RV
ActiveRV has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €363k and a net result of €106k. Equity is growing by ~51.8% per year across the filed fiscal years. Its solvency ranks better than 74% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency94▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.17 against 3.07 in 2024; short-term debt: 30.7% and cash: 0.1% of total assets), and 30.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.3%
Return on assets
20.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2022
30 d late
2021
31 d late
2020
31 d late
2019
17 d early
2018
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€363k▲ 41.5%
2024 · €256k
2018: €20k
2019: €31k
2020: €64k
2021: €93k
2022: €142k
2024: €256k
2018 → 2025
Total assets
€523k▲ 39.0%
2024 · €376k
2018: €69k
2019: €98k
2020: €132k
2021: €177k
2022: €235k
2024: €376k
2018 → 2025
Net result
€106k▼ 16.8%
2024 · €128k
2018: €27k
2019: €11k
2020: €33k
2021: €29k
2022: €49k
2024: €128k
2018 → 2025
Working capital
€348k▲ 40.1%
2024 · €249k
2018: €10k
2019: €21k
2020: €55k
2021: €86k
2022: €137k
2024: €249k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€64k-€93k▲ 45.8%€142k▲ 52.8%€256k▲ 80.7%€363k▲ 41.5%
Operating result€49k-€33k▼ 33.5%€72k▲ 119%€179k▲ 150%€150k▼ 16.6%
Net result€33k-€29k▼ 11.5%€49k▲ 68.3%€128k▲ 161%€106k▼ 16.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €523k
Fixed assets
€14k▲ 85.0%
Current assets
€509k▲ 38.0%
Equity and liabilities €523k
Equity
€363k▲ 41.5%
Debt
€160k▲ 33.5%
The debt ratio falls from 31.9% to 30.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€153k▼
2024 · €180k
Cash flow
€110k▼
2024 · €129k
Solvency
69.3%▲
2024 · 68.1%
Current ratio
3.17▲
2024 · 3.07
Quick ratio
3.17▲
2024 · 3.07
Debt / equity
0.44▼
2024 · 0.47
ROE
29.3%▼
2024 · 49.9%
ROA
20.3%▼
2024 · 34.0%
Interest coverage
80.63▲
2024 · 71.18
Debt
€160k▲
2024 · €120k
Debt ≤ 1 year
€160k▲
2024 · €120k
Income taxes
€63k▼
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€376k€523k▲
Fixed assets21/28€8k€14k▲
Tangible fixed assets22/27€4k€14k▲
Furniture and vehicles24€4k€14k▲
Financial fixed assets28€4k€180▼
Current assets29/58€369k€509k▲
Amounts receivable within one year40/41€348k€496k▲
Trade receivables40€7k€77k▲
Other amounts receivable41€341k€418k▲
Cash at bank and in hand54/58€4k€461▼
Deferred charges and accrued income490/1€16k€13k▼
Equity and liabilities
Total equity and liabilities10/49€376k€523k▲
Equity10/15€256k€363k▲
Contributions10/11€6k€6k=
Reserves13€250k€356k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€250k€356k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€120k€160k▲
Amounts payable within one year42/48€120k€160k▲
Trade debts44€41k€59k▲
Suppliers440/4€41k€59k▲
Taxes, remuneration and social security45€65k€101k▲
Taxes450/3€61k€96k▲
Remuneration and social security454/9€5k€5k=
Other amounts payable47/48€13k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€891€3k▲
Other operating charges640/8€9k€5k▼
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€190k€158k▼
Operating profit (loss)9901€179k€150k▼
Financial income75/76B€26k€22k▼
Recurring financial income75€26k€22k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€203k€170k▼
Income taxes67/77€75k€63k▼
Profit (loss) for the period9904€128k€106k▼
Profit (loss) for the period to be appropriated9905€128k€106k▼
Appropriation of the result
Profit (loss) to be appropriated9906€128k€106k▼
Transfer from equity791/2€13k€0▼
Transfer to equity691/2€128k€106k▼
To other reserves6921€128k€106k▼
Profit to be distributed694/7€13k€0▼
Return on contributions (dividend)694€13k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
27-03
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment7 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment7 facts ▸
- General meeting, 03/03/2026
- Director resignation, Romanie Vansteelandt (niet-statutaire bestuurder)
- Director resignation, David Verstraete (niet-statutaire bestuurder)
- Director appointment, Guido Verstraete (niet-statutaire bestuurder)
- Mandate compensation, Guido Verstraete
- Power of attorney, NV TITECA
- Mandate term, onbepaalde tijd en tot aan de uitdrukkelijke herroeping
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €128k ▲161%
Operating result €179k, net result €128k, both a record.
30-09
Financial
Equity above €200kEq €256k ▲80.7%
6 profitable years in a row build equity to €256k.
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €100kEq €142k ▲52.8%
5 profitable years in a row build equity to €142k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €11k ▼58.8%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 49 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 396 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2026
Guido Verstraete
CurrentNon-statutory director · since 03-03-2026
03-03-2026
Guido Verstraete: Appointed as Non-statutory director
03-03-2026
VANSTEELANDT Romanie: Resigned as Non-statutory director
03-03-2026
VERSTRAETE David: Resigned as Non-statutory director
17-01-2024
VERSTRAETE David: Resigned as Manager
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Veldstraat(STA) 378840 StadenGround area
3,540 m²
Building footprint
583 m²
Volume, LiDAR
2,990 m³
2 parcels, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Passie
since 20182.276.722.434
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36019B1496/00K000 | Flanders | 3,210 m² | 1 · 215 m² | 8.4 m · 2 fl. |
| 36015A0522/00W002 | Flanders | 330 m² | 1 · 368 m² | 11.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 692 EUR awarded · 681 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 477 EUR | 477 EUR |
| 2024 | 1 | 215 EUR | 204 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
JAMAPRO
BE 0777.494.590
Tremelo · Eq €363k
GRONDWERKEN HEYRMAN URBAIN
BE 0462.767.697
Beveren-Kruibeke-Zwijndrecht · Eq €363k
ROCOTRA
BE 0833.354.219
Tessenderlo-Ham · Eq €363k
THOMAS
BE 0607.860.792
Bastogne · Eq €363k
Pricinote Deco
BE 0766.652.366
Oudergem · Eq €361k
Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,369 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2006
Fiscal year end30-09
Activities, NACEBEL
43120Site preparation
49410Freight transport by road
52210Service activities incidental to land transportation
88101Social work activities without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.