RUTMAS

Active

Private limited companyfounded 2006active for 19 yearsMaastrichterstraat 311, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0885.272.577

Summary

The annual accounts of RUTMAS for financial year 2025 show a net loss of 54% of the equity at the start of that year. The 2025 annual accounts show equity of €56,675 and a net result of -€67,242. Equity is shrinking by about 21% per year across the filed financial years. Its solvency ranks better than 23% of 424 sector peers (NACE 23, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow Report Compare

RUTMASActiveChecked score 53/100

Risk analysis Report Compare

Activity

Manufacture of other non-metallic mineral products

NACE 23310Wholesale of construction materials, general range NACE 46831

1 site

Size

€328,445total assets 2025

Staff: 3.9 FTE
Equity: €56,675
Loss: -€67,242

Turnover not published (abbreviated or micro format)

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.7%

Structure

CAKRIMARDirector · permanent representative GEELEN Marita

2025 accounts filed 61 days late1 of 4 deeds summarised

Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €67,242, the second in a row (financial year 2025)Last filed accounts filed 61 days late; 1 of the last 3 latelowers riskSize: total assets €328,445Sector: Manufacture of other non-metallic mineral products (NACE 23)Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 10% of its sector peers (NACE 23, micro)

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 42-14

equity 17.3% of total assets

Liquidity 16-7

short-term debt 79.0% · cash 7.2%

Profitability 0=

return on assets -20.5%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (857 companies, NACE 23, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.3%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▼ -0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.4%▲ +0.1 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026 09-2026: 0.8%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.7%▼ -0.1 percentage points vs 09-2026

Credit of up to €3,000 on 30-day terms, only on tighter conditions

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity insufficient (current ratio 0.47, compared with 0.64 in 2024, below 1; short-term debt: 79% and cash: 7.2% of total assets), and 82.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, micro): better than 21% on solvency, 9% on liquidity, 3% on profitability and 7% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises riskneutral

Size: total assets €328,445

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Loss of €67,242, the second in a row (financial year 2025)

NBB · annual accounts

Last filed accounts filed 61 days late; 1 of the last 3 late

NBB · filings

Sector: Manufacture of other non-metallic mineral products (NACE 23)

KBO

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€67,242

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 424 sector peers (2025).

NBB · sector comparison

Position among 424 sector peers

Solvency

better than 23%

← weakest strongest →

A punctual record breaks

This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

61 days late

2024

on the day

2023

on the day

2022

5 days early

2021

11 days early

2020

5 days late

2019

4 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days after the deadline; the sector median (NACE 23) for financial year 2024 is 10 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-09-2026 Annual accounts filedfinancial year 2025 · micro…
31-07-2025 Annual accounts filedfinancial year 2024 · abbreviated…
31-12-2024 Weakest financial yearnet -€69,226

Key points

Risk: 4 loss-making years in a rowloss financial year 2025 -€67,242 View
Caution: Among the weakest 5% on net resultsector median €6,408 · 423 companies -€67,242 View
Caution: Equity fell in 2025from €123,917 to €56,675 ▼ 54.3% View
Caution: Latest accounts filed lateafter the legal deadline 61 days View

By topic

Financials

Financial year: 2025
Total assets: €328,445
Loss: -€67,242
Solvency: 17.3%

Total assets▼ 17.0%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

CAKRIMARDirector

Go to Board & ownership

Timeline

Events: 22
Since: 2008
Next accounts: by 31-07-2027

31-07-2024Annual accounts filed
20-02-2024Resignation: CAKRIMAR CV (manager)
26-07-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Manufacture of other non-metallic mineral productsNACE 23310
Founded: 21-11-2006
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 42

Who signs: Each director alone
Annual meeting: First Friday of June at 19:00
Purpose: “De productie, verkoop, transmissie van elektriciteit op basis van hernieuwbare…” (deed in Dutch)

Go to Articles of association

Key facts about RUTMAS

What is the company number of RUTMAS?: 0885.272.577. In Belgium the VAT number is the company number with BE in front: BE 0885.272.577.
Where is RUTMAS based?: The registered office is at Maastrichterstraat 311, 3740 Bilzen-Hoeselt.Company details
What does RUTMAS do?: According to the KBO register, the main activity is manufacture of other non-metallic mineral products (NACE 23310).
What is the legal form of RUTMAS?: Private limited company (BV).
When was RUTMAS founded?: On 21-11-2006.
Is RUTMAS still active?: Yes, RUTMAS is an active enterprise in the KBO register.
How many employees does RUTMAS have?: On average 3.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of RUTMAS?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is RUTMAS profitable?: In financial year 2025, RUTMAS made a loss of €67,242.
Where can I find the annual accounts of RUTMAS?: RUTMAS filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of RUTMAS due?: By 31-07-2027, for financial year 2026.Timeline