RUTTE84
ActiveRUTTE84 has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €189k and a net result of €43k. Equity is growing by ~45.8% per year across the filed fiscal years. Its solvency ranks better than 70% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▼-10
Solvency100▲+6
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 4.1 against 3.17 in 2023; short-term debt: 24.3% and cash: 82.4% of total assets), and 24.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-08-2025, 4 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
4 d late
2023
27 d early
2022
35 d early
2021
89 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€189k▲ 29.4%
2023 · €146k
2021: €32k
2022: €83k
2023: €146k
2021 → 2024
Total assets
€250k▲ 17.3%
2023 · €213k
2021: €55k
2022: €118k
2023: €213k
2021 → 2024
Net result
€43k▼ 31.5%
2023 · €63k
2021: €24k
2022: €51k
2023: €63k
2021 → 2024
Working capital
€188k▲ 30.0%
2023 · €145k
2021: €30k
2022: €82k
2023: €145k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€32k-€83k▲ 161%€146k▲ 75.1%€189k▲ 29.4%
Operating result€35k-€73k▲ 110%€87k▲ 18.5%€61k▼ 29.9%
Net result€24k-€51k▲ 110%€63k▲ 21.7%€43k▼ 31.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 30% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €250k
Fixed assets
€841▼ 37.5%
Current assets
€249k▲ 17.6%
Equity and liabilities €250k
Equity
€189k▲ 29.4%
Debt
€61k▼ 9.2%
The debt ratio falls from 31.4% to 24.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61k▼
2023 · €87k
Cash flow
€43k▼
2023 · €63k
Solvency
75.7%▲
2023 · 68.6%
Current ratio
4.10▲
2023 · 3.17
Quick ratio
4.10▲
2023 · 3.17
Debt / equity
0.32▼
2023 · 0.46
ROE
22.7%▼
2023 · 42.9%
ROA
17.2%▼
2023 · 29.4%
Interest coverage
98.15▼
2023 · 282.40
Debt
€61k▼
2023 · €67k
Debt ≤ 1 year
€61k▼
2023 · €67k
Income taxes
€19k▼
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€213k€250k▲
Fixed assets21/28€1k€841▼
Tangible fixed assets22/27€1k€841▼
Furniture and vehicles24€1k€841▼
Current assets29/58€212k€249k▲
Amounts receivable within one year40/41€46k€43k▼
Trade receivables40€26k€19k▼
Other amounts receivable41€20k€24k▲
Cash at bank and in hand54/58€166k€206k▲
Equity and liabilities
Total equity and liabilities10/49€213k€250k▲
Equity10/15€146k€189k▲
Contributions10/11€8k€8k=
Reserves13€139k€182k▲
Distributable reserves133€139k€182k▲
Amounts payable17/49€67k€61k▼
Amounts payable within one year42/48€67k€61k▼
Trade debts44€8k€220▼
Suppliers440/4€8k€220▼
Taxes, remuneration and social security45€58k€55k▼
Taxes450/3€56k€55k▼
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€880€5k▲
Income statement
Code20232024
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€505€505=
Other operating charges640/8€0€511▲
Gross operating margin9900€87k€62k▼
Operating profit (loss)9901€87k€61k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€310€626▲
Recurring financial charges65€310€626▲
Profit (loss) for the period before taxes9903€88k€62k▼
Income taxes67/77€25k€19k▼
Profit (loss) for the period9904€63k€43k▼
Profit (loss) for the period to be appropriated9905€63k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€43k▼
Transfer to equity691/2€63k€43k▼
To other reserves6921€63k€43k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
04-08
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 28/05/2026
- Registered-office move, Schoorheide 59, 2490 Balen
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Equity above €150kEq €189k ▲29.4%
4 profitable years in a row build equity to €189k.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €63k ▲21.7%
Operating result €87k, net result €63k, both a record.
31-12
Financial
Equity above €100kEq €146k ▲75.1%
3 profitable years in a row build equity to €146k.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoorheide 592490 BalenGround area
2,278 m²
Building footprint
183 m²
Volume, LiDAR
243 m³
Parcel 13342C1126/00M000, Flanders · tallest building 4.8 m. Linked by address, not a title deed.
1 establishment unit
RUTTE84
since 20212.319.549.716
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13342C1126/00M000 | Flanders | 2,278 m² | 1 · 183 m² | 4.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900C6WD8HUKWLAZ86
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,227 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:rob.rutten@email.com
Phone:+32 498 41 33 96