331 m³
Parcel 13030C0142/00N000, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
RV bouwTEC
since 20182.273.369.501
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13030C0142/00N000 | Flanders | 1,143 m² | 1 · 180 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 8,482 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43320Joinery installation
Scores and ratios are computed by Checked and are not a credit decision.