RV
ActiveSummary
The computed 12-month bankruptcy probability of RV is 3.7% (moderate). The 2024 annual accounts show equity of €211k and a net result of €13k. Equity is growing by ~112.1% per year across the filed fiscal years. Its solvency ranks better than 46% of 26043 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability67▼-29
Solvency53▲+1
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.81 against 1.04 in 2023; short-term debt: 25.5% and cash: 3.3% of total assets), and 71.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
55 d late
2022
31 d late
2021
57 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€211k▲ 6.3%
2023 · €198k
2021: €28k
2022: €40k
2023: €198k
2021 → 2024
Total assets
€750k▲ 3.3%
2023 · €727k
2021: €134k
2022: €164k
2023: €727k
2021 → 2024
Net result
€13k▼ 92.1%
2023 · €159k
2021: €22k
2022: €11k
2023: €159k
2021 → 2024
Working capital
€-36k
2023 · €8k
2021: €2k
2022: €39k
2023: €8k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€28k-€40k▲ 40.3%€198k▲ 399%€211k▲ 6.3%
Operating result€25k-€22k▼ 12.1%€177k▲ 701%€74k▼ 58.3%
Net result€22k-€11k▼ 48.8%€159k▲ 1,287%€13k▼ 92.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 58% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €750k
Fixed assets
€595k ▲ 18.3%
Current assets
€155k ▼ 30.5%
Equity and liabilities €750k
Equity
€211k ▲ 6.3%
Debt
€540k ▲ 2.1%
Debt's share of the balance-sheet total falls from 72.7% to 71.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€145k▼
2023 · €204k
Cash flow
€84k▼
2023 · €186k
Current ratio
0.81▼
2023 · 1.04
Quick ratio
0.13▼
2023 · 0.31
Debt to equity
2.56▼
2023 · 2.66
ROE
6.0%▼
2023 · 80.0%
ROA
1.7%▼
2023 · 21.8%
Interest coverage
5.51▼
2023 · 16.93
Debt ≤ 1 year
€192k▼
2023 · €215k
Debt > 1 year
€348k▲
2023 · €310k
Income taxes
€35k▲
2023 · €6k
Staff costs
€34k▲
2023 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€727k€750k▲
Fixed assets21/28€503k€595k▲
Intangible fixed assets21€3k€3k▼
Tangible fixed assets22/27€500k€592k▲
Land and buildings22€430k€413k▼
Plant, machinery and equipment23€14k€14k▼
Furniture and vehicles24€55k€166k▲
Current assets29/58€223k€155k▼
Stocks and contracts in progress3€157k€130k▼
Stocks30/36€157k€130k▼
Amounts receivable within one year40/41€96€299▲
Trade receivables40€96€136▲
Other amounts receivable41-€163
Cash at bank and in hand54/58€63k€25k▼
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€727k€750k▲
Equity10/15€198k€211k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€192k€205k▲
Amounts payable17/49€528k€540k▲
Amounts payable after more than one year17€310k€348k▲
Financial debts170/4€310k€348k▲
Amounts payable within one year42/48€215k€192k▼
Current portion of amounts payable after more than one year42€33k€49k▲
Trade debts44€42k€44k▲
Suppliers440/4€42k€44k▲
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€5k€6k▲
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€131k€88k▼
Accrued charges and deferred income492/3€4k-
Income statement
Code20232024
Non-recurring operating income76A€39k€1k▼
Remuneration, social security and pensions62€27k€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€71k▲
Other operating charges640/8€61k€21k▼
Non-recurring operating charges66A€19k-
Gross operating margin9900€311k€201k▼
Operating profit (loss)9901€177k€74k▼
Financial income75/76B€4€41▲
Recurring financial income75€4€41▲
Financial charges65/66B€12k€26k▲
Recurring financial charges65€12k€26k▲
Profit (loss) for the period before taxes9903€165k€47k▼
Income taxes67/77€6k€35k▲
Profit (loss) for the period9904€159k€13k▼
Profit (loss) for the period to be appropriated9905€159k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€192k€205k▲
Profit (loss) brought forward from the previous period14P€34k€192k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Equity above €200kEq €211k ▲6.3%
4 profitable years in a row build equity to €211k.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
31-12
Financial
Highest result since 2021net €159k ▲1287%
Operating result €177k, net result €159k, both a record.
31-12
Financial
Equity above €150kEq €198k ▲399%
3 profitable years in a row build equity to €198k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €11k ▼48.8%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 4 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijksweg 6953650 Dilsen-StokkemGround area
1,614 m²
Building footprint
757 m²
Volume, LiDAR
4,431 m³
4 parcels, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
4 establishment units
RV
since 20212.315.255.881
RV
since 20212.315.255.980
RV
since 20212.315.256.178
RV
since 20252.374.502.392
4 parcels
Flanders
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72032A0946/00H002 | Flanders | 805 m² | 1 · 166 m² | 10.7 m · 3 fl. |
| 73013D0829/00A000 | Flanders | 344 m² | 1 · 111 m² | 10.4 m · 2 fl. |
| 73013D0828/00A000 | Flanders | 239 m² | 1 · 203 m² | 10.8 m · 1 fl. |
| 72032B1037/00Z002 | Flanders | 226 m² | 1 · 278 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
4 sitesDilsen-Stokkem2.315.255.881
Dilsen-Stokkem2.315.256.178
Maasmechelen2.315.255.980
Maasmechelen2.374.502.392
Similar companies · same sector, comparable size
ASTUCE
BE 0501.622.830
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L'AMATEUR DU CIGARE
BE 0459.643.804
Wavre · Eq €209,172
LIMAX
BE 0876.887.225
Houthalen-Helchteren · Eq €207,727
BELWORK
BE 0839.375.048
Tournai · Eq €207,634
SUCCESS
BE 0459.394.077
Oostende · Eq €218,587
Of 418 companies in sector 47260 we hold annual accounts for 264. 208 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47260Retail trade
47621Retail sale of newspapers and periodicals
46350Wholesale trade
47279Other retail sale of food
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.